Izibhengezo zokuthatha umhlala-phantsi ezidlulileyo zibaluleke ngokukhethekileyo kwizibini ezitshatileyo.
Uphando loLuntu lwezeNtlalo lubonisa ukulibazisa ukuqala kwezibonelelo zakho kusebenza kakuhle kubini abangabodwa kunye nabatshatileyo, ngokukodwa kwimimandla engaphantsi kwenzala.
Kwaye ukuba uthe watshata, lo kunyuka okusisigxina kuya kuba ngumntu osindayo onokuhlawulwa ngokukhawuleza ukuba kufuneka uhlala phi. Oku kunokuba yindlela enamandla yomshuwalense wobomi kumntu ohlala ixesha elide owayenomvuzo omncinane kunako.
Ukunyanzeliswa koMsebenzi wokuKhathalela umhlalaphantsi?
Isixa soKhuseleko loLuntu osifumanayo sisekelwe kwisithuba sakho sokuhlala phantsi ngokupheleleyo (FRA) esahlukileyo ngokusekelwe kunyaka ozalelwe ngawo. Ukuba ubango ngaphambi kokuba ufike kwi-FRA ufumane ngaphantsi. Nangona kunjalo, xa ufikelele kwixesha elipheleleyo lomhlalaphantsi, izibonelelo zakho aziyikukhupha. Njengomcimbi wonyaka ngamnye emva kwe-FRA ukuba ulibazise ukufumana iinzuzo, uya kuqokelela ukunyuswa okusisigxina kwi-benefits yakho ye-5-8% ngonyaka ukuya kufikelela kwiminyaka engama-70 ubudala. Isixa senyuka siya kuxhomekeka kunyaka owazalwa ngawo .
Unokufumana ngokukodwa ukunyuka oya kufumana ngokusebenzisa i-Calculator ye-Intanethi ye-Intanethi ye-Intanethi, ebonisa ukuba uthintela kwangaphambili okanye ukulibazisa umhlalaphantsi kuya kuba neenzuzo zakho.
Esi sicwangciso sisebenza ngokukodwa kwizibini ezizisebenzisayo ukukhulisa inani elixhamlayo lomvuzo. Kwinqanaba elithile, xa bobabini befumana izibonelelo, xa umntu wokuqala edlula, inani lemali elincinci lemali liyancipha, kwaye imali ephezulu yokuxhamla iyaqhubeka ixesha lokuphila lomlingane osaphila.
Xa umcebisi ophezulu emela ukufikelela kwi-70 yobudala ukuqala izibonelelo eziqinisekisa ukuba inani elininzi lomntu osasazekayo liya kuhlawulwa.
Isicwangciso soBhonasi siphelile ngo-Apreli 30, 2016
Ezinye izibini, ukuya kutsho ngo-Apreli 30, 2016, elinye iqabane likwazi ukufakela kunye nokumisa ngexesha lokuhlala umhlalaphantsi, ukuvumela elinye iqabane ukuba lifake isicelo esipheleleyo sokufumana umtshato ngexesha lokuhlala umhlalaphantsi. Oku kusebenze ukuba iqabane elifake isicelo esisemthethweni sele selifinyelele kwi-FRA kwaye laza lazalwa ngomhla ka-1 kuJanuwari 1, 1954.
Iqabane elifakela kunye nokumisa liza kwenza ukuba inzuzo yabo iqokelele ukukhatyelwa kwemali yomhlalaphantsi kwaye ishintshele kule mali ephezulu xa ifikelela kwiminyaka engama-70. Umlingane ofake isicelo esifanelekileyo uya kwenza okufanayo, aguqule ngokwabo xa efikelela kuma-70.
Ngelishwa, imithetho emitsha yoKhuseleko lweNtlalo esayinwe ngumthetho ngoNovemba 2015 kuthetha ukuba ifayile kunye nokucima iqhinga kuya kusebenza kuphela kulabo ababenako ukumisa inzuzo kwi-4/30/16. Le mithetho emitsha ithetha ukuba nabani na ozalelwa ngomhla ka-Januwari 2, 1954 okanye emva komhla kaJanuwari 2, 1954 abakwazi ukufaka isicelo esipheleleyo (ngaphandle kokuba bengumhlolokazi okanye umhlolokazi.)
Imithetho emitsha ayitshintshisi umphumo wokubambezeleka kwezikweletu zomhlalaphantsi.
Kusengqiqweni ukuba izibini ezitshatileyo zilungelelanise ukuze kufumaneke inzuzo enkulu kunazo zonke. Izikripthi zokuthatha umhlalaphantsi ezidityanisiweyo yintoni eyenza lo msebenzi. Kusengqiqweni ukuba zingabonakali iindlela zokukhusela umvuzo wabo kwiminyaka yabo emva. Ukulahlwa koKhuseleko lweNtlalo yindlela efanelekileyo kakhulu yokufeza le njongo.