Ungaxhomeki kwiiNgxowa-mali zabafundi ukuhlawula ikholeji
Siyakuvuyiswa ngokuqinisekileyo ukuba unentsapho ejongene ngempumelelo nesicelo sekholeji kunye nenkqubo yenkxaso yezemali . Yona ndlela inzima ukuhamba, kwaye akukho mntu uza kukugxeka ukuba ngaba uziva uthabatha iinyanga ezimbalwa ukuphumla. Emva koko, uvakalelwa kukuba isigqibo sokugqibela ngoMeyi sihamba kude, kwaye ukuhamba kwabo kwiikholeji kubakho nakwixesha elizayo, ngoko kutheni ukhathazeke?
Nangona kunokuba kukuhle ukuvumela ukuhamba nge-acceleration pedal nje encinci, inyaniso kukuba kukho amanyathelo amaninzi ongayithatha ngoku angenza umehluko omkhulu kwikusasa lakho lwezezimali.
Esinye isinyathelo esibalulekileyo, ngokuqinisekileyo, kukuqhubeka nokukhangela i-college scholarships. Ezi zifumaneka unyaka-wonke kwaye ezinye ziyakwazi ukubeka i-dent enhle kwimali oyakufuneka uyihlawule ikholeji. Enye inyathelo kukujonga indlela obole ngayo imali . Zama ukuboleka kangangoko kunokwenzeka, kodwa ukuba ufuna ukuboleka ube ngumntu onobuchule ngayo. Oku kusihambisa kumsebenzi wokugqibela - yakha ishicilelo sebhajethi yekholejini.
Oku kunokuvakalelwa njengendlela yokudlula imali yokuchitha iinyanga zakho zentwasahlobo, kodwa ixesha elityalomali lingahlawula ngeendlela ezininzi ezingalindelekanga. Unokumangaliswa ukubona ukuba kuninzi kangakanani ukufumana umntwana ekholejini xa uhlala phantsi kwaye unqabile ukubala amaninzi. Umntwana wakho uhlala ekhaya iminyaka engama-18, kwaye ezininzi zeendleko zifakwe kwisabelo-mali sekhaya.
Ukongezelela, kusenokuba ngowokuqala umntwanakho unokulawula okuzimeleyo ngemali, ngoko ufuna ukuqiniseka ukuba izithintelo ezifanelekileyo zikhoyo. Xa uhlukanisa iindleko ze-out-of-pocket zezingane zakho kwiintsapho, kunokukufumanisa ezinye ikhefu ekufumanekeni kwemali. Uhlahlo lwabiwo-mali kusenokwenzeka ukushiya ixesha lokuphanda iindlela zokunciphisa iindleko okanye ukufumana imali eyongezelelweyo phezu kwehlobo ukufihla ukungaphumeleli.
IBhodi yeeKholeji iqhuba uphando lwe-year elibonisa iimfuno zebhajethi eziqikelelweyo kwiindidi ezahlukeneyo zemfundo. Le yindawo enhle ukuqala ngcamango jikelele yeendleko, kwaye ke unokwenza ibhajethi ethile kwiimeko zakho. Injongo kukusebenzisa imali yakho, kwaye uboleke kangangoko kunokwenzeka. Nazi ezinye izicwangciso zokuqalisa ukudala ishicilelo sebhajethi yekholejini:
- Fumana itemplate: Kukho iikhompyutheni ezininzi zokuhlawula i-intanethi ezingenasistim ezingenakunceda kwinkqubo yohlahlo lwabiwo-kholeji. Fumana enye ehambelana nesimo esithile somfundi, kwaye wenze ulungelelwaniso njengoko kuyimfuneko.
- Qala ngokukhawuleza: Kungaba yinto efanelekileyo ukuqala ngohlahlo lwabiwo-mali kwinyanga nje okanye ezimbini ukuqinisekisa ukuba uyayiqonda ngokupheleleyo ingqiqo, kwaye awuyikushiya nayiphi na into. Qaphela ngokucophelela ingeniso kunye neendleko ukwenzela ukuba unokwenza utshintsho njengoko ukwandisa ukuya kuhlahlo lwabiwo-mali olude kwi-semester okanye unyaka wonke wesikolo.
- Hlola nganye into nganye: Ufuna ukuqinisekisa ukuba amanani owasebenzisayo ayinyani, kodwa ufuna ukujonga ukuba kukho naziphi na izicucu ezingenziwa. Jonga iindlela zokukhethwa kweendleko phakathi kweencwadi ezitsha kunye nezisebenzisiweyo, jonga izicwangciso zedatha, kwaye ujonge iindleko zokuhamba ngebhajethi ezifana nokwabelana ngokubambisana nabanye abafundi.
- Ungakulibala into engalindelekanga: Vumela indawo encinane kwibhajethi nganye yenyanga ukuba ubeke eceleni imali ngeenjongo zongxamiseko. Awukwazi ukuba nini imoto iya kufuna ukulungiswa, ingozi yonyango ingase ivele, okanye enye into inokwenzeka. Ukuba unayo imali yokuyigubungela, uya kuvuyela ukuba ulungele le nto.
Ekugqibeleni, kubalulekile ukubandakanya umfundi wakho kwinkqubo yokucwangcisa. Lo msebenzi omkhulu ekufundeni malunga nokuphatha imali, kwaye uvumele umntwana wakho ukuba azi ukuba izinto ezilindelwe zichanekile ukususela ekuqaleni. Yenza ukuba wazi ukuba awuyi kukhonza njengeBhanki kaMama noTata xa umntwana wakho enandipha ubomi obungenasiphako. Nina nonke kule ndawo kunye, kwaye kufuneka nilungise ngokufanelekileyo.