Unokuyeka inzuzo yeNtlalo yeNtlalo. Nantsi indlela.
- Uphakathi kweenyanga ezili-12 xa izibonelelo zakho zaqala, okanye
- Usufikelele kwiminyaka yobudala yomhlalaphantsi (FRA).
Ezi zikhetho zichazwe ngezantsi.
Yeka ukhuseleko loluntu phambi kwe-FRA
Kuwe awukafiki ixesha elipheleleyo lomhlalaphantsi kwaye ungaphantsi kweenyanga ezili-12 xa izibonelelo zakho ziqalisiwe, ngoko ukuze unqume ukufumana iinzuzo zakho zoKhuseleko lwezeNtlalo, kufuneka ubuyisele into oyifumene ngoku.
Bona "Ukuba utshintshe ingqondo yakho" kwiwebhusayithi yeNtlalo yoKhuseleko ukuze uthole iinkcukacha.
Ukuba ufakela izinzuzo ngexesha lokuqala, sele ufumana izibonelelo ezinyangeni ezingaphezu kwe-12, kwaye awukafiki i-FRA yakho kwaye ungekho inhlanhla. Awukwazi ukuyeka okanye ukumisa iintlawulo uze ufike kwi-FRA yakho.
Ukuba sele usufikelele kwi-FRA yakho, ngoko unokumisa isikhashana kwiintlawulo zakho ngokucela into ebizwa ngokuthi ukumiswa ngokuzithandela, kuchazwe ngezