Indlela yokusebenzisa iZelle kwiP2P iintlawulo

Khokhela abahlobo kunye nosapho, kodwa khusela ngokucacileyo

Kufuneka uhlawule abahlobo kunye nosapho, kodwa uzonda ukuphatha imali kunye nokuhlola? Iinkonzo ezininzi zeP2P zivumela ukuba wenze iintlawulo zakho. Kodwa-kude kube-ezo zinkonzo zifuna ukuba usethe iakhawunti ezintsha kunye nokukhuphela iifayile. U-Zelle yinkonzo enokuthi unokufumana ukufikelela kwi-app yakho ye-bhanki yeselula, kwaye iyaphuma ekuhambiseni imali ngokukhawuleza.

Indlela iZelle isebenza ngayo

UZelle uhambisa imali kwi-akhawunti enye yebhanki ukuya kwenye.

Ukuba ibhanki yakho inebudlelwane noZelle, akunakunzima ukubhalisa nokuthumela okanye ukufumana imali nge-app yebhanki yakho yeselula. Ukwenza njalo, nikela idilesi ye-imeyile okanye inombolo yeselula ukufumanisa i-akhawunti yakho ye-Zelle. Emva koko, ulungele ukuthumela imali.

1. Apho ungathumela khona: Nika ulwazi malunga nomntu othumela imali kuye. Ungasebenzisa idilesi ye-imeyile okanye inombolo yeselula.
2. Isaziso soMamukeli : UZelle uya kuzisa ummkeli malunga nentlawulo yakho.
3. Ukubhaliswa (ukuba kuyimfuneko): Ukuba ummkeli akanayo i-akhawunti esebenzayo ye-Zelle, baya kufuneka babhalise. Bangakwazi ukwenza njalo ngokusebenzisa i-app yabo yebhanki, okanye bayakukhuphela i-app ye-Zelle.
4. Iimali ezikhoyo: Iintlawulo kunye neZelle zifumaneka ngokutsha ukuze zichithe kwimimiselo embalwa. Nangona kunjalo, ukuba ummkeli akasebenzisi i-akhawunti yebhanki kunye no-Zelle ubambiswano (kwaye ummkeli usebenzisa i-standalone app esikhundleni), ukuthunyelwa kokuqala kuthatha iintsuku ezimbalwa.

Eziphambili

UZelle uyingqayizivele kuba iibhanki ezinkulu zaseUnited States ziyasemva, ngoko yindlela ecacileyo yokuhambisa imali ngokukhawuleza.

Ukudluliselwa okukhawulezileyo: Iinkqubo ezifana ne-PayPal kunye neVenmo zinokulinganisela "ukulinganisela" kodwa zifuna inyathelo elongezelelweyo lokuhambisa loo mali kwi-akhawunti yakho yasebhanki. Ngo-Zelle, nje ngokuba ummkeli ubhalisile okanye "ulunge" umsebenzisi, ukuhanjiswa okungenayo kubonakala kwi-balance balance yakho kwiminithi embalwa nje. I-Cash Cash ihambisa imali ngokukhawuleza kodwa ifuna abasebenzisi bobabini ukuba babe ne-akhawunti yeCash Cash kwaye banikele ngolwazi lwekhadi lesekhredithi.

Akukho zixhobo ezintsha okanye i-akhawunti ezifunekayo: Abasebenzisi abangaphezu kwezigidi ezili-95 base-US sele benalo u-Zelle kwisicelo sabo seselula sebhanki. Kodwa mhlawumbi ungazi ukuba unako ukufikelela. Ukufumana i-Zelle kwi-akhawunti yakho, khangela iinketho zeentlawulo zakho okanye ukutshintshwa. Ezinye iibhanki zisebenzisa i-branding yazo. Umzekelo, i-Chase ibhansela isevisi "Chase QuickPay noZelle."

Ukukhulula ukusebenzisa: UZelle akahlawulanga nayiphi na imali yokudluliselwa, kwaye ezininzi iibhanki zinika inkonzo ngekhululekile kwakhona. Amabhansi azuzwa ngokunciphisa umthamo wemali kwaye uhlola abathengi basebenzise, ​​kwaye ngokuqinisekileyo bazama ukufumana isabelo semarike ukusuka kumncintiswano njengoVenmo noPopmoney .

Ezinye izinto:

• Cela imali: Ukongeza kokuthumela imali, unokucela umntu ukuba akhokhe ngeZelle.
• Ukuhlawulwa kweentlawulo: Ukuba udinga ukwabelana nge-billner yexesha lokutya kunye nabahlobo, unokwahlula iintlawulo kunye nezicelo zokuhlawula kwezinye iifowuni.
• Iintlobo zeeakhawunti: Ngokuxhomekeke kwibhanki yakho, uZelle angenza kube lula ukusebenzisa i-akhawunti yokulondoloza kunye neengxelo ezihlawulwe ngokuhlawulwa-kungekhona nje i-akhawunti yakho yokujonga.

Ukuba iBhanki Yakho ayinayo iZelle

Iibhanki ezingaphezu kwe-60 kunye neemanyano zemboleko zisebenza kunye noZelle, kubandakanywa ezinye zeebhanki ezinkulu zase-US. Kodwa ukuba ibhanki yakho ayikho enye yazo, ungasebenzisa uhlelo lokusebenza lweZelle ukuthumela nokufumana imali.

Kwiimeko ezininzi, uya kufumana ukuhanjiswa okukhawulezayo, njengoko uZelle uzakufaka imali kwi-akhawunti yakho yokukhangela ngekhadi lakho lokubambisa (iVisa okanye i-Mastercard kuphela, ngeli xesha).

UZelle Uphephile?

Njengokuba nayiphi inkonzo yenkokhelo, kungangozi ukuthumela imali noZelle. Kodwa thumela imali kuphela kubantu obaziyo kunye nokwethemba-ngesabelo sakho sokurenta okanye i-billner ye-dinner, u-Zelle uyona khetho olukhethekileyo.

Ukuthenga intanethi? I-Zelle ayiklanyelwe ukuthenga kumaziko afana ne-eBay okanye i-craigslist. Ngokuqhelekileyo awukwazi ukukhansela iintlawulo emva kokuba ubathumelele, ngoko awukho enhlanhla ukuba awufumani oko uhlawule. Kwiiwebhusayithi ezingaziwa nabathengisi, sebenzisa iinkonzo ezifana ne-PayPal okanye ikhadi lekhredithi kunoko . Njengoko kunye neVenmo, ungayihoyi imfuno evela kubaculi bokudibanisa abafuna ukuba uhlawule kunye noZelle.

Ukhuseleko lwe-akhawunti: I-akhawunti yakho ye-Zelle iphephile njenge-akhawunti yakho yasebhanki.

Amabhanki kunye neemanyano zemboleko zisebenzisa iindlela ezinamandla zokukhusela iingxaki, kodwa nayiphi na into enokwenzeka. Oku kuthethi, ukusebenzisa iZelle akufanele kukwandise amathuba okuba baduni bangene kwiakhawunti yakho. Gwema ukusebenzisa i-app yakho yebhanki kwi-wi-fi -wait yomntu kude kube yilapho uhlala ekhaya okanye sebenzisa inethiwekhi yedata yakho yeselula endaweni yoko.

Ukukhuselwa kwabaThengi: UZelle ufana nomkhiqizo webhanki "okhuselekileyo" xa kuyinkampani ye-akhawunti. Kodwa akukho khuselo lwabathengi kula ma-transfer . Ukuba uthumela imali kumntu, wenza "ukudluliselwa" kugunyazisiweyo, kufana nokunikezela ngemali. Ibhanki yakho ayiyi kukunceda ukuba uhlulwe okanye kukho nayiphi na ingxabano.

AbaPhicothi abakhulu

UZelle mhlawumbi inkonzo enkulu yentlawulo ongakaze uyive. Isicwangciso sebhanki kwi-interface elula kunye nentsebenziswano namaziko amakhulu.

UVenmo noZelle: Ukuthandwa kukaVenmo kuya kuba nzima ukuba uZelle anqobe. Kwakhona, umahluko omkhulu phakathi kwezi zixhobo ezimbini kukuba iintlawulo zeZelle zihamba ngqo phakathi kweebhanki. I-Venmo ine "ibhalansi" ehlala eVenmo kwaye kufuneka idluliselwe kwibhankini yakho ukuba ufuna ukusebenzisa imali kwenye indawo. Ukutshintshwa kungathatha ubuncinane olunye usuku, kodwa iVenmo ikuvumela ukuba wenze ukutshintshwa ngokukhawuleza ngekhadi lakho lokubambisa nge $ 0.25 ngokudluliselwa. Kwakhona, i-Venmo inokutya okuhlaleni, kungcono okanye kukubi.

I-PayPal emelene noZelle: I- PayPal yenye yeenkonzo zokuhlawula ze-P2P endala, kwaye yinto efanelekileyo yokuthenga i-intanethi. Ukuba ufuna iNkonzo yoMkhuseli kwindawo ethile (kunye nokuthengiselana kwakho kulungile), hamba ne-PayPal. I-PayPal isebenza nabasebenzisi abangaphandle kwe-US, ngoko kuyayinceda ukuthumela imali phesheya . Futhi i-PayPal inayo iVenmo, ngoko "ukulinganisela" kunye neempawu zokudlulisa ngokukhawuleza ziyafana.

Imali Yesikwele: Isikwele senza i-splash ngokubonelela ngokutshintshisa ngokukhawuleza ngamakhadi-debit-mahhala. Kodwa ukhuphiswano luyabanjwa. I-Cash Cash nayo iseyona nkonzo ebalulekileyo kulabo abanayo (okanye bafuna) i-akhawunti yeCash Cash, kodwa abasebenzisi abatsha bentlobo banokukufumana kulula ukuba basebenzise iZelle.