Ngomngcipheko wokuhlaselwa, ukuhlawula ukwandisa iwaranti yomenzi (inkontileka yenkxaso yenkonzo eyongezelelweyo) izandi ezifanelekileyo, ukuba uxolo lwengqondo luphela. Nangona kunjalo, iinkampani zenkampani yesithathu zikhankanya iindiqinisekiso ziyaziwa ngokuba zi-shady - kwaye zizenzela ukuba zibe ngababoneleli ngeenkonzo ezisemthethweni, kuphela emva kweenyanga okanye kwiminyaka kamva iboniswe ngobuqhetseba.
Ukwandisa iWaranti Yakho Yilungele ?
Kuxhomekeke ekunyamezelweni kwakho kwengozi. Kwabaninzi, amawaka ambalwa eedola ezichithwe kwi-warranty-backed-generated-backed kwixesha leminyaka embalwa yintengo encinci ukuhlawula uxolo lwengqondo ukuba ukuba kukho nayiphi na into ephulekileyo, iya kugqitywa ne-hsle. Njengoko zininzi iintlobo ze-inshurensi, abasebenzisi bemali bahlawula iwaranti enwetshiwe ngokuqhelekileyo ngaphezu kokuba baya kuphuma kwisicwangciso. Kodwa kwabanye, kungabikho kucacisa nokuba inxalenye eyonakalisiweyo ingagqiba ukubeka imoto yabo kwindawo yokulungisa ebiza kakhulu ingaphezulu kwayo.
Umkhiqizi ochasene neMaranti-Party Party
Xa uthengisa iwaranti esongezelelweyo yomenzi wakho kwimoto yakho entsha okanye esetyenziswayo, unokuqiniseka ukuba xa imoto yakho iphuka , oomatshini abaqeqeshiwe abaqeqeshiwe basebenzisa iziqalo zangaphambili kwindawo yokulungisa eqinisekisiweyo baya kufumana imoto yakho iphinde ibuyele kwakhona. Ngakolunye uhlangothi, abancedisi be-warranty providers, ngakwelinye icala, abanalo uxanduva lwezoshishino kunye nenkampani eyenza imoto yakho.
Ngokuqhelekileyo, ezi zicwangciso zenkampani yesithathu azigubungelelanisi ukulungiswa okubalulekileyo, ukushiya abathengi babo baphezulu kwaye bome xa kubaluleke kakhulu.
Iimpawu Uqhelwa
Ngelixa zonke iinkampani zenkampani yesithathu ezithengisa iziqinisekiso ezininzi zibuqhetseba, kukho izibonakaliso ezininzi zokuba zibekho.
Sawubona uMnu. Roboto
Ngo-2016, i-Federal Trade Commission yabuyisela abantu abangaba ngu-6 000 ngaphezu kweedola ezigidi ezingama-4 ukuba babebethelwe kwiikontrakthi zesevisi zandisa inkonzo kunye nokuzenzele ukuhambelana nomenzi wemoto okanye umthengisi apho amaxhoba ayithenge imoto yabo.
Kubantu abangaboniyo abazithengile ukukhutshwa kwiifowuni, bafumanisa ukuba xa imoto yabo idinga ukulungiswa, isicelo sabo sokubuyiselwa kwembuyekezo sasihoywa. Yintoni eyenza olu hlobo lweefowuni ngokukodwa lubuhlungu, i-FTC ilumkisa, kukuba i-robocaller ingazi ulwazi lomntu malunga nemoto yakho kunye newaranti, okukhokelela ekubeni ukholelwe ukuba imthethweni.
4. Cwinela Uxinzelelo
Kwiimeko ezininzi, abathengi babeziva bexinzelelekile ekuthengeni ukuthengwa kwabathengisi be-third party kwifowuni, ngaphambi kokuba benze uphando olufanelekileyo, ngenxa yeendlela zokuthengisa ezinzima eziphezulu ezisetyenziswe ngabakwa-telemarketers. Omnye intatheli wabhala i-NBC News ithi ngenkathi ecelwa ngelinye i-telemarketer ehamba ngokukhawuleza, uxelelwe ukuba ukuba akazange asebenzise ithuba lokungaphuthelwa ngeli thuba ngelixa, inkqubo yekhompyutheni yenkampani yayiza "ngokuzenzekelayo cima "iifayile zakhe ekupheleni kwefowuni. Nabani na umnxeba othetha ngokukhawuleza kunye neengcinezelo ozenzayo kwisigqibo se-snap kufuneka zijongwe ngeqondo eliphilileyo lokungathemba.
