Ukuthenga Ukwakhiwa Kwekhaya Lwakutsha Kubakhi

Ukuthenga ikhaya elitsha leMpawu

Abathengi basekhaya abatsha abafuni indlu esetyenzisiweyo xa kuphela ukwakhiwa kwendlu entsha. Abafuni ukuzuza ilifa lomnye umntu ogqithisiweyo, intle yomntu kwiikhijithali zekhitshini okanye ukhangela i-initials ye-initials yachithwa kwi-samente emanzini engazange ibeke kuyo. Ikhaya kufuneka libe yinto entsha ye-brand spankin, entsha kunye necocekileyo ngaphandle kokushicilelwa ngomunwe kwiindonga.

Ukuba oku kuchaza wena, kwaye usoloko ucingisise ngokuthenga ikhaya elitsha lamaphupha akho, nakhu izicebiso ezimbalwa ezinokukunceda uzikhusele - ukwenza inkqubo ibe ngamava amnandi.

Hamba Ummeli Wakho Ekuqaleni Kwamaqhinga Okuthenga Ulutsha Olutsha

Abakhi abaninzi abanakukuvumela ukuba uqeshe i-arhente yakho ukuba ujikelele kwiofisi entsha yokuthengisa amakhaya ngaphandle kokumela. Ungeke ukhumbule ukubhalisela nayiphi na into okanye ubanike igama lakho, kodwa uza kwenza njalo. Ukuba u tyelela isakhiwo sokwakha ikhaya ngaphandle kommeli, unokuthi udibanise, kuba kamva umakhi angafuni ukuhlawula i-arhente yakho.

Vumela i-agent yakho ukuba ikuxelele kumakhi, kwaye uyagutyungelwa.

• Abameli bezentengiso zabakhi bahlawulwa ukumela umakhi, kungakhathaliseki ukuba bakuxelela ntoni. Abaninzi baya kusebenzisa amaqhinga aphezulu okunyanzela ukuba bancede ukuba usayine isivumelwano. Ngenxa yobume obuphezulu bempahla yokuthengisa yasekhaya elitsha, amaninzi eejenti zomakhi ahlawulwa ngaphantsi kwekhomishoni yendabuko; abanye bafumana umvuzo kunye kunye nokukhuthaza, ngoko kubakho ukubaluleka kubomi babo.
  
• Hamba ummeli womthengi ukumela wena. Uninzi lwexesha, i-arhente yakho iya kuhlawulwa ngumakhi, kodwa ngamanye amaxesha uxanduva lomrhumo we-arhente luvulekile kwingxoxo. Ngokubanzi izakhiwo zivakalisa ukuba ziya kulihlawula i-ejenti yomthengi. Ngokuqhelekileyo, ngaphandle kokuba i-inventory iphantsi kwaye ifuna ukuphakama, ngaba bayayenqaba. Nangona kufuneka uhlawule ngokukhawuleza i-arhente yakho, mhlawumbi ungeze loo ntlawulo kwixabiso lokuthengisa , kwaye kuya kuba yinto efanelekileyo kuba i-arhente yathengi enokuthintana nayo inokusindisa amawaka ngaphezu kwekhomishini.
  

• I-ejenti yakho iya kukumela, yiba yi-fiduciary kwaye kufuneka udibanise iimpawu kunye neengxaki eziphathelele ukuthengiselana. Ama-Agent ye-Builders axoxani ngezinto ezingenzi lutho. I-Realtor yakho iyadingeka ukubeka izinto zakho kuqala.
  
• Ukuba isivumelwano sakho sineengxaki zokuthengisa ikhaya lakho elikhona ngaphambi kokuthenga , kwakhona, qesha i-arhente yakho yokubhala uludwe lwakho. Qaphela ukuba ukuthengwa ngaphambi kokuthengisa akusoloko kuyinzuzo yakho kuba ukuthetha ngokukhawuleza kuphuma ngefestile xa usuke usuka emoyeni.
  

Ungazisebenzisi ngokuzenzekelayo uLender Lender

• Abakhi bavame ukukhetha umboleki wabo ngenxa yokuba umakhi uya kugcinwa ngokupheleleyo malunga nenkqubela yakho; yinto yokuthenga enye yomakhi. Kodwa umboleki womakhi angenakukunikezela ngokufanelekileyo. Ngaphezu koko, umakhi angaba ngumnini-nkampani. Buza ukuba kukho isikhuthazo sokusebenzisa umboleki wezakhi. Ngamanye amaxesha uya kuphuka.
  
• Cinga ngenye indawo ukuze ufumane umboleki . Ibhanki yakho okanye inkontileka yekhredithi inokukunika amaxabiso amnandi kunye nemigangatho, ngokusekelwe kwimbali yakho yasebhanki kunye nelo ziko. I-arhente yakho inokukuthumela kwibala lakhe langasese lababolekisi be-wholesale.
  
• Thengeza kwaye uthendule naye umboleki wakho . Fumana umrhwebi okanye umboleki wemali onokumthembayo kunye naye oziva ukhululekile ukwenza ishishini. Akunjalo rhoqo ngamaxabiso, onke amazinga athile afana nawo.
  
