Yintoni i-inshurensi yomshuwalense we-Auto Party

Kutheni Akufanele Uze Uxhomekeke KwiNkampani Yomshuwalense Wesithathu

Njengomnini wemoto, into yokugqibela oyifunayo yinkampani yomshuwalense wesithathu kwisithuthi sakho. Akukona kuphela kubiza, kodwa ayikugubungela yonke imali yakho. Ukuba ufumene isaziso sokuba i-inshurensi yecandelo lesithathu lithengiweyo kwisithuthi sakho, lixesha lokuba usebenze.

Inkampani yomshuwalense wesithathu yinshurensi ethengwe ngumboleki ngomntu wesithathu. Okubalulekileyo wena umnini akazange alandele ekupheleni kwesivumelwano esenziwe phakathi kwakho kunye nomboleki wakho.

Ababoleki bakudinga ukuba ukhusele isithuthi nge-inshorensi egcweleyo rhoqo. Ukuba uhluleka ukuthobela, inqubomgomo yomshuwalense wesithathu ingathengwa ngumboleki wakho endaweni yayo.

Ngubani ohlawula i-inshurensi yabanye?

Nangona i-inshurensi yomntu wesithathu ifunyenwe ngumboleki wakho, ibhajethi ithunyelwa kuwe. Ngokuqhelekileyo, umboleki-mali uya kuzongeza kwiintlawulo zakho. Ukuba ukhetha ukungayikhokheli, usengozini yokuba isithuthi sakho siphindwe.

Umxhasi we-Intshurensi yeThathu

Kutheni ungagcini i-inshurensi yomntu wesithathu?

Inkampani yomshuwalense wesithathu ibandakanya kuphela abo babolekisi, i-aka yakho imoto. Ukulimala okwenyama kwisithuthi kuya kugqitywa, kodwa akukho nanye inembopheleleko yakho. Ukuba ne-inshurensi yenkampani yesithathu ayinakuyenza ibe yinto esemthethweni ukuba uqhube isithuthi sakho . Iindleko ze-inshurensi yecandelo lesithathu libiza kakhulu kunexabiso lomgaqo-bhorensi wendabuko kwaye inika ingxelo engaphantsi.

Kuthekani ukuba unomgaqo-nkqubo we-inshorensi kunye ne-inshurensi yecandelo lesithathu yathengwa nayo

Ukuba unomgaqo-nkqubo womshuwalense osebenzayo kwaye waxelelwa ngumgaqo-nkqubo we-inshurensi yomntu wesithathu, kufuneka unikezele ngokukhawuleza ubungqina bomshuwalense kumboleki wakho.

Yintoni ebaluleke ukubhala uluhlu lwakho lendleko njengentlawulo yokulahlekelwa?

Naliphi na ixesha ubeka inshorensi kwisithuthi ngemali-mboleko kufuneka ubhale uluhlu lwakho lendleko njengentlawulo yokulahlekelwa. Uluhlu lobolekisi luya kwenza ukuba umnini-mboleko athathe isaziso kwiinkampani zomshuwalense. Ngokufaka umnini-mboleko njengentlawulo yokulahlekelwa ngokukhawuleza kwangoko, uya kunciphisa i-inshurensi yenkampani yesithathu ibekwe kwisithuthi sakho ngephutha. Thetha umboleko wakho kwi-arhente ukwenzela ukuba umnini-mboleko angabhaniswa ngokufanelekileyo ukususela ekuqaleni.

Ngaba unakho ukuhlawulwa kwiintlawulo ze-inshurensi yabanye?

Ukuba unesibrari yenkampani yesithathu egcinwe kwisithuthi sakho ngexesha elifanayo kunye ne-inshorensi eyaneleyo, kufuneka ube nokukwazi ukuhlawulwa kwiintlawulo ze-inshurensi yabanye. Ubungqina benkcazo yokuphindaphinda kuzakufuneka unikezwe kumboleki. Ikhasi lokubhengezwa yiyona ndlela ifanelekileyo yobungqina bokubonelela ngetyala lakho.

Ngubani na umboleki wakho ofuna?

Ababoleki bafuna ukubalwa njengoluhlu lwelahleko kunye neye- insured eyongezelelweyo . Bafuna ukubona ukukhutshwa kwemfanelo, ukukhutshwa okubanzi kunye nokukhawulelana . Abanye ababolekisi babeka eminye imiqathango kwimali yokufikelela. Umda wokunyaniseka othe ngqo kunye neemali ezichithwe kakhulu zifuneka.

Ungaze uthembele kwi-inshurensi yenkampani yangaphandle ukuze ufumane ukuhamba kweso sithuthi. Akusiyo inomdla wakho. Kubalulekile ukuba nenqubomgomo yomshuwalense wemoto ekhusela ngokupheleleyo umdla wakho. Inkampani yomshuwalense wesithathu ikhusela isithuthi sakho ngokumalunga nomonakalo. Akukho xanduva okanye ulwabiwo lwezonyango luya kwandisa kuwe nge-inshurensi yomntu.

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