Ibhanki iVS Mortgage Brokers
Ukuba uthengela ikhaya , amathuba okuba uya kufuna umboleko, kodwa ngaba uyazi ukuba kukho ukungafani okukhulu phakathi kwabathengi bemali kunye nabaphathi bebhanki bebhanki?
Amagosa eNgxowa-mali
Abaphathi bemali mboleko kwi-bhanki, umanyano weentengo zemali okanye ezinye iziko lokubolekisa ngabasebenzi abasebenza ukuthengisa nokucwangcisa imali kunye neminye yemboleko evela kumqeshi wabo. Zivame ukuba neentlobo ezahlukeneyo zemali-mboleko eziza kuvela kuyo, kodwa zonke iimali-mali zivela kwiziko elibolekisiweyo.
Igosa le mboleko lithatha isicelo sakho kwaye lisebenza ukufumana mboleko yemali ehambelana neemfuno zakho. Ukuba i-credit card yakho ivunyiwe, igosa liqhubela phambili ekusebenzeni ukuthenga.
Mortgage Brokers
Abathengi bemali mboleko ngabaqeqeshi abahlawulwa intlawulo yokuzisa ababolekisi nabbolekayo. Ngokuqhelekileyo basebenzisana namaninzi okanye nangamakhulu ababolekisi, kungekhona njengabasebenzi, kodwa njengabameli bee-freelance.
Cinga ngabathengisi bempahla njengabantu abaxhasayo. Bafumana kwaye bavavanye abathengi basekhaya, ukuhlalutya imeko yomntu ngamnye wekhredithi ukuqinisekisa ukuba ngubani na umboleki onokulungelelanisa iimfuno zomntu lowo. I-broker ithumela isicelo somthengi wekhaya kumntu omnye okanye abaninzi ababolekayo ukuze bayithengise, kwaye isebenze kunye nekhredithi ekhethiweyo de ukuboleka kwemboleko. Umthengi obolekileyo we-mortgage angayifumana umboleki-mboleko malunga naluphina uhlobo lweentengo zemboleko.
Umthengisi wemboleko osebenzayo ukuze aqinisekise ukubolekisa imali yakho ukufumana umrhumo wokufumana imali kunye nentsebenzo engcono abayifumene ngayo kumboleki, xa bahlawulwa ngakumbi.
Musa ukukhathazeka kakhulu ukutyhila kumthengisi umyinge wesantya ozimisele ukuwamkela - maye akuxelele ukuba yiyiphi imigangatho ayinokuyenza. Jonga ngeenxa zonke ukuze uqinisekise ukuba imigaqo iqikelele.
Uninzi lweenkampani zokubolekisa imali ezithengisa i-intanethi ngababoleki bemali.
Uluhlu Luni Olwenzayo?
Umthengisi wendawo okanye umthengi we-mortgage angayifumana umboleki kwenye indawo yelizwe.
Ibhanki ye-intanethi ingenakho iofisi yasekuhla apho abasebenzi banokukunceda ngabanye ngabanye.
Abanye abavela kwidolophu ababolekisi abaziqondi iintlobo zokushushumbisa iinkqubo ezisetyenzisiweyo kwiindawo ezithile, abaziqhelana neenkqubo zangasese ze-septic, kwaye abaqondi ngokukhawuleza ukuhlukaniswa okuqhelekileyo kunye nemigqaliselo esetyenziswa ngabahloli bee-appraisers basekhaya. Lezo ziyimibandela embalwa yeengxaki endizibonayo ezibangele ukuhlaziywa kwezinto ezincinci kwimali-mboleko eyenziwa ngumthengisi ongaphandle komzi wasebenzayo nomthengisi wemboleko.
Ukusetyenziswa kwebhanki yendawo ngamanye amaxesha kungabikho kunye. Abasebenzi babo baqonda ngokubanzi iinkcukacha zendawo yokuhlala, kodwa umboleki odeleyo ongayi kubaliba ukuvalwa de iphendulwe imibuzo.
Abathengi bemali bahlala befumana umboleki-mboleko oza kwenza imali-mboleko ukuba ibhanki iyenqabe-ingxaki yesikweletu ngumzekelo omnye. Ukufumana i- credit loan mortgage kuyinkathazo kwaye inokuba yindleko xa ungenalwazi okanye ungazazi amalungelo akho omthetho. Ngelishwa, le shishini livuthiwe nalabo abaza kuzama ukusebenzisa.
Iimali zokufumana izakhiwo ezikhethekileyo okanye zorhwebo ziza kuba lula ukukhuselwa ngumthengisi wemboleko. Ayikho yonke ibhanki inika ezi ntlobo zemali.
Yenza ukhetho lwakho lokubolekisa ngokusekelwe kwimigangatho engcono kakhulu yokuboleka imali ongayifumana.
Buza imibuzo malunga nexesha elilindelekileyo. Buza i-arhente ye-arhente yendawo yokuhlala esandul 'ithenge indlu yokubolekisa kunye neentengiso.
Yenza iingxelo zeeNgxelo zakho zeNtengo
Myalelo weengxelo zakho zekhredithi kunye namanqaku avela kuzo zonke i-arhente ezinkulu zokubhengisa ngetyala ngaphambi kokutyelela ibhanki okanye umthengisi. Iikopi zomntu zangoku iingxelo kufuneka zinike iinkcukacha ezaneleyo zokukunika uluvo lweentlobo zemboleko abanokukunika zona.
Umboleki-mali oya kuwusebenzisa uya kufumana iifayile zakho zeentengo zemali, kodwa ukuthabatha iikopi zakho kwi-intanethi yokuqala kukuthintela i-credit drix ezininzi ezinganciphisa amanqaku akho. Ukucela iingxelo zakho zekredithi akuchaphazeli amanqaku akho.