Urhulumente unokujonga iimpawu zeelayisenisi zokuqhubela ilayisenisi ezahlukeneyo kunomtshini womshuwalense wemoto.
Yintoni echaphazela ubude bexesha lokuShatshazwa kweZithuthi kuhleli kwiRekhodi yakho?
Ininzi abantu bayayazi ithikithi yezitrato kuthetha iqondo eliphezulu le-inshurensi yemoto, kodwa uyazi ukuba ixesha elide lokunyuka kwamazinga liya kuhlala lide kangakanani?
- Umthumeli we-inshurensi: Ukunyanzeliswa akuphelelwanga ngendlela efanayo phakathi kwenkampani yomshuwalense ngamnye. Abanye abathwala i-inshurensi banokubuyela kuphela kwiminyaka emibili ngenxa yokuphulwa okuncinci, ngelixa abanye bangabuyela emva kweminyaka emithathu kweso siganeko. Uninzi lwabase-inshurensi lunikeza isaphulelo sokuqhuba umqhubi emva kokungabikho zengozi okanye ukuphulwa kweminyaka emihlanu, kwaye abanye bacela ukuxolelwa ngengozi ukuba ngaba ungumqhubi okhuselekileyo.
- Uhlobo loPhulo lweZithuthi: Uhlobo lokuphulwa kwezithuthi oluthatyathwe lunokuchaphazela inani lexesha le- inshurensi yakho yongezela umgaqo-nkqubo wakho. Ukuqhuba ngokunyanisekileyo kunye nokuqhubela phambili phantsi kweempembelelo zimbini zecala. Iminyaka emihlanu inokudlula ukuba abo basuse irekhodi lakho kunye nabathwali bomshuwalense abakhethiweyo. Ininzi yabathwali yomshuwalense inokubona yonke imbali yakho yokuqhuba, kodwa izithwala ze-inshorensi ziphela ngokugqithisa kwamaphuzu avela kwiminyaka emihlanu edluleyo.
Ngaba ungaziva uthanda ukubiza nokucela i-inshente yomshuwalense wemoto? Zama ukujonga iphepha lakho lokumemezela ngolwazi olunzulu malunga nokuphulwa kweendlela kunye nezigwebo zabo. Ungathi kwakhona umnxeba wenkonzo yabathengi yakho. Unokuziva unengqiqo ngakumbi xa uthetha nomntu kwiziko lokufowunelana ne-arhente yakho enokuthi unobungane obusondeleyo naye.
Khawucinge ngezoXhatshazo
Abathengisi abaninzi be-inshurensi banika ukuphulaphula nokuxolelwa kwengozi. Udla ngokukhawuleza uhlawule ngakumbi, kodwa kukukhusela ngokunyuka kwamazinga kwimeko yokuphulwa kwezithuthi ezincinane. Xa irekhodi lakho licacile, jonga ukuphulaphulwa. Ngokuqhelekileyo iqhubela kuphela idola enye ngenyanga, kuxhomekeke kwirekhodi yakho.
Ukuphulwa kuya kupheliswa ekugqibeleni. Ukuba usandul 'utshaphulo, qiniseka ukuba ugcine umgaqo osebenzayo. Abaqhubi abaninzi bawela emgibe wokucinga ukuba ukuhamba ngaphandle kwenqwelo-yomshuwalense yindlela ephantsi. Nangona kunjalo, ukubanjiswa kokuqhuba ngaphandle kwenqwelo-mali yomshuwalense, ngokukodwa kwengozi, kunokungonakalisa ngemali kubaqhubi abaninzi-kungabikho ngokungekho mthethweni kwiindawo ezininzi. Abantu abaninzi abenza olukhetho olukhethileyo abaziqapheliyo amaxabiso aphezulu kakhulu abiza abaqhubi bengenawo umgaqo-nkqubo we-inshurensi yemoto xa bazama ukuthenga i-inshorensi. Ukuba ugcina umgaqo-nkqubo wakho womshuwalense osebenzayo kwaye uqhuba ngokukhuselekileyo, qiniseka ukuba ukuphulwa kweendlela zakho ekugqibeleni kuphuma kwirekhodi yakho.