I-Venmo I-Safest kunye nabantu abaziwayo kunye namaBrandi
Ngaba Kukhuselekile?
Xa usebenzisana nabahlobo okanye uhlawula ishishini elihloniphekileyo, uVenmo (kakhulu inxalenye) ekhuselekileyo. Ukhuseleko oluqhelekileyo kunye neteknoloji onokuyilindela kwiziko lemali likhusela ulwazi lweakhawunti yakho.
Kodwa ukuthenga okanye ukuthengisa nabantu abangaziwa (kwi-intanethi okanye ngomntu) kuyingozi.
Imali ebhankini: UVenmo uye waba neengxaki kwixesha elidlulileyo, kwaye ihlala yinto efanelekileyo yokujonga i-akhawunti yakho kwaye ubhalisele izilumkiso ukuze uhlole ngokuthe ngangoko intengiso. Ukuba imali ibiwe kwi-akhawunti yakho yasebhanki, unokukhuselwa phantsi komthetho wesigqeba, kodwa kufuneka usebenze ngokukhawuleza ukuze uzuze kuloo khuselo . Yazisa iVenmo kunye nebhanki yakho ngokukhawuleza ukuba ubona into enokukrokra. Yongeza i-PIN kwi-akhawunti yakho yeVenmo ngokukhusela okongezelelweyo.
Izindlela zokuxhasa imali: Indlela ekhuselekileyo yokusebenzisa iVenmo kukusebenzisa ikhadi lekhredithi njengendlela yakho yokuxhasa imali ( ngokuchasene nokusebenzisa ikhadi lokukhwabanisa , okanye ikhonkco ngqo kwi-akhawunti yakho yasebhanki). Iindleko ezininzi ukusebenzisa ikhadi lekhredithi, kodwa inceda ukukhusela i-akhawunti yakho yokujonga i-akhawunti yakho yemihla ngemihla. Ukuba inkohliso yokukhwabanisa igxotha i-akhawunti yakho yokukhangela, unengxaki (kodwa umrhumo wekhadi lesikweletu unokucocwa ngaphambi komhla olandelayo).
Kulungile kodwa, shiya imali encinci kwi-akhawunti yakho yeVenmo uze uchithe kwi-balance yakho yaseVenmo endaweni yokudweba kwiakhawunti yakho yokujonga okanye kwikhadi lekhredithi.
Ukufumana Inkokhelo (Ukuthengisa NgeVenmo)
Ukufumana iintlawulo kubungozi kungakhathaliseki ukuba yiyiphi ithuluzi oyisebenzisayo. Ukulawula loo mngcipheko, yamukela kuphela iintlawulo ezivela kubantu obaziyo nokwethembayo - yiloo nto eyenziwe nguVenmo.
I-Venmo ayifuni ukuba isetyenziswe kwishishini lakho elincinci okanye ukuthengiswa okungekho emthethweni kwi-Craigslist.
Ngelishwa, iintlawulo ze-Venmo ozifumanayo zinokuguqulwa emva kokuba zibethe iakhawunti yakho.
Xa ufumana inkokhelo, ibonakala ngathi ukuthengiselana kuqedile: Imali ibonakala kwi-akhawunti yakho yeVenmo ngokukhawuleza, kwaye unokukwazi ukusebenzisa imali. Nangona kunjalo, loo mali ifunyanwa kuphela phantsi kwengcinga yokuba konke kulungile.
Ukuba kuvela ukuba kukho ingxaki, inkokhelo iya kuguqulwa, kwaye unembopheleleko yaloo mali. Ukuba awuzange uyisebenzise imali, uVenmo uza kuthatha imali. Ukuba sele usuchithe imali, uzakuyifaka esikhundleni sayo.
