Indlela i-Bonds ikukhusela ngayo kwi-Recession Recoming
Kukho iintlobo ezahlukeneyo zeebhondi .
Ziyahluka ngohlobo lwabantu obanikezelayo, ubude kude kube nokukhula, izinga lomdla kunye nomngcipheko. Inqabile kakhulu yindleko zexesha elifutshane ze- US Treasury , kodwa zihlawula inzala encinci. IiNondyebo zexesha elide , njenge-note mark year-10 , inika ingozi encinane kwaye isivuno esiphezulu esingaphantsi. IIMPAWU ziyibophelelo zeNondyebo ezikhusela ngokunyuka kwamaxabiso. Izibopheko zikaMasipala zibuyisela okunye kodwa ziphephile. Izibophelelo zoshishino zinomngcipheko omkhulu. Iindleko eziphezulu kakhulu ezihlawulayo nezona ziphezulu zibizwa ngokuba zizibopho ezingenanto .
Bond Work
Umbutho obolekayo uthembisa ukuhlawula umxhelo emva komhla ovunyelwene ngawo. Kuze kube ngoko, umboleki uya kwenza iintlawulo zenzalo kumvumelwano. Abantu banamabhondi abo ababizwa ngokuba ngababolekisi okanye abaxhasi. Kwimihla endala, xa abantu begcina iibhondi zamaphepha, baya kuhlawula iintlawulo zomdla ngokucoca amakhuphoni. Namhlanje, oku kwenziwa konke ngekhompyutha.
Kakade ke, umboleki uyabuyisela inqununu, ebizwa ngokuba yinani lomntu , xa i-bond bond ikhula.
Abaninzi abanamabhondi bawathengisela ngaphambi kokuba baqokelele ekupheleni kwexesha lemboleko. Kungenxa yokuba kukho imarike yesibini kwiibhondi. Iibhondi zithengiswa ngurhulumente kwiintengiso okanye zithengiswa ngasese phakathi komthengisi kunye nomboleki. Ekubeni abanokubuyiswa kwakhona, ukubaluleka kwebhondi kuphakama kwaye kuwele kude kukhule.
Inzuzo
Iibhonki zihlawulwa ngeendlela ezimbini. Okokuqala, uyifumana ingeniso ngemali yentlawulo. Ewe, ukuba ubambe isibophelelo sokukhula, uya kufumana yonke inqununu yakho. Yiloo nto eyenza izibophelelo zikhuseleke. Awukwazi ukulahlekelwa ngutyalo-mali ngaphandle kokuba iqumrhu lifezekile.
Okwesibini, unokufumana inzuzo xa uthengisa ibhondi ngentengo ephezulu kunokuba uyithenge. Ngamanye amaxesha abathengisi bebhanki baya kubhena ixabiso lebhondi ngaphaya kwexabiso elijongene nalo. Oku kuya kwenzeka ukuba ixabiso lexabiso langoku leentlawulo zenzalo kunye neenqununu ziphezulu kunezo zonyanzeliso.
Njengamasheya, iibhondi zingafakwa kwi- fund . Abanini-mali abatsha banqwenela ukuvumela umphathi weengxowa-mali onolwazi ukuba akhethe ukhetho olukhethileyo lweebhondi. Ikhredithi yebhondi inokunciphisa ingozi ngokusebenzisa ulwahlulo . Ngale ndlela, ukuba elinye iqumrhu lifezekisa kwiibhondi zalo, ke kuphela inxalenye encinci yotyalo-mali ilahlekile.
Iingxaki
Ngaphezulu kwexesha elide, iibhondi zihlawula ukubuyisela okuphantsi kokutyalomali lwakho kunezitshixo. Kwimeko apho, ungeke ufumane imali eyaneleyo yokukhupha umthamo wemali. Ukutshala imali kuphela kwiimbopheleleko akunakunceda ukuba ulondoloze ngokwaneleyo umhlalaphantsi .
