Umlilo kunye noBugi bemoto
Iimpawu eziqhelekileyo zokuLungisa amagama
- Comp
- Ngaphandle kweClision
- Umshuwalense
- Umlilo noBhoba
Ingakanani indleko?
Umqhubi oqhelekileyo, uvavanyo oluqhelekileyo lisoloko lufikeleleka ngokufanelekileyo. Kuyacaca ukuba iyahluka kwizithuthi kunye nomqhubi kodwa ngokubanzi oko ufumanayo, ngokuqhelekileyo kulungele ixabiso. Nokuba i- windshield yokutshintshwa inokuhlawula iindidi ezingamakhulu angama-dollar kunye ne-windshields ephahliweyo ayiqhelekanga. Qhagamshelana nommeli wakho we- inshorensi ukukunceda uhlolisise iinjongo zokufikelela ngokubanzi . Iyakwazi ukukusindisa amawaka eedola eziphuma kwiindleko zemoto.
Uyakongeza nini ukufumana ingxelo epheleleyo?
Ukubambisana kwe-Collision ayinakongezwa kwipolisi yakho ngaphandle kwe-coverage ebanzi efakwe. Kodwa, olubanzi luyakongezwa kwipolisi yakho yemoto ngaphandle kokudibanisa. Olupheleleyo luyinto ephakathi phakathi kokufihlakeleyo nabani na ofuna ukukhuselwa kodwa akafuni ukuhlawula ngokukhawuleza .
Kuyaqhagamshelaniswa ngokubanzi njengendlela yokukhusela isithuthi sakho ngelixa ligcinwa. Ukuba awuyikuqhuba isithuthi sakho ixesha elide, unokuba unomdla ukwazi, ukukhutshwa ngokubanzi kunika ukhuselo lomonakalo emzimbeni ngelixa limile. Ngoko ukuba kukho nantoni na eyenzekayo kwisithuthi ngelixa ingaqhutyelwa, ukukhutshwa ngokubanzi kuza kubandakanya iindleko zokulungiswa kokunciphisa.
Unokugcina imali eninzi ngokuthatha inzuzo yokubambisa kwisithuthi kwaye ube negalelo elibanzi kuphela.
Ngaba inqwelo yam inshurensi yasekhaya yam imoto?
Kuyinto engafanelekanga ukuba i- inshurensi yasekhaya iyakubhenca imoto emiswe egaraji. Umlilo okanye ikhaya elidilikayo kwisithuthi akuyi kubanjelwa ngumgaqo-nkqubo womshuwalense wekhaya. Indawo yodwa yokufumana ukufumana ingqalelo kumgaqo-nkqubo. Abanye abathwali bomshuwalense banokukuvumela ukuba ungeze ukwamkelwa kwipolisi yomninikhaya wakho ukuba isithuthi siyi-antitique. Ngokuqinisekileyo, qinisekisa ngegosa lakho le-inshorensi yintoni inqaku elinikezelwa ngumgaqo-inshurensi yendlu.
Yintoni ekhuselekileyo?
- Umbane we Windshield
Zombini iifrikhsi zomoya kunye neenqwelo zomoya eziqhekekileyo zifakwe phantsi kwengxelo ebanzi. Isizathu somonakalo asiyi kuchaphazela ukukhutshwa. Naliphi na umonakalo weglasi, kuquka igalazi yomnyango, ingilazi ye-back, kunye ne-sunroof zonke ziwela ngaphakathi kwi- coverage . - Iingozi Zezondo
Esinye sezibango eziqhelekileyo eziqhelekileyo yingozi yenzama. Ukugqithiswa ngokubanzi kuya kunenezela kunoma yisiphi isilwanyana kuquka kodwa kungaphelelwanga kwiintaka, i-raccoons kunye neenja. - Yonakalisa ukulimala
Isichotho singabetha ngaphandle kwesaziso kwaye awukwazi ukuhlala uhlala egaraji lakho. Ngomsebenzi okhuselekileyo, uya kukhuselwa kuzo zonke iinkohlakalo zesichotho.
- Ukulimala komlilo
Umlilo ungenza umonakalo omkhulu kwisithuthi. Ingaba umlilo unxulumene neenjini okanye uqalwe ngumfana wakho oyintombi, i-intanethi iya kugubungela isithuthi sakho. - Imoto ebiwe
Ukuba isithuthi sakho sishiyekile kwiintsuku ezingama-30, i-intanethi iya kuhlawula ixabiso langempela lemali yesithuthi sakho esilahlekile. - Ukutshatyalaliswa kwezinto
Naluphina uhlobo lokuchithwa kwesithuthi sakho kubandakanya imoto yakho ibe yintsimbi okanye ipende edliwe kude nabantwana bendawo abaqanda isithuthi sakho bahlanganiswe phantsi kwe-comp. - Ukulimala kweMkhukula
Ukuba itheyibhile yamanzi iphakama kwiindawo eziphakamileyo, i-cover cover iya kufumana isithuthi sakho somile. Akunandaba nokuba yintoni eyenza umkhukula ingaba sisiqhwithi , ukuphuka kwamanzi, okanye imvula enamandla kakhulu umonakalo wamanzi uhlanganiswe ngokubanzi. - Umthi Uwela KwiKoto Yakho
Ukuba ufumana isithuthi sakho sichithwa ngaphantsi komthi, yindlela eyodwa yenkampani yakho yomshuwalense eya kuhlawula ukulungiswa ukuba uthenge ingxelo epheleleyo.
Ezipheleleyo kunye neeDeductibles
Khetha i- deductible ngexesha lakho lokuthenga ngokubanzi. Abanye abathwala i-inshurensi banikela ngenani elichithwe ngokubanzi, kodwa uhlawula imali ephezulu. Ukuba ukhetha i-deductible, uya kufuneka uhlawule i-deductible ngexesha lokulahleka. Akunandaba nokuba kwakuyisenzo sikaThixo; Ukunciphisa ukusetyenziswa xa ukhetha i-deductible.
Ngaba ibango elibanzi liya kuthintela izinga lam inshuwalense yemoto?
Abathengisi abaninzi be-inshurensi banokuzalisa amabango amaninzi. Abanye abasazihlawulanga ngaphandle kokuba ufake amabango amathathu okanye angaphezulu kwiiminyaka emithathu. Uninzi lwawo aluyi kukhwelisa kwi-windshield kodwa ukubetha iindlala ezininzi ngexesha elincinci lingaba nefuthe elibi.
Abathwali be-inshurensi bagcina iso elifutshane kakhulu kumabango. Ukuba ufake ibango elinye, baqikelela ukuba unako ukufaka enye into. Ycinge. Ukuba uhamba ngeendlela zokusebenza imihla ngemihla, ufanele ubone inyamazane kwaye ngelanga ngelinye ilanga liza kubetha. Ukuba unemibango yentsholongwane, ngaba uya kuvuyiswa ukwazi ummelwane wakho obetha intwana okanye ezimbini zihlawula umlinganiselo ofanayo nawe? Kunzima ukulinganisa izizathu ze-inshurensi zithatha indlela abazenza ngayo.
Ukuba ukhathazekile ngokunyuka kwamazinga ngenxa yamabango amaninzi, qiniseka ukubuza ummeli wakho womshuwalense womshuwaleni ukuba umphathiswa wakho ubamba njani. Zithengeza ngezithuthi ezahlukeneyo kwaye wenze amabango abe ngowokuqala kumbuzo wakho.