Le khadi kulula ukuyifumana kodwa ayifanelekanga imali ephezulu
I-Applied Bank I-Basic Visa Card Basics
I-Applied Bank iVisa eVikelekileyo yenzelwe abantu abaye bachithwa ngenxa yekhadi lesikweletu okanye bavuselela i-credit yabo. Ngenxa yoko, kwanabantu abaneentengo ezibi (ngaphantsi kwe-620) banako ukufaneleka. Kodwa oko akutsho ukuba leli khadi alifiki ngaphandle kweendleko zalo.
Okokuqala, kukho idiphozi yokhuseleko efunekayo, enokuqala ukusuka kwi-$ 200 ukuya kwi-500. Nangona ipesenti yepesenti yonyaka ingaphantsi kwe-12.99 ekhulwini xa kuthengwa kunye nentuthuko yemali, ikhadi liphethe iifizi ezininzi, ezibandakanya:
| I-Bank ye-Applied Bank yeVisa eVikelekileyo | |
|---|---|
| Intlawulo yonyaka | I-$ 50 yokuqala ngonyaka kuphela, ke i $ 9.95 ngenyanga ($ 119.40 ngonyaka) |
| I-Credit Limit Increase Fee | $ 100 |
| Ukuhlawula imali | $ 100 |
| Imali yokuhlawula emva kwexesha | $ 32 ukuya kwi-35 |
| Imali yokuhlawula ebuyisiwe | $ 30 |
| Ukuhlawula iRhafu | $ 30 |
Iinkonzo kunye neNgxowa yeCandelo leNkxaso-mali eliSebenzisiweyo iBhanki ye-Applied
Iinkonzo
- Inzala ephantsi
- Akukho mali yokumisela i-akhawunti
- Akukho khankethi efunekayo
- Akukho nzala yenzala
Umxhasi
- Imirhumo ephezulu
- Imida ephantsi kakhulu yemali
- Akukho xesha lobabalo
- Akukho nzala ehlawulwe kwidiphozithi
- Akukho mivuzo
Ukuhlolwa kweVisa eViweyo kwiBhanki ye-Applied
Leli khadi lekhredithi liguqula inqaku elithi "Ufumana oko uhlawulayo" entloko. Kule meko, uhlawula yonke into kodwa ungayifumana yonke into ngokubuyisela.
Nangona kunokwenzeka ukuba kulula ukufumana imvume yeCaza yaseVayisensi yeVisa eViweyo (kuba akukho ngxowa-mboleko yekhredithi) kuya kukubiza kakhulu ukuba uyifumane.
Enyanisweni, ixesha elide unalo, liya kuba kubi kakhulu.
Akukho mali okanye i-set-up fee, kodwa kukho imali engama-$ 50 yonyaka wonyaka wokuqala. Awuyikrakra, kodwa ayithenganga. Kodwa emva komnyaka wokuqala, qaphela: Imali yonyaka ishiywe, ithathe indawo yenyanga yentlawulo ye $ 9.95 - okanye malunga ne-$ 120 ngonyaka!
Ibhanki ihlawulisa i-$ 100 ngexesha ngalinye umlinganiselo wakho wekhredithi ukwanda okanye i-akhawunti yakho iphuculwe.
Kwaye akufani nokufumana okuninzi kule nto. Imilinganiselo yemboleko, esekelwe kubukhulu besibambiso sokukhusela osibekayo, iincinci ezincinane - i-$ 200 ukuya kwii-500 zama-500, lula kakhulu encinane esiyibonile. Ibhanki ayihlawulanga inzala kwi-deposit yakho.
Impawu ezilungileyo kuphela yerhafu ephantsi, engenakunyuka nangona ufike emva kwexesha (nangona umrhumo wokugqibela uza kusebenza). Kodwa ke loo nto iyancitshiswa ngethuba lokusweleka; Uninzi amanye amakhadi anika ubuncinane iintsuku eziyi-25 ukuhlawula ibhilikhwe yakho. Kukho amanye amakhadi aqinisekileyo kwimarike kunye namaxabiso aphantsi.
I ngcebiso
Ngaphandle kokuba ufanele ube nekhadi lesikweletu kwaye le yodwa kwikhadi onokuyifanelekela, kufuneka ugweme eli khadi.
Ixabiso lekhadi lokuthenga ngetyala, imiqathango kunye nemivuzo iya kutshintsha. Hlola iwebhusayithi ye-issuer yamakhadi okwenza iikharityhulam zakutshanje.