Impendulo ayizange. Abathengi basekhaya bokuqala baqala ukukhangela ixesha elide ngaphambi kokuba baninzi.
I-National Association of Realtors yabika ngo-2016 ukuba i-34% yabo bonke abathengi basekhaya babe ngabathengi bokuqala ekhaya. Leyo yesahlulo esiphezulu sepesenti ebikwe kwiminyaka emine.
Nantsi into onokuyilindela ukusuka kwimeko yakho yokuthenga ekhaya.
Izinzuzo zoMthengi weKhaya loNyaka
Kufuneka uthenge ikhaya. Yiloo nto oyiva ngayo kubahlobo kunye nosapho, kunjalo? Ngoko, ngoku ngoku sele ulinganise izibonelelo kwaye wagqiba ekubeni ubunini bekhaya buyisigqibo esilungileyo kuwe. Yiyona nto inzima eyadlula ngoku. Ujolise kwaye uqinisekile. Kulungile.
Ngubani othengayo kwikhaya lokuqala?
Abaninzi abathengi kwikhaya lokuqala beeminyaka eliwaka, abaneminyaka engama-34 kunye nabancinci. Uphando olugqityiweyo yi-Choice Home Warranty ngo-2015 lubonisa ukuba i-30% yazo zonke iwaka leminyaka icebo lokuthenga ikhaya kwiminyaka emihlanu ezayo.
Umthengi wokuqala wekhaya uchazwa njengomthengi ongathenganga ikhaya kwiminyaka emithathu edlulileyo. Ngaloo ndlela, abathengi abanokubuyiselwa kwempahla, abo bathengise ukuthengisa okanye ukuchithwa okufutshane, bangena kwi-marketplace. I-Log-Logic ithi malunga ne-1/4 kuyo yonke i-foreclosure kunye nabathengisi bemihla abancinci bayabuyela kwimarike, kwaye loo manani aphakathi kwama-150,000 ngonyaka.
Ukucacisa i-Search Parameters yeThengi-yeKhaya yoThengi
Phantse i-95% yazo zonke ukukhangela ekhaya namhlanje ziqala kwi-Intanethi. Ngeenkcazo ezimbalwa nje ze mouse, abathengi basekhaya bangacinga ngamakhulu amanqaku e-intanethi, bajonge ukutyelela okhenketho, kwaye bahlele ngokusebenzisa ezininzi zeefoto kunye nezibhengezo zangaphakathi zommandla kunye namakhaya.
Mhlawumbi uye wachaza iinjongo zakho kwaye unengcamango enhle yohlobo lwekhaya kunye nomakhelwane oyifunayo. Ngethuba ufika kwiofisi ye-ejenti yakho ye-real estate, uyingcipheko yobunini bekhaya.
Kufuneka Kuthathe ixesha elide ukuthenga ikhaya lakho lokuqala?
Kwiimarike zathengisi, ngokuqhelekileyo ndibonisa ikhaya elilodwa kuphela. Emva koko, zingaphi izindlu enye intsapho enye intswelo? Abathengi abambalwa baya kukhangela iminyaka, kodwa abathengi abakwenzayo abaxhomekekanga kakhulu. Umthengi okhuthazayo ngokuqhelekileyo uya kufumana ikhaya ngaphakathi kweveki ezimbini. Abaninzi bam abathengi bam fumana ikhaya ngaphakathi kweentsuku ezimbini.
Abameli bezindlu ezilungileyo bayakuphulaphula iimfuno zakho kunye neemfuno zakho kwaye ulungiselele ukubonisa kuphela loo makhaya afana neeparitha zakho ezithile. I-arhente yakho, ukuba unayo ixesha, unokuyijonga kuqala amakhaya ngaphambi kokukubonisa yona.
Zingaphi iiNdlu eziya kuthenga umthengi wasekhaya?