3. Ukuhlawula ukudlala
Xa ucinezelwe ngumnxeba we-telemarketer ophezulu, abantu abaninzi abanokuqonda bacela ukuva okungakumbi malunga nesicwangciso - abanye bacela ngokuhlakanipha ukuba bathumele ikopi ebhaliweyo yemimiselo neemeko abayavuma phambi kokuba benze isigqibo.
Ngokuqhelekileyo, impendulo kwesi sicelo esifanelekileyo kukuba loo migaqo iya kuthunyelwa emva kokuhlawulwa kwentlawulo yokuqala. Uyazi ukuba oko kuthetha ntoni: i-telemarketer izakukhupha ngokukhawuleza ulwazi lwakho lomntu kunye nolwazi lwekhadi lesikweletu, uya kuhlawuliswa, kwaye awusoze uva kwi-telemarketer okanye nkampani kwakhona.
2. Mhlonela uMonger kwiBhokisi lemeyile
I-Telemarketers kwifowuni kulula ukuyihoxisa, ingakumbi ukuba unako ukugqiba xa ibiza nge-ID yomnxeba. Amaxwebhu athunyelwe ngokwenene angathunyelwa. Ngamanye amaxesha, abathengisi baziguqula iimpapasho zentengiso njengomenzi oncomekayo okanye izilumkiso ze-DMV ezinezihloko ezinjenge "iSaziso sokugqibela: Ukuchitha i-Warranty Auto," ukukhuthaza abamukeli ukuba bafonele inombolo ngenani leenkcukacha.
1. Ukukhupha akusiyo nje isandi sokumnandi
Unokwazi ukuxelela xa i-telemarketer ibiza: kukho inombolo engama-1-800 engenayo okanye igama lokumaketha lokubhengeza liyavela kwi-ID yeefowuni.
Kodwa iinkampani ezithatha inxaxheba kwi-spoofing zizenza njengomntu ongekho. I-spoofers eziphambili zingenza igama labo libonakalise njengento eyahlukileyo kwi-ID yomnxeba okanye thumele ii-imeyile ezibonakala ngathi zivela kwidilesi eyahlukileyo ye-imeyile (njengokunye, kwiwebhusayithi ye-auto-manufacturer) xa bevela ngokwenene kuthengiswa kweqela lesithathu iqela.
Indlela Yokugwema Ukuxhatshazwa
Akukho konke ukuqinisekiswa kwemiganci kufuneka kugwenywe njengesibetho. Ukuba ukhetha ukuthenga, nantsi indlela yokukhetha ngokuhlakanipha:
Umxhasi oPhezulu okanye iBust
Ukuba uxolo olukhulu lwengqondo, ukuba uya kuthenga iwaranti esongezelelweyo, kufuneka uthenge iwaranti esongeziweyo ngokukodwa kwimveliso yomoto. Inokukuhlawula imali ngaphezu kwee-telemarketers zenkampani yesithathu zikhangisa, kodwa uya kuphumla lula ukwazi ukuba ungathemba umgaqo-nkqubo ngokwawo.
Sebenzisa iBBB kunye neFTC ngokufanelekileyo
Ukuba ufumana uncedo oluvela kwinkampani ethengisa iziqinisekiso ezininzi, nokuba ngabafowuni, ngeposi okanye ngekhompyutheni, kulungile ukwenza uphando olukhawuleza kwiShishini leBusiness Better (BBB) ukuze ubone ukuba yintoni igama labo nokuba abathengi banelisekile. Ukuba unesimo esingenakukwazi ukusifumana esithenge kakade iwaranti enokwenziwa ngobuqhetseba, ungayibika kwakhona kwi-Federal Trade Commission kunye ne-BBB ukuncedisa ukubuyisela ibango lokubuyisela imali.
