Misele kwaye Ulibale
Into ebalulekileyo malunga nokudluliselwa kwemali kwikhompyutha unokuyibeka ixesha elinye kwaye zonke iintlawulo zexesha elizayo zibekwe.
Iintlawulo ziya kuthathwa kwi-akhawunti yakho ngomhla omnye kwinyanga. Ungaphinda ubhale isheke kunye nokuhlawula iposi. Ukusebenzisa indlela yokuhamba kunye nenombolo ye-akhawunti ukusuka kwi-akhawunti yokutshekisha okanye yokugcina imali ikhethwa ngaphezu kwekhadi lesikweletu kuba amakhadi eemboleko afuna iintsuku zabo zokuphelelwa ixesha ngokutsha rhoqo. Iincinci zonke iinkampani zomshuwalense zinika iintlawulo ze-EFT, kwaye yindlela yokwenza intlawulo ekhethiweyo ngaphandle kokuhlawulwa ngokupheleleyo. Buza i- arhente yakho ukuba yiziphi iifom ze-EFT ezivunyelwe kunye nomphathi wakho. Ezinye iinkampani zinciphisa ukhetho lwakho ukujonga nje ii-akhawunti.
Gcina kwiiNtlawulo zeNtlawulo
Iinkampani zomshuwalense zihlala zihlawula iintlawulo zokuhlawula xa zihlawula iintlawulo zenyanga ngeposi. Imirhumo yokuhlawula inokuhlawulela kwiindleko ukusuka kwi-$ 3 ukuya kwi-$ 10 kuye kuxhomekeke kwi-inshurensi yakho. Ngokuqhelekileyo, umrhumo uya kukhutshwa xa i-akhawunti yakho isetyenziselwa ukudluliselwa kwemali. Ngaphezulu, awusoze wakhathazeka ngemali yokuhlawula emva kwexesha, ukuba iintlawulo zakho zisetyenziselwa ukurhoxisa ngokuzenzekelayo.
Izaphulelo ze-EFT
Ngaphezulu kokulondolozwa kwemali yokuhlawula, ezinye iinkampani zize zinikeze isaphulelo esongezelelweyo ezintlanu ukwenzela ukuba intlawulo yakho ihoxiswe ngokuzenzekelayo kwi-akhawunti yokujonga okanye yokulondoloza. Kukhuthaza kakhulu ukubhalisa. Ngokuqhelekileyo ayikho into efanelekileyo njengokuba ihlawulwa ngokusisaphulelo esipheleleyo, kodwa yonke into inceda ngeendleko eziphezulu ze-inshurensi.
Buza umniki-nkonzo wakho we-inshurensi ukuba kukho nayiphi izaphulelo ezinikezelwa ukubeka iintlawulo zakho kwi-EFT.
Ukutshintshe amabhanki
Musa ukutshintshwa ngokutshintsha iibhanki kwaye ungaxeleli inkampani yakho yomshuwalense. Ukuba ibhanki yakho yebhanki ivaliwe, inkampani yomshuwalense ayikwazi ukurhoxisa intlawulo. Oku kunokubangela iingxaki ezinkulu. Isicwangciso sakho sokuhlawula sinokudityaniswa okanye ngakumbi nakakhulu umgaqo-nkqubo wakho unokukhanselwa xa ungafumani ukuxuba ngexesha.
Ukutshintsha iiNkampani zeInshishino
Izinto ezininzi zenzeka ngokukhawuleza xa kuthengwa i-inshurensi. Ukurhoxisa i-inshurensi yakho yangaphambili akuyi kunika inkampani yenkampani yomshuwalense ithuba lokuyeka ukuhoxisa. Kufuneka ucele ngokuthe ngqo ukuba ususwe kwi-transfusion ye-elektroniki ngokukhawuleza nje ukuba uyazi ukuba uyatshintsha. Zininzi izihlandlo, kuthatha iintsuku ezimbalwa ukususwa ukuba zicutshungulwe, ngoko awufuni ukulinda kude kube ngumzuzu wokugqibela. Ukuba ukhohliwe ukucela ukususwa, yenza i-akhawunti yakho yasebhanki igxininise ukurhoxiswa ngokukhawuleza kwaye uza kubuyiselwa i-premium xa ukucinywa kwakho kucutshungulwa.
Imali ayikho kwiAkhawunti yeBhanki
Esinye seziphahla zokudluliselwa kwemali ngekhompyutha zilula ukulibala. Ukuba inkampani yomshuwalense izama ukukhipha imali ngaphandle kweakhawunti yakho kwaye ingekho imali eyaneleyo, iyalingana nokubhala isheke esibi.
I-check bounced kakubi kubo bonke abachaphazelekayo, ngakumbi wena. Ibhanki iya kukuhlawula intlawulo kwaye inkampani yomshuwalense iyityhafisa imali eyongezelelweyo. Ngokuqhelekileyo, ukuba ufumana iintlawulo ezininzi, i-inshurensi ayiyi kubuyisela ipolisi yakho. Gcina iso elifutshane kakhulu kwi-akhawunti yakho yebhanki ngamaxesha onke, kwaye rhoqo uzinikele umkhokelo wemali eyongezelelweyo ukunciphisa amathuba okuhlawula imali.
Ukuba uye wenza ukutshintshwa kweengxowa-mali zekhompyutha kwiyiphi na enye yeebhilikhwe, ngokuqinisekileyo ubhalise kunye nenkampani yakho yinshuwalense. Izikhuthazo zilungile kwaye kulula ukungazinzanga. Kuthatha ukuthatha isisetyenziswe, kodwa xa usuhlengahlengise indlela yakho yokuhlawula entsha uthanda ukuba wenze utshintsho ixesha elidlulileyo. Ukudluliselwa kweemali ze-elekroniki kulula ukuyimisa, vele ubize i-arhente yakho okanye ubhalise kwiwebhusayithi ye-inshurensi yakho.