Isiseko esilungisiweyo sifaka ukuKongeza kunye nokuKhupha iiNdleko ezithile kunye neNkalo
Indlela yokubala isiseko esilungisiweyo
Ukubala isiseko esilungisiweyo kwi-asethi kuqala ngexabiso langaphambili lokuthenga. Unokwandisa isiseko sakho ukususela kwimali oyisebenzisileyo ekuphuculeni i-asethi, kunye nezixa onokuhlawulwa ngazo kwiimali zomthetho okanye iindleko zokuthengisa.
Isiseko sakho sinciphisa xa kufuneka ukhuphe inani elithile ngaphambili elibanjelwe ukuncitshiswa kweerhafu, njengokunciphisa, ukulahlekelwa yintlungu, okanye ukulahleka kweentengo.
Nantsi umzekelo
Masithi uthengisa i-real estate engazange uhlale kuyo ngenani elifunekayo leminyaka ukuvumela ukuba ufanele ukufumana ukungeniswa kwentlawulo yentlawulo. Isiseko sakho siya kuba ngumyinge wemali owawuhlawulela kuqala loo propati. Ungongeza ke kule indleko yoluphi uphuculo lwentlawulo onokuyenza, kunye nee-commissions kunye nezinye iindleko zokuthengisa.
Kodwa awukwenziwanga okwamanje. Ukuba uye wahlaziya ipropati kwimbuyekezo yakho yerhafu kubeni unayo, kufuneka uphinde uphinde uhluthe loo maxabiso ngokubakhupha emva kwakho emva kokuba ungeze kwiindleko ezingentla.
Itheyibhile elandelayo ibonisa iinkalo eziphambili zezibalo zokubala, kunye nokuba yiziphi izinto ezingenakongezwa ukufezekisa isiseko esifanelekileyo kunye noko kufuneka kususwe.
| I siseko seNdleko | ||
Isiseko sempahla oyithenga ngokuqhelekileyo iindleko zayo. Iindleko imali ohlawula ngayo ngemali, uxanduva lwetyala, enye impahla, okanye iinkonzo. Iindleko zakho ziquka iirhafu ozihlawulayo ezi zinto:
| ||
| Umthombo: kwicandelo lesiseko seendleko zoPhulo. 551. | ||
| Ukwandisa kwiSiseko | ||
| Ukwandisa isiseko salo nayiphi na impahla kunye nazo zonke izinto ezifakwe ngokufanelekileyo kwi-akhawunti enkulu. Ezi ziquka iindleko zaliphi na uphuculo olulindeleke ukuba lunobomi obuncedo obungaphezulu konyaka omnye. | ||
| Iindleko zokubuyiselwa kwakhona zikhuphula isiseko kodwa kufuneka ukhuphe nayiphi na imali yokubuyiswa kwemali evumelekileyo kulezi zindleko ngaphambi kokuba ungeze kuzo. Ukuba kufuneka uphinde uphinde ukhuphe enye i-credit, yandisa isiseko sakho ngemali ebuyisiwe. | ||
| Ukuba wenza izongezo okanye uphuculo kwipropati yezoshishino, gcina ii-akhawunti ezihlukeneyo. Kwakhona, kufuneka uhlaziye isiseko ngasinye ngokwemiqathango yokunciphisa ixabiso eliya kusebenza kwipropati ephantsi ukuba uyifake kwinkonzo ngexesha elifanayo ubeke ukongeza okanye ukuphucula kwinkonzo. Ukufumana ulwazi oluthe vetshe, jonga iPublication 946. | ||
| Izinto ezilandelayo zikhuphula isiseko sepropati: | ||
| Iindleko zokwandisa imizila yenkonzo yoluntu kwipropati | ||
| Imirhumo yemali | ||
| Imirhumo yomthetho, njengendleko yokukhusela nokufezekisa isihloko | ||
| Imirhumo yomthetho yokufumana ukuncipha kovavanyo oluchasene nepropathi ukuhlawula ukuphucula kwendawo | ||
| Iindleko zokucoca | ||
| Ixabiso lexabiso eliqhelekileyo lokuqeshisa umhlaba ohlawulelwayo | ||
| Ukunciphisa kwiSiseko | ||
| Ezi zilandelayo zizinto ezinciphisa isiseko sepropati: | ||
| Icandelo le-179 ukutsalwa | ||
| Ukunikezelwa kweenkampani ezingabonakaliyo | ||
| Ukuxothwa kwangaphambili kuvunyelwe (okanye kuvumelekile) ukulungiswa kwemali, ukwehla kwexabiso kunye nokunciphisa | ||
| Ukukhutshwa kwezibonelelo zamanyathelo okulondoloza amandla | ||
| Iimpawu ezithile zezithuthi | ||
| Izibonelelo zamandla okuhlala | ||
| Inzuzo ehlehlisiwe ekuthengisweni kwekhaya | ||
| Intengo yemali-mali (inxalenye okanye yonke into) ithathwe | ||
| Ukulahlekelwa ngumonakalo nokulahleka kunye nokubuyiswa kwe-inshurensi | ||
| Ihlawulwe enye inkokhelo engabandakanyiyo kwingeniso | ||
| Iingxabano ziphathwe njengezilungiso kwixabiso lokuthengisa | ||
| Iimpapasho | ||
| Irhafu yegesi | ||
| Iintlawulo zerhafu zokuthobela | ||
| Ikhredithi yomntwana onikezelwe ngumqeshi. | ||
| Umthombo: icandelo lolungiso loPhulo. 551. | ||
I-IRS ixoxa ngokusekelwe kwisiseko kunye nokulungelelaniswa ngokubanzi kwi-Publication 551, Isiseko seMpahla.
Qaphela: Njalo qhagamshelana neengcali zerhafu malunga nolwazi oluphezulu kunye nolwazi. Imithetho yerhafu kunye nemithetho ingatshintsha rhoqo. Eli nqaku alikho iingcebiso zerhafu kwaye akujoliswanga njengeengcebiso zerhafu.