Uhlala Ucela Iinkcukacha
Xa usefowuni kunye ne-telemarketer kwaye izinto zizwakala isicatshulwa, kungcono kube lula ukuxhoma. Kodwa ukuba ulingeka ukuba uthenge iwaranti esongezelelweyo abayithengisayo kuba ivakalisa ukuba yinto efanelekileyo, qiniseka ukuba ayikho into enhle ukuba yinyani. Buza imibuzo ukuze uqiniseke ukuba ngubani abo bathi bayiyo: ukuba bathi iwaranti yakho iphela ngokukhawuleza, idlala isilumko, kwaye ubuze ukuba yiyiphi imoto yakho ekubhekise kuyo? Ukuba abakwazi ukukuxelela ukwenza kunye nemodeli yemoto yakho, bayazi njani ukuba iwaranti yakho iphela? Ukuba bacela inkokhelo, cela ukuba ubone imimiselo neemeko zokuqala. Dlala umdlali ukuba uyifunayo, kodwa ubuze iinkcukacha ezininzi njengoko ufuna - zinokuthi zinkulungwane zama-dollar akho ayenzileyo engozini; Ngaba awufuni ukuyisebenzisa njengobulumko ngokusemandleni?
Ungalokothi unikele ngolwazi lomntu siqu ngaphandle kwefowuni
Ngaba bafuna inombolo yakho yekhadi lesikweletu? Inombolo yokhuseleko lasekuhlaleni? Uxolo, kuya kufuneka bathumele ulwazi oluninzi malunga noko bathengisa kuqala.
Musa ukunyanzela - kwaye musa ukufumana i-Antsy!
I-Telemarketers zibala kuwe ukuba ziphendule, kwaye zilungile kuyo: zithetha ngokukhawuleza ukuze uqale ukuziva uxhalabile. Bakuxelela oku kanye ngeli thuba lokuphila, ukuba akukho kubuya kulo mnikelo, kwaye uziva uzixhalabele ngakumbi - kwaye uzaliswe ngolo suku "uloyiko lokulahleka." Musa ukwethuka - uhlale uxolo, kwaye uthetha ngokukhawuleza. Ukuba kukho into evelayo kakhulu ukuba yinyani, okanye kufuneka usebenze ngokufanelekileyo kwesi sibini ukuze ugcine into ethile, mhlawumbi ilungile ukuba yinyani.
Ufuna umgaqo-nkqubo wokuxhuma
Imigaqo-nkqubo yokunciphisa idibanisa uluhlu olungagqitywanga kwimeko apho iqhekeza okanye isithuthi sakho. Imigaqo-nkqubo yokubandakanya ibhala nje izinto ezifunyenwe ngumgaqo-nkqubo. Nguwuphi na ovakalayo ukuba angakushiyi ukhathazeka ngendlela eya kumatshini kwaye uphelelwe amandla ngokungathintekiyo, "uxolisa, andiyikubona kwizinto zezinto ozikhuselekileyo?"
Uyazi Ukuba Unokhetho
Ukuthenga isandiso sewaranti akuyona indlela yodwa "yokuthenga" uxolo lwengqondo. Ukuba iwaranti yakho iphela ngokukhawuleza, qalisa ukubeka eceleni imali encinane nyanga zonke ukuze "uziqinisekise" malunga neendleko zokugcina okanye ezinye izinto zokulungisa. Ngeke ube noxolo lwengqondo kuphela, kodwa kwimeko enokwenzeka imoto yakho ayifuni ukulungiswa kwexabiso elibi, uya kuba nemali oya kuyichitha ekuwandiseni iwaranti yakho.
Kungakhathaliseki ukuba ukhetha iwarranty eqinisekisiwe yomenzi, iwarranty eyandisiweyo yenkampani yesithathu, okanye akukho waranti, nceda ufunde ukushicilelwa okulungileyo uze wenze uphando lwakho ngaphambi kokuba utyalomise nantoni na. Ikhredithi yakho iya kukubulela kamva.