• Cela ukuba ubone ikopi yengxelo yakho yekhredithi kunye nezikolo zeFICO . Unokuyilandela ingxelo yakho yeentengo zemali ngaphambi kokuthenga ikhaya elitsha.
  
• Lindela umboleki wakho ukuba aqinisekise imali yakhe. Umboleki-mboleko ufunwa ngumthetho ukukhupha uqikelelo lwemboleko ukuvakalisa zonke iindleko zokuvala.
  

Ukufumana Iingcebiso Zomthetho Ngaphambi kokuthenga ikhaya elitsha leMpawu

• Ngaphambi kokuba usayine isivumelwano somthengi , unokufuna ukuthetha nommeli wezezindlu . Izivumelwano zokuthenga eziqhelekileyo zenzelwe ukugcina wonke umntu ngaphandle kwenkundla, kodwa azinalo iilwimi ezikhusela umthengi.
  

• Buza imibuzo malunga nokususwa kweempawu kunye namalungelo akho okukhansela . Qinisekisa ukuba uyaziqonda uxanduva lwakho kunye nezibophelelo.
  
• Fumana ukuba izinto ezisetyenziswa ngumakhi ziqulethe iikhemikhali eziyingozi kwimpilo yakho. Ukuba isivumelwano sakho sinesixwayiso malunga nemicimbi yempilo, mhlawumbi kuba kukukhathazeka ngokufanelekileyo kunye nabanye abathengi baye enkundleni phezu kwayo.
  

Qinisekisa iinketho kunye nokuPhucula amaxabiso

• Qinisekisa ukuba zeziphi iinketho kunye nokuphuculwa okufunayo. Yikhumbule ukuba kubakhi abaninzi, umyinge wenzuzo uphezulu ekuphuculeni. Abanye abakhi bangayithengisa ikhaya malunga neendleko zokuzakhela ezakhayo ngenxa yokuba benza ubuninzi benzuzo yabo ekuphuculweni.
  
• Fumana ukuba ngaba umboleki wakho uya kuboleka zonke iinketho / ukuphuculwa okukhethile. Ukuba umnini-mboleko wakho akayi kuhlawula i-100% yezikhetho zakho, uya kufuneka ukuba uyihlawule ngemali.
  

• Buza malunga nokukhanselwa kunye nokuba uya kuba noxanduva lwezinto umakhi angakwazi ukubuyela kumthengisi.
  
• Ezinye izivumelwano zinika umakhi ilungelo lokukhetha ukuphucula kwakho xa ungafaki isicelo sakho ngexesha elithile.
  
• Ukugcina imali, qwa lasela uphuculo olungayithengayo kwaye uzifake emva kokuvalwa kwe-escrow. Nangona kunjalo, qaphela ukuba ezinye iinkqubo ezifana ne-CAT-V, iDSS okanye i-wiring yokuphepha ngaphakathi kweendonga kulula ukwenza ngaphambi kokwakhiwa.
  

Khangela Ubume Bomakhi

• Ukuba umthengi unamava ambi nomakhi, igama liyakwanda ngokukhawuleza kulo lonke uluntu. Kodwa awuyi kukwazi ukuba impendulo engafanelekanga yinto ekhethileyo okanye ukuba umakhi uyazisa ngokubanzi ukuvakalisa okokungazenziyo ngaphandle kokuhlola nokuqinisekisa iirekhodi zoluntu zamacala okugweba.
  
• Thetha kubamelwane kwaye uhlolisise umgangatho wokwakha wamakhaya azungezile. Ingaba umakhi uhlala ekwakheni amakhaya afanayo okanye amakhulu kummandla okanye ukwakhiwa kwezindlu kunye namakhaya ahlahla ngobukhulu?
  
• Fumana ukuba umakhi uthengisa kubatyalomali. Abanye abakhi bafuna onke amakhaya abo ukuba abe ngumnini. Abanye bazithengisa ngokukhawuleza imali eninzi kubalimi-mali njengengeniso yeenzuzo eziza ku vumela. Ukuba imarike ngokukhawuleza idiza, abatyali-mali baqala ukukhwela ibhonyile kwaye, ngaphandle koko, inxalenye yesizathu sokuthenga kwisahlulo esitsha kukujikeleziswa ngabanye abathengi njengawe, kungekhona abaqeshi.
  

Hamba Umhloli Wasekhaya Xa uthengisa Ukwakhiwa Kutsha

• Njalo, soloko uhlala uhlola ikhaya xa uthenge. Futhi uqeshe umntu ovumelekileyo ukuba enze uhlolo - kungekhona uyihlo okanye umnqwenqena wakho, fumana umhloli wangempela . Yiba khona ukuze uhlolwe kwaye ubuze imibuzo kuba ikhaya elitsha linokuthi libe neempembelelo. Inqubo yeHVAC ingaba yincinci okanye i-plumbing ingafakwa kwakhona emva. Abasebenzi bokwakha benza iimpazamo. (Masingathethi nento malunga ne-mustard-stained McDonald's wrappers egxothwe emadongeni.)
  
• Ukuba umhloli ufuna ukuhlolwa kwakhona kwelinye ikontrakta lobugcisa, fumana ukuba umhloli ukuxelela ukuba kukho into ebalulekileyo okanye ukuba umhloli akavumelekanga ukulungisa loo mbambano.

Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.