Iifutshane zokuthengisa ezithengiweyo, Abasebenzisa, iiNzuzo, kunye neNgxowa

Ngaba Ufanele Uhlale Unamathuba Emfutshane?

Iifotshane ezimfutshane zokuthengisa xa uthengisa izabelo ongekho. Unokwenza njani oku? Umthengisi wakho wempahla uthenge isitokisi. Uya kukuboleka kuwe, athengise, kwaye ahlawule iakhawunti yakho ngemali. Uthembisa ukuthenga i-stock ngexesha elizayo ukubuyisela mboleko. Oku kubizwa ngokugqithisa okufutshane.

Kutheni ukuba umthengisi wakho abe mnandi kangaka? Okokuqala, umhlawula umrhumo omncinci wokuthengiselana.

Uhlawula umthengisi nayiphi na igalelo elihlawulwe yi-stock ebolekekile. Uyathemba ukuba intengo yesitokhwe iyancipha ngexesha elifutshane, ngoko unako ukwenza inzuzo . Ukuba ixabiso lesitoko lihlala lifanayo, awukho umrhumo. Ukuba ixabiso lesitokhi likhuphuka, uphuma kwixabiso lentengo ephezulu kunye nentlawulo.

Umthengisi uyaqinisekiswa ngemali. Ukongeza, umthengisi unokukunyanzela ukuba ugubungele okufutshane nanini na. Oko kuthetha ukuba uza kufuneka uthenge i-stock kwixabiso lelo suku ukuze ubuyisele kumthengisi wakho. Ukuba ixabiso lesitokhi lenzekile ukuba liphakame ngaloo mini kunomhla wakho umthengisi wanike yona, awukho umehluko. Umthengisi unokukucela ukuba ufihle iifutshane ukuba abatyali-zimali abaninzi bebathengisa i-stock yakho mfutshane, kwaye umdayisi wayedinga ukuboleka! Ngoko, ukuba oko kwenzeka, uqiniseke kakhulu ukuba intlawulo iya kuba phezulu kunokuba "uthengise" yona.

Ukuthengiswa okufutshane kunokukwenza ukuba amanani emfuyo aphumele okwesikhashana kwisitoksi esinoxabiso eliphantsi.

Ukuba wonke umntu ucinga ukuba intengo yesithamo iyawa, kwaye kukho ukuqhutyelwa kokuphelisa isitokisi, isambatho esifutshane singenza ukuba intengo yesitokhi ikhuphuke. (Umthombo: iKhomishini yoThuseleko kunye noTshintshiso, ukuthengiswa okufutshane)

I-Hedge Funds NgabaBasebenzisi abakhulu kunabo bonke abathengi abafutshane

Iimali ze-Hedge zisebenzisa ukuthengisa okufutshane ukufumana inzuzo ngexesha lemarike yeebhere yesitokisi okanye nakwi- market crash .

Kungenxa yokuba i-fund ingathengisa i-stock xa iphakamileyo, kwaye uyithenge xa ​​iphantsi. Izimali zeHedge ezifana nezentengiso ezimfutshane kuba zifumana imali ngaphambili, ekuthengiseni isitokisi ababolekelwe kumthengisi. Eyona nto, ingozi yabo kuphela yokubeka ingozi yintlawulo ehlawulwe ukuthengiswa kwentengiso emfutshane.

Olu hlobo luvumela i-hedge funds ukwenza imali eninzi xa ilungile. Ukuba abaphosakeleyo, bayaphosakele. Kodwa abaphathi be-hedge fund abasebenzisi imali yabo, ngoko ke ukuba ngaba bangalunganga, abayihlawula impazamo yabo ngemali yabo. Ukuba zilungile, zihlawulwa ipesenti yenzuzo. Le nkqubo yembuyekezo ibavuza ngenxa yokukhupha ingozi.

Kuze kube nguMthetho we- Dodd-Frank Wall Street Reform Act , i-hedge funds ayizange ilawulwe. Oku kwakuthetha ukuba abazange baxelele abo batyala-mali ukuba benzani, okanye balahlekelwa phi imali. Abatyalomali bafaka imali ngokufanelekileyo kwibhokisi emnyama. Ukuba i-hedge fund yenza okungaphezu kokulahlekelwa ngexesha elide, abatyali-mali babevuya.

Inzuzo

Njengezinye iintlobo zeemveliso, ukuthengiswa okufutshane kukuvumela ukuba uvuno olukhulu lubuye ngaphandle kokubeka imali eninzi ngaphambili. Kuphela kufuneka utyalomali umrhumo wakho kumthengisi wakho. Ukuba ulungile, kwaye intengo yesitoksi iyancipha, bonke abanye bayazuza.

Okwesibini, ukuphelisa isitokethi yenye yeendlela ezimbalwa zokwenza imali kwimarike yeebhere.

Okwesithathu, ukukhawuleza kunokuhlawula utyalo-mali ukuba usenayo isitokisi, awuzange uthengise ngaphambi kokuhla, kwaye ucinga ukuba kuya kulahleka kuphela ixabiso. Ungayifutshane, kwaye ubuncinci ufumane inzuzo ekuphumeni kwayo.

Iingxaki

Ukufutshane kufutshane kwenza imali ukuba ixabiso lentengo liyehla. Ukuba uyiphutha, kwaye ixabiso liphakama, awukho umehluko. Umngcipheko wangempela kukuba ukulahlekelwa kwakho kungenakuphela. Ukuba ixabiso lesibhakabhaka, kufuneka uthenge ngalo xabiso ukubuyisela isitokisi kumthengisi wakho. Akukho mda wokulahleka kwakho.

Ukuthengiswa okufutshane kufana nempembelelo embi kwiimarike zasohlwini ngokupheleleyo, ngoko ke ngokoqoqosho. Ingathatha i-stock evolved market market and turn it into a crash . Ukuba abaninzi abatyali-mali okanye abaphathi be-hedge fund banquma ukufutshane nesikhombi senkampani ethile, banokunyanzela ukuba inkampani ibe yinkqantosi.

Iingcali ezininzi zithengisa ngokufutshane zenze ukuba kuphelelwe yi- Bear Stearns entwasahlobo ka-2008, kunye noFannie Mae kunye noFreddie Mac kamva ehlobo. Xa abathengisi abancinci behamba emva kweLehman Abazalwana ekuwa, kwakwanele ukucima ukwethuka. Kwadala ukuphazamiseka okukhulu, ukubonakalisa ubunzima bezimali ngo-2008 .