Yintoni e ngahambi kakuhle? Kungenzeka ukuba umntu ohlawuleyo uya kufaka ibango kunye neVenmo, okanye umntu angasebenzisa inombolo yekhadi lesikweletu ebiwe ukuxhasa imali. Ekugqibeleni, umnikazi wekhadi lomthetho unokufaka ifayile yokubuyisela imali , kwaye intlawulo iya kukhutshwa.
Oku kusenokumangalisa kuba ezinye iiplatifti zentlawulo zinikela umthengi (kunye nomthengisi) ukukhusela. Ungakholelwa ukuba akukho ndlela yokucima inkokhelo - kuba yiloo nto uVenmo athi:
"Ngeli xesha, akunakwenzeka ukukhansela intlawulo esithunyelwe kuVenmo."
Nangona kunjalo, iintlawulo zinokuguqulwa. "Umthengi" wakho akayikukhansela inkokhelo - baxabana nentlawulo, okanye omnye umntu wenza njalo emva komsebenzi ongagunyazisiweyo kwiakhawunti yabo.
Ukuqhathaniswa noVenmo
Abaculi beCon bafundile ukuba banokusebenzisa ngokunjalo ukudideka. Njengoko kunye nekhredithi yokukhangela i-cashier , baxhaphaza ukucinga kwakho malunga nendlela imali ehamba ngayo: Ucinga ukuba intlawulo iphelele, ngoko ke unika nayiphi na into oyithengisayo.
Inyaniso kukuba kuthatha iintsuku eziliqela ukuba iintlawulo ziqhutywe (ukuba imali ihambe kwi-akhawunti yebhanki yomthengi okanye ekhadini kuVenmo). Kodwa iintlawulo zibonakala ngathi zikhawuleza. Kwiimeko ezininzi, kungenzeka nokuba kuba akukho buqhetseba obuqhubekayo. UVenmo utshela ukuba uhlawulwe nje kwaye ubonisa uphawu oluncinane olubonisa ukuba imali i-akhawunti yakho ngokukhawuleza.
Kwi-scam yokutshatyalaliswa kwe-Venmo, "umthengi" unxibelelana nawe malunga nento oyithengayo kwi-Craigslist.
Bacela ukuhlawula ngeVenmo kwaye bahlawule ngokukhawuleza ukuba uyamkela. Ngelo xesha, ngokubanzi uza kubonelela nayiphi na into oyithengayo (nokuba uyayithumela, uyinike ngesandla, okanye uyithumele i- Bitcoin kumthengi), ucinga ukuba konke kulungile. Emva kweentsuku ezimbalwa, uVenmo uphindaphinda umthengi, kwaye umthengi wakho akafumanekanga.
Ukongeza ekulahlekelweni kwempahla yakho, ukuba uyayichitha loo mali, uya kufuneka ubeke imali eyakufumanisa ukuba uyifumene (ngokuyibuyisela kuVenmo kwi-akhawunti yakho yasebhanki, umzekelo).
Umgaqo weVenmo
UVenmo ngokubanzi akaboneleli ngoncedo kwiimeko ezinjenge-scam echazwe ngasentla. Isivumelwano somsebenzisi sicacisa ukuba inkonzo "yeentlawulo phakathi kwabahlobo kunye nabantu abathembekileyo," kwaye akukho mthengi okanye umkhungisi wokukhusela.
I-Venmo iyakwenqabela ukusebenzisa inkonzo ngeenjongo zoshishino (ngaphandle kokuba unobambiswano lwezoqoqosho kunye neVenmo), oko bangachaza ngokuba bathengise abantu abangabazi. Abanye abagxekile amaxhoba baye bafumana izaziso ezivela kuVenmo ezibonisa ukuba iindleko zabuyiselwa ngenxa yokuba ukuthengiswa kubonakala kufana nokuthengiswa kwezoshishino.
Ungalindelanga uncedo olukhulu oluvela kuVenmo ukuba izinto zihamba buhlungu. Kwixesha elidlulileyo, uVenmo uxelele abathengi ukuba basebenze izinto kunye nabani na "abahlawule" baza bathabatha irhweba. Ewe, amasela akayi kusebenzisana, okukushiya ngeendlela ezimbalwa ngaphandle kokubiza amapolisa okanye ukuzisa amanyathelo omthetho kumthengi (ukuba unokumfumana).
