Yiyiphi iQinisekisa njengoMbane?
- Ungquzulwano lwemoto
Ukuba isithuthi sakho sisengozini nesinye isithuthi, udibene. Ukukhawulelana ngokubambisana kuya kusebenza kwizithuthi ezibandakanyekayo ubuncinane. Ukuba ukugqithwa komlenze kwakungakhethiweyo ngumqhubi we-fault-case, akayi kuba negalelo lokulungisa isithuthi.
- Pot Hole
Ngenxa yokuba izibhokhwe zivame ukukhuselwa, abathwali bomshuwalense baphatha umonakalo we-pothole njengendlela yokudibana. Kufuneka ukhethwa ngokukhawulelana kunye nokulungiswa kweso sithuthi. - Umthi
Ukubetha umthi kungonakalisa kakhulu imoto. Yenza umehluko ukuba kwenzeka njani umonakalo. Umthi owelayo uthathwa njengebango elibanzi . Ukubetha umthi omileyo okanye umthi owawa phambi kwakho ukuwuxabisa uthathwa njengento edibeneyo. - Umzila woLondolozo
Ukukubeka ngokulula, ukubetha into engaphiliyo kuthathwa njengento yokudibana. Ukugxuma okanye ukungabi nakubonwe ngumgcini wokugcina, ukuyeka uphawu, ibhokisi leposi okanye isakhiwo kuya kuthathwa njengento edibeneyo. Akukho nto eyahlukileyo ukuba umonakalo ngumncinci omncinci okanye ukubethelwa kancinci, qha ga mshelana nomntu ongaphiliyo obangela umonakalo kwisithuthi sakho. - Bhala
Ngamanye amaxesha ukuhla emgodini kungabangela umonakalo omkhulu kwisithuthi sakho. Umhlaba uphitshiswe kwi-carriage of vehicle yakho unokukhawuleza ufune uhambo ukuya kumatshini. Iimoto ezigqityiweyo ngakumbi. Ukulimala komzimba kuzo zonke izithuthi ezingekho kwiingcipheko ezifihlakeleyo ziya kuhlala zikhutshwe phantsi koxinzelelo.
Ukulungiswa okanye Ukulahlekelwa Konke
Ukucinga ukuba unobungozi bokudibanisa, inkampani ye-inshorensi inokukhetha ezimbini ukwenzela ukuba uvuselele kwakhona. Isithuthi sakho siya kulungiswa okanye ixabiso lemali yesithuthi sakho liya kuhlawulelwa kwimeko yokulahlekelwa ngokupheleleyo .
Yintoni ongayilindela ngokulungiswa:
- Iimpawu ze-Aftermarket okanye iindawo ezisetyenzisiweyo ziya kusetyenziswa ukulungisa isithuthi sakho. Ukuze ufumane ii- OEM , uya kufuneka ukuba ukhethe ukwamkelwa okongeziweyo kumgaqo-nkqubo wakho, oza kubakho kuphela abathwali bomshuwalense .
- Ukulungiswa kwesithuthi sakho kufuneka ubuyisele imoto yakho kwimeko yangaphambili, ukuba umonakalo awuzange kwenzeke.
Yintoni enokuyilindela ngokulahlekelwa ngokupheleleyo :
- Ukuba isithuthi sakho silahlekelwe ngokupheleleyo, i-insuster yebango le- inshorensi iya kulungelelanisa nawe ukucacisa ukuba yintoni imali yexabiso lemoto yakho ngexesha lokulahleka .
- Naluphi na ukulungiswa kwamva nje okanye ukutshintshwa kweengxenye kufuneka kufakwe kwixabiso langempela lemali. Fumana iirisithi naluphi na ukulungiswa kwemoto okwangoku uyenzile.
Ulungelelwano oluchithwe
Ukubambisana ngokukhawuleza kudla ngokuza kutsalwa. Uya kuba noxanduva lokuhlawula inani leedola elidweliswe kwi-collision deductible. I-deductible isetyenziswe ngexesha lokungenisa imoto yakho kwimoto yomshuwalense wemoto.
Uhlengahlengiso
Ngamanye amaxesha inkohlakalo ayinqunywanga kwaye iyomile ngquzulwano. Kunokwenzeka ukuba bobabini abachaphazelekayo babandakanyeke ukuba babengafanelekanga. Kulo hlobo lwesimo, unako ukufaka ibango phantsi kwenkcazo yakho yokubambisana kunye nenkampani yakho yenkampani yomshuwalense isebenze ngokuxhomekeka.
Ukuthotyelwa komzimba kuthetha ukuba uzama kwaye uhlawulelwe ibango emva kokuba iphoso lichongiwe. Ikuvumela ukuba ulungiselelwe isithuthi sakho ngexesha elikhawulezayo kwaye uhlawulelwe ngexesha elizayo. Ukubuyiselwa kwemali kunokususa indawo yakho yebango lokubakho.
Inkampani yakho yomshuwalense iyimfuneko ukuba ikuncede ukuthobela ibango lakho, nangona kunjalo, abafunwa ngumthetho.
Ukubambana kunokwenzeka nakubani na. Njengomqhubi, uthatha ingozi yokubambisana. Abaqhubi baseMichigan banemithetho eyahlukileyo yemithetho yokudibanisa ukulandelelana ngokwe -inshuwalense yaseMichigan . Nangona kungakhathaliseki ukuba uhlala phi, ukuba ufuna ukulungelelanisa, kufuneka udityaniswe ngokukhawuleza kwimigaqo yomshuwalense wemoto yakho ukwenzela ukuba isithuthi sakho silungiswe okanye siphelelwe.