Indlela yokuqinisekisa iiNgxowa-mali

Qinisekisa iNgxowa-mali ngaphambi kokuba uhlawule i-Check

Ukuba unakho ukungathandabuzeki ngeteksi, yinto efanelekileyo yokuqinisekisa iifowuni kwaye ufumane ukuba isheke liyakunceda. Ukushiya isheke esibi kuthetha ukuba uya kufuneka ukhokhe imali yebhanki-kwaye uya kufuneka uthathe amanyathelo angaphezulu ukuze ufumane imali.

Indlela yokuqinisekisa iiNgxowa-mali

Ukuqinisekisa imali, kuya kufuneka udibanise nebhanki leyo imali evela kuyo.

1. Fumana igama lebhanki ebhekise kwisheke.
2. Khangela ibhanki kwi-intanethi, kwaye uvakashele isayithi elisemthethweni yebhanki ukuze uthole inombolo yefowuni yenkonzo yabathengi.

1. Tshela impendulo yenkonzo yomthengi ongathanda ukuyiqinisekisa isheke.
2. Ukubonelela nge-akhawunti yebhanki kunye neenombolo zokuhamba ukusuka kwisheke (khangela apho ufumana khona loo manani ).
3. Ukubonelela ngenani lesheke.

Sebenzisa imithombo esemthethweni: Isheke ingaba nenombolo yefowuni yefowuni eprintwe kunye negama lebhanki kunye ne-logo. Nangona kunjalo, kukuhle ukubiza inombolo oyaziyo (ngokusebenzisa lwakho uphando) luvumelekile. Ukuba i-check is a fake, abaculi baxhomekeke ukuba banikeze inani eliya kwi-"bhanki" ekhohlisayo, ngubani oya kukuxelela itekisi elungileyo.

Imigaqo-nkqubo yeBhanki iyakha imingeni: Ezinye iibhanki zenza kube nzima okanye akunakwenzeka ukuqinisekisa imali. Bangakufuna ukuba utyelele isebe kumntu okanye uhlawule umrhumo, kwaye banokungavumi ukuqinisekisa imali yabathengi babo (ngenxa yokukhathazeka kwangasese, umzekelo). Kwangaphantsi, kufuneka ekugqibeleni bakuxelele ukuba ikhona iakhawunti. Ukusuka apho, kuya kufuneka unqume ukuba okanye ungathathi amathuba akho.

Uyazi ntoni na?

Emva kokuba uqinisekise imali, unolwazi olungaphezulu, kodwa usenakuqiniseka ukuba itekisi ilungile. Eyona nto ingcono, unokufumanisa ukuba kukho imali eyaneleyo ekhoyo kwi-akhawunti yombhali wekhenkethi ngexesha lefowuni yakho (okanye ngaloo ntsasa). Ngoko yintoni e ngahambi kakuhle?

1. Umbhali wokukhangela unokurhoxisa imali kwi-akhawunti ngaphambi kokufaka isheke.
2. Ungasifaka isheke ngokukhawuleza emva kokuyiqinisekisa, kodwa kunokuthatha intsuku okanye ezimbini ukukhangela i-akhawunti yengxelo yombhali (umzekelo, ukuba ubeka isheke kwi-bhanki yakho kunye nefowuni yakho yeselula ).
3. Umntu oninike isheke angeke abe ngumnikazi wangempela we-akhawunti yokujonga (omnye umntu unemali eninzi, kodwa uya kuba yintlanzi xa bebona ukuba isheke lobuqhetseba sithatha i-akhawunti yabo).
4. Okunye ukurhoxiswa, ukuxolelwa, okanye i-akhawunti ibambe ingakhupha imali kwi-akhawunti yombhali wekhenkethi phambi kokuba isheke sinikezelwe.

Xa uqinisekisa imali, awufumani isiqinisekiso sokuba imali iya kuba khona kuwe - uyazi nje ukuba iyafumaneka ngokubanzi. Awukwazi ukugcina loo mali. Ngaphandle kokuba ingotshe iyitshekhi ye-casher eyiyo (ekhankanywe kwi-akhawunti yebhanki) okanye isheke eliqinisekisiweyo , kusoloko kukho umngcipheko wokuba isheke liza kubetha.

Indlela Yokuqiniseka

Indlela ekhuselekileyo yokuqinisekisa ukuba uyifumana yakho imali ukukhangela isheke kumntu kwibhanki yombhalisi. Kufuneka utyelele i-bhanki yebhenkethi yokukhangela ukuze usebenze. Ukuba uyithatha kwibhanki yakho (eyenzekayo kwibhanki eyahlukileyo), ibhanki yakho inokunika imali ngokukhawuleza.

Nangona kunjalo, imali ayizange iqokelelwe kwenye ibhanki. Ukuba uya kwi-bhanki ukuba imali isetyenziswe, imali iphuma kule akhawunti ngokukhawuleza.

Ukusebenzisa ibhanki yakho? Kwenzeka ntoni ukuba ubeka (okanye ukheshi) isheke kwibhanki yakho? Kukhuselekileyo ukulinda iiveki ngaphambi kokuba uchithe imali - ngaphandle kokuba uqinisekile ukuba isheke lilungile. Ukuba i-check is a bounces, unoxanduva lwemali oyifumene nayo kwi-akhawunti, ngoko uya kufuneka ubuyisele iibhanki yakho. Inqubomgomo yakho yokufumana imali yebhanki ingakuvumela ukuba uhambe ngekheshi, nangona i-check is not good.

Hlola Iinkonzo zokuqinisekisa

Ukuba uqhuba ishishini elwamkelayo ukuhlola ivela kubathengi rhoqo, ukuqhagamshelana neebhanki kuzo zonke iitshekethi zilukhuni. Hlola iinkonzo zokuqinisekisa kunokukunceda ukuba ufumane ukuba ngaba uya kuhlawulwa, kodwa abayikukhangela ibhalansi ye-akhawunti yakutshanje.

Kunoko, ezi nkonzo zifakela iifenethi ze-akhawunti kunye nabantu abanembali yokubhala ukuhlolwa kakubi- kwaye lwazi luncedo. Ezinye iinkonzo ziqinisekisa ukuhlawulwa xa zihluleka ukukuqaphela kwisheke elibi.

Inkonzo yokuqinisekiswa kwentsimbi yindlela ekufutshane ngayo yokufumana ukuqinisekiswa kwe-intanethi, kwaye kubiza imali ukusebenzisa ezo nkcukacha. Ngelishwa, akukho sixhobo esihlawulelwayo esilula kubo abathengi ukuqinisekisa ukuba uhlola i-intanethi - kufuneka uqhagamshelane nebhanki ethile ukuba imali iyakhankanywa, kwaye ibhanki kufuneka ikulungele ukufumana isicelo sakho.

Iiflegi ezibomvu

Ukongeza ekubuzeni ibhanki, unokwenza umcuphi othile oyisisombululo ukuze ukhangele ukuba isheke liyakuthi libe yinkohliso.

• Khangela uluhlu lweempawu zokhuseleko, oluvame ukuprintwa ngasemva kwetshekhi (kwaye uqinisekise nganye yezo zinto).
• Khangela i- microprint , ebonisa ukuba isheke liprintwe ngumshicileli wokutshekisha ngokusemthethweni (kwaye kungekhona kwikhaya lomculi).
• Khangela iiflegi ezibomvu zokuziphatha , njengomntu ofuna ukukunika imali ngokutshintshela isheke.
• Ukuba ukwamkela ukuhlolwa kwamakhasimende, misela imithetho yokunciphisa amathuba okukhutshwa .