Iinkampani zinokungagqibekanga kwizibophelelo. Yingakho kufuneka uhlolisise ukulinganiswa kwe - S & P yomnini-mboleko. Iibhondi kunye neenkampani zilinganiswe ngeBB, kwaye ezimbi ziyizinto eziqikelelwayo.
Oko kuthetha ukuba bangakwazi ukukhawuleza. Bamele banike isantya semali ephakamileyo kakhulu ekutsaleni abathengi.
Kubantu abaninzi, ukuxabisa izibophelelo kunokudideka. Kungenxa yokuba isibophelelo sivelisa ngokungahambi ngokubaluleka. Ngamanye amagama, kukho imfuno ephezulu yezibhonkco, ixabiso eliphantsi. Oko kubonakala kunqabileyo-intuitive. Kutheni abatyali-mali befuna iibhondi ukuba izivuno ziwa? Ngenxa yokuba izibophelelo zibonakala zikhuselekileyo kunezikhokelo.
Ziziphi iibhonki ezikuxelela Ngomnotho
Ekubeni iibhondi zibuyisela intlawulo yenzalo, zikhangeleka zikhangeleka xa uqoqosho kunye ne-stock market behla. Xa umjikelo wezoshishino unesivumelwano okanye kwi- economy , iibhondi zikhangeleka.
Xa i- market market yenza kakuhle, abatyali-mali abanomdla kakhulu ekuthengeni izibophelelo, ngoko ixabiso labo lihla. Ababoleki kufuneka bathembise iintlawulo zemali ephezulu ekutsaleni abathengi bentengo.
Oku kwenza ukuba bahambisane. Xa uqoqosho lukhula okanye luphezulu, iibhondi zishiywe emva kothuli.
Umyinge womyinge ngamnye kufuneka angazami ukuchitha ixesha lemarike. Akufanele uphinde uthengise zonke iibhondi zakho, nangona xa i-marhwebo isisezantsi. Ngelo xesha kufuneka udibanise izibophelelo kwipotfoliyo yakho. Oko kuya kunika umkhombiso wokwehla okulandelayo. Iipotifoliyo ezahlukahlukeneyo zezibhonkco, iimpahla, kunye nezinto ezinzima kukufumana ukubuyela okuphezulu kunomngcipheko omncinci. Iimpahla ezintle ziquka igolide , i- real estate kunye nemali.
Xa izivumelwano zezoqoqosho, abatyali-mali baya kuthenga izibophelelo kwaye bazimisele ukufumana isivuno esisezantsi ukwenzela ukugcina imali yabo iphephile. Abo bakhupha izibophelelo banakho ukuhlawula ixabiso lentlawulo elincinci kwaye basoloko bathengisa zonke iibhondi abazifunayo. Iimarike zesekondari ziza kuphakamisa intengo yeebhondi ngaphaya kobukhulu bombuso babo. Oko kuthetha ukuba intlawulo yenzalo ngoku ipesenti ephantsi yexabiso lokuqala elihlawulwe. Isiphumo? Ukubuyiswa okuphantsi kotyalo-mali, ngoko ke isivuno esincinane.
Iimali ezichaphazelekayo zithintela uqoqosho ngokuchonga amaxabiso omyinge. Iimali-mali zeBond zikhetha phakathi kwazo zonke iintlobo ezahlukeneyo zeebhondi . Baqhathanisa umngcipheko ngokumalunga nomvuzo owenzelwa ngamanani omdla. Ixabiso lentlawulo elincinci kumabhonkco kuthetha iindleko eziphantsi kwezinto ozithenga ngetyala. Oku kuquka iimali-mboleko zemoto, ukwandiswa kwezamashishini, okanye imfundo. Okubaluleke ngakumbi, iibhondi zithintela inzala yomhlalaphantsi . Imilinganiselo engaphantsi kwemali ithetha ukuba unokufumana indlu enkulu.
Iibhondi zichaphazela imarike yemasheya . Xa ukunyuka kwamaxabiso kumanani, ama-stocks abukeka engathandeki. Bamele banikele ukubuyisela okuphezulu ukuhlawula umngcipheko wabo ophezulu.