Bend It Like Buffett: Unako Ukutshala Nje Njengayeyona
UWarren Buffett ungomnye wabantu abacebile kakhulu behlabathi, abanamanani angama-$ 50 billion. Ukuphumelela kwakhe kukubonga ixesha elide lokutyalomali kunye nenkampani eyabambisana nayo, iBerkshire Hathaway. I-acumen yokutyalomali kaWarren Buffett ihlonishwa kakhulu kangangokuba abantu bakuphulaphula nantoni na into ayithethayo. Izenzo zakhe kunye neenkcazo zinokukwazi ukuhambisa amanani e-stock stock. Utshintsho kwiimarike zamasitye kunceda uqoqosho ngokufaka utywala kunye nokwenza kube lula ukuba izinkampani zikhule, kwaye ngokungeza ubutyebi kubatyalomali.
Uphawu lweBuffett
Isibonakaliso seWarren Buffett sisigxina semali yentengiso esahlulelwe nguMveliso wePropical Household (GDP). Ilinganisa onke amaxabiso eenkampani zikarhulumente ngokuthelekiswa nokuveliswa koqoqosho lwe-United States. Ixabiso lentengo lisekelwe kwiingeniso zenkampani, ezifanele ziphakame kwaye ziwele ngoqoqosho.
Isibonakaliso seBuffett sinama-119% kwisithuba seminyaka engama-20 edlulileyo. Oko kuthetha ukuba amanani entengo enza i-20% engcono kunezoqoqosho. Ngo-1999 nakwiminyaka yokuqala ka-2000, ekuphakameni kwebhola le-NASDAQ, yafika kwi-200%. Ngo-2015, yayingu-150%. Esi sisiphumo se-stock bubble bubble ngo-2013. Amanani esitokisi aphakama ngama-30% ngonyaka omnye nje. Ngalolu lathisi, imarike yesitokisi iphezulu.
UBuffett weluleka abantu ukuba batyale imali kwiitokshi xa isibonakaliso singama-80%. Xa ebuzwa ukuba ngaba uza kutyalo-mali kwiimpahla ezinokulinganisela ngo-2015, wathi ukhokelwa ngokunyuka kwamanani omyinge, okuye kwimizila yeembali ukususela kwiRest Recession.
(Umthombo: "I-Indicator Flaff Indicators," i- WSJ , ngo-Juni 15, 2015.
Iimpawu zeBuffett kwi-Economy
Emva kokuba u-Osama Bin Laden ebulewe, uBuffett uthe akuyi kuba nefuthe elikhulu kwezoqoqosho. Ingongoma enkulu kunayo nayiphi na inhlekelele engokwemvelo, njengeNkantwa Katrina kunye neNyikima yeJapan . Kungenxa yokuba bangela umonakalo omkhulu wezoqoqosho, ngaloo ndlela bephakamisa iindleko zomshuwalense.
UBuffett wanikezela ngcebiso efanelekileyo yokufumana inzuzo kwimimandla yezoqoqosho kunye neebhasi. Wathi: "Yiba nesibindi xa abanye bekratshi. Kwaye, okubaluleke kakhulu, "Akunakuqonda ukubheja eMelika ixesha elide."
Ibali leBerkshire Hathaway
UBuffett uququzelele iBerkshire Hathaway kunye nomlingane wakhe ongenamdla, uCharlie Munger. I-Berkshire ekuqaleni yayiyinkampani yecuphu ehamba ngayo imali yokuthenga ezinye iikhampani. Iingxowa-mali zokuqala ziyi-Candy ye-See kunye ne-GEICO Insurance. Ngasekupheleni kweminyaka yama-70, ixabiso le-stock yeBerkshire laliyi-$ 290 isabelo. Uninzi iinkampani zizahlula isitokisi, kodwa uBerkshire akazange akwenze. Ngowe-1982, bekufanele u-$ 750 isabelo, ukukhwabanisa i-$ 8,000 isabelo ngo-1989, kwaye ufikelele kwi-90 ye-80,000. Impumelelo yaseBerkshire yayisekelwe kwimigaqo elula kaBen Graham noBuffett ukunyamekela ukwazi ukuphathwa kwenkampani nganye.
UBuffett Ulandele isicwangciso soTyalo-mali sikaBen Graham
Echaswe yiSikolo soShishino saseHarvard sokuba "usemncinci," uBuffett wasebenzisa i-Columbia apho wayefundiswa ngu-guru uGen Graham. Wayebhalile iincwadi ezimbini, Uhlalutyo loKhuseleko , kunye noTyalo-mali oPhezulu . Zombini iincwadi zazisa iingcamango ezintsha kwihlabathi lokutshala imali, okwakubonwa ngexesha elifanelekileyo njengengcakazo.
UGraham wabonisa abatyala-mali ukuba banciphise ingozi yabo ngokuhlalutya ukubaluleka kwenkampani. Ngokwenza njalo, abatyali-mali banganquma ukuba ixabiso lesitoko lilinganisa ixabiso leenkampani. Wayekhuthaza ukuthenga i-stock yenkampani ukuba yayiyintengiso.
Okungakumbi ngexabiso lokuTyala
Le ngcamango, eyaziwa njengexabiso lokutshala imali, ibonakala ilungileyo namhlanje. Nangona kunjalo, kunzima ukuphuma ngexesha lokuxhamla, xa abatyala-mali batsha utyalo-mali lokukhula. Siqhinga apho iinkampani zixabiseke ngokusekelwe kwimiba engakhula ngayo kwiminyaka embalwa ezayo, okanye iinyanga. Utyalo-mali lokukhula luye wanceda ukudala i-boom ekhokelela ekuhlaleni kwemali . Abatyalomali bafaka ixabiso lentengo yee-intanethi ezingenaseniso, okanye ixabiso, kuphela ngokusekelwe ekubeni zinokukhula njani.
UBuffett ulandela ulwalathiso lwentengiso kungakhathaliseki ukuba yintoni.
Uthenga kuphela utyalo-mali aqondayo. Oku kuhambelana nesizathu esikhulu sokuphumelela kwakhe. Ukufumana iinkcukacha ezithe vetshe, jonga i- biography yaJohan Kennon ye -Warren Buffett apha .