Izifundo zibonisa ukuba imemori yakho iphucula kakhulu emva kokusetyenziswa kwee-carbs kwaye iyancipha xa isitya isitya. Ngoko, zila iziphuzo ezithambileyo kwaye ube nesidlo esihle se-carbs ngaphambi kokuba ujikeleze amakhaya. Umyinge wenani lamakhaya endibonisa kumthengi ngolunye usuku sixhenxe. Naluphi na oku, kwaye ingqondo ingaphezulu. Ngoko ke, ungalindelanga ukubona ama-20 okanye ama-30 amakhaya; nangona kunokwenzeka ukuba uyenze ngokoqobo, mhlawumbi ngeke ukhumbule iinkcukacha ezithile malunga naluphi na kubo.
I-"Shoes Shoes" I-Experience for the Home Buyer
Abasetyhini baya kuthethana nalo. Yithi, udinga iiplanga ezintsha ezibomvu izihlangu. Uya evenkile. Kwivenkile yokuqala yeesanti, ufumana izibhulu ezibomvu ezizibini. Uzama kubo. Zifanele ngokupheleleyo. Ziyamnandi. Ixabiso elichanekileyo, kwakhona. Ngaba uyazithenga? Akunjalongo noko! Uya kuzo zonke ezinye ivenkile kwindawo yokuthengisa ezama izicathulo ezibomvu uze ulungele ukulahla ekudeni. Emva koko ubuyela kwisitolo sokuqala uze uthenge izicathulo ezibomvu. Musa ukuthenga indlu ngale ndlela. Xa ufumana ikhaya eligqibeleleyo, lithenge.
Indlela Umthengi Wasekhaya Wokuqala Ngangayenza Ngayo Inventory
- Yenza ikhamera yedijithali uze uqalise uchungechunge lweefoto nganye kunye ne-close-up yenombolo yendlu ukuchonga apho iqela ngalinye lezithombe zasekhaya liqala kwaye liphela.
- Thatha amanqaku amaphepha amanqaku angavamile, imibala kunye nezinto eziyilo.
- Nika ingqalelo kwiindawo ezikuyo. Yintoni elandelayo? Ngaba unemizi yamabhantshi angama-2 kwinqanaba lakho elilodwa?
- Ngaba uyayithanda indawo? Ngaba ifuphi ipaki okanye izityalo?
- Ngokukhawuleza emva kokushiya, lilinganisa nganye ikhaya kwizinga eli-1 ukuya ku-10, kunye ne-10 liphezulu.
Jonga iinqununu eziphezulu kwixesha lesibini ngaphambi kokuthenga ikhaya lo kuqala
Emva kokuhambela amakhaya iintsuku ezimbalwa, mhlawumbi uyazi ukuba yeyiphi na amakhaya amabini ongathanda ukuyithenga. Buza ukuba ubone kwakhona. Uza kubabona ngamehlo ahlukeneyo kwaye uqaphele izinto ezingakhanjelwa kuqala zokuhamba.
Ngeli nqanaba, i-arhente yakho kufuneka ibize ii-agent zoluhlu ukuze zifumanise ngakumbi malunga nezizathu zabathengisi kwaye ziphinde zikhangele ukuba isibonelelo asizange sifike, ukuqinisekisa ukuba le mizi isabakho ukuthenga.
Ukwenza ukhetho lokuthenga ikhaya
Ndiza kukuvumela ukuba ube yimfihlo encinane. Ngokuqhelekileyo ndiyazi ukuba yeyiphi ikhaya umthengi uya kukhetha, kwaye ndikhankanya ukuba ezinye i-agents zisebenza ngendlela efanayo. Kuyinto intuition. Kodwa ndenza umkhuba wokungaqhubi abathengi, kwaye ndifuna ukuba abathengi bakhethe ikhaya ngaphandle kokuphazamiseka kum. Akukhethanga ukwenza.
Kodwa-ke ama-agent agunyazisiweyo kufuneka afune ukubonisa iimpazamo kwaye kufuneka axhase abathengi bazive bathemba ukuba ikhaya elikhethiweyo lidibana nemigqaliselo yokukhangela yomthengi.
Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.