Ifayile Efile Kwangoku kunye Nokumisa iSicwangciso soKhuseleko loLuntu

Ifayile kunye nokucwangcisa isicwangciso soKhuseleko loLuntu kwiibhangqa ziphela ngo-2016.

Ngenxa yemithetho emitsha yoKhuseleko lweNtlalo eyaba ngumthetho ngoNovemba 2015, ifayile kunye neqhinga lokumisa ayisatholakali kwiibhangqa. Yasebenza kulabo banqamle iingenelo okanye phambi ko-Apreli 30, 2016. Ngoku, unako ukumisa iingenelo, kodwa umlingane wakho akakwazi ukufumana inzuzo ngexesha lomtshato xa uncedo lwakho lusemisiwe. Iinkcukacha ngezantsi.

Yayiphi iCandelo leFayile kunye nokuQinisekisa?

Ifayili kunye neqhinga lokumisa livumele ukuba iqabane lakho liqokelele inzuzo yomtshato ngokusekelwe kwirekhodi yakho yokufumana imali ngelixa ulibazise ukuqala kweenzuzo zakho, ngokunjalo ukwandisa inzuzo yakho ngokuzibandakanya izikripthi zokuthatha umhlalaphantsi. izibonelelo ezinqunyanyisiwe phambi ko-Apreli 30, 2016.

Kutheni Kwa sebenza?

Umlingani wakho akakwazi ukuqokelela inzuzo yomtshato ngokusekelwe kwirekodi yakho yokufumana uze usebenzise isicelo sakho sokuncedisa umhlala-phantsi. Ngokumisa izibonelelo zakho, oku kwenza wakho umlingane ukuba aqokelele inzuzo yongxowankulu ngexesha zakho iinzuzo zoKhuselo loLuntu ziqokelele ukukhatyelwa kweemali zokuthatha umhlala-phantsi (ezifakwe kwi-70 yakho).

Ukuxhaswa kweenzuzo kuthetha ukufakela uLokhuseleko lwezeNtlalo kwaye ngokukhawuleza unqande izibonelelo zakho. Kude ngo-Apreli 30, 2016 unako ukwenza oku kwaye ukuyeka iintlawulo zakho akubanga niphumo kwiziphi na izibonelelo ezixhomekeke kuyo. Emva ko-Apreli wama-30, ngo-2016, xa ugxininisa zakho iingenelo, kwakhona ugxininisa nayiphi na inzuzo yokutshata ehlawulwayo. Ngoko, unako ukumisa amancedo, kodwa ngoku kuya kuba nefuthe lokumisa ezinye iindleko ezixhomekeke kwingxelo yakho yokufumana.

Ngoko, Yintoni oyenzayo ngoku?

Ukuba ufaka iifowuni kwangaphambili kwaye ugqibe ngokuqhubeka usebenza, unako ukumisa amancedo!

Kungenza unengqiqo eninzi ukwenza oku kuba kamva xa uqala kwakhona izibonelelo, uya kufumana ngaphezulu. Akukho sikhokelo, nangona kunjalo, ukumisa amanqaku aneminyaka engama-70 edlulileyo. Ngokuqinisekileyo ufuna ukuqala iNkcazo yoLuntu kwiinyanga zakho zokuzalwa ezingama-70.

Ukuba ungumntu ophakamileyo ophezulu kufuneka uqikelele ngokubambezela ukuqala kokufumana inzuzo yakho kwiminyaka engama-70 ubudala.

Ukwenza oku kuya kubangela ukuba umntu osindayo ophezulu azuze omnye wenu. Oku kunjalo, nangemithetho emitsha.

Ukuba ungumhlolokazi okanye umhlolokazi, usenokhetho oluninzi. Ngokomzekelo, unokumangalela umhlolokazi xa uneminyaka engama-60 ubudala, utshintshe inzuzo yakho kwiminyaka engama-70 ubudala, okanye uzenzele inzuzo yakho kwiminyaka engama-62 ubudala, kwaye utshintshe umhlolokazi onokuzuza ngexesha lakho lokuhlala umhlalaphantsi. Enye inketho inokubangela ingeniso engaphezu kwexesha lokuphila kunomnye, yingakho kufuneka uhlolisise zombini ukhetho ngaphambi kokuba uqale izibonelelo.

Okukhethwa kukho kukusebenzisa i- Calculator Social Security Calculator ukukuxelela okokuthi isicwangciso sinokuthi sisebenze kangcono kuwe. Ezi calculators ze-intanethi zinemihla eyahlukeneyo yemithetho yokuzalwa ehlelwe kwizibalo zabo, ngoko banokukhawuleza ukuvavanya oko kuthethwa kukhetho kuza kukunika inzuzo enkulu ngaphezu kokuphila kwakho.

Abantu abaninzi banenkxalabo yokuphelelwa yimali ekudala. Ukuze uncede ukuzikhusela kule miphumo, qwalasela ukusebenza ixesha elide kwaye uqale izibonelelo zakho kwiminyaka engama-70. Leyokheshi eqinisekisiwe iya kukunika induduzo kwiminyaka yakho emva.