Ngamabali ambalwa amangalisa, jonga ukuhlawula kwe-Slate ye-Venmo ukuthengiselana kakubi.
Ukukhathazeka kwangasese
Ukuba ukhathazekile ngokukhululekileyo, khusela ukushicilela umsebenzi wakho kwisondlo. Kwiimeko ezininzi, akukho nto yokukhathazeka ngayo. Nangona kunjalo, kuxhomekeke kwimeko yakho, unokukhetha ukugcina iinkonzo zakho ezizimeleyo. Isondlo sinokunika abagculi okanye i-stalkers ulwazi oluninzi kunokuba ungathanda, okanye luyakwazi ukutyhila ngaphezulu malunga nemali yakho kunokuba ukhululekile.
Eminye iVenmo
Yintoni ongayenza ukuze uhlale ukhuselekile? Ungasebenzisi iVenmo kunanto ngaphandle kweentlawulo phakathi kwabahlobo kunye neentlawulo kumashishini abavunyiweyo.
Imali: Ukuba uthengisa kwi-Intanethi okanye kwi-Craigslist, fumana ezinye iindlela zokuhlawula. I-Cash isoloko inokukhetha xa usebenzisana nabantu abangaziwayo (khusela kuphela xa uphume kwaye uhlolisise ii-billing, khetha indawo efanelekileyo, ungawubonakali imali ngeenxa zonke, uze ufumane imali leyo ebhankini ngokukhawuleza ).
I-PayPal: I- PayPal yinto engafanelekanga, kodwa kufuneka uqonde i-pros and cons from all options. I-PayPal ixhomekeke kumxhasi ukuba kukho impikiswano, ngoko usenomngcipheko wokuhlawula ama-thiza (nangona unakho ukunqoba kwinkqubo yengxabano ukuba unokubonisa ukuba ulandele yonke imithetho ye-PayPal).
Iimvavanyo kunye neemali zemali: Unokwamkela iifom zephepha ezidala ezenziwe ngabantu abangaziwayo. Nangona kunjalo, ezo ntlawulo zingasetyenziselwa ubuqhetseba. Uya kufuna ukuqinisekisa iifizi ukuba usebenza nomntu ongaziwayo, kwaye ngoko ke kukho ithuba lokuba inkokhelo iya kubetha.
Iintlawulo zeBhanki: Kwiintengo ezinkulu zeedola, kungenangqiqo ukuya kwibhanki lomthengi (ukuba oko kuyasebenza). Baya kuhamba nomgca wokuchazela nabo okanye bajonge ngokukhawuleza ukuba bafumana iteksi yecashier yokuhlawula. Unokucela kwakhona ukudluliselwa kwefowuni , kodwa oku kungakhokelela kwezinye izizathu: uya kufuneka unikezele ngeenombolo zakho zebhanki kunye neenombolo zeakhawunti , ezingasetyenziselwa ukukhawula imali kwiakhawunti yakho.
Ukuthenga ngeVenmo
I-Venmo yayakhiwe ekuqaleni kumntu kwiintlawulo zomntu. Kodwa ingasetyenziselwa ukuhlawula ukuthenga - ukuba umthengisi ugunyazisiweyo ngeVenmo. Abathengisi abagunyazisiweyo baquka iimveliso ezinkulu ezifana ne-White Castle, Delivery.com kunye ne-Gametime. Kodwa ukuba uhlawula umntu othengisayo kwi-Craigslist okanye kwi-eBay, usebenza ngaphandle kwemithetho kaVenmo. Akukho nhlobo yokukhusela umthengi, ngoko uya kulahla imali xa umthengisi ekunika iimveliso ezikhohlisayo (okanye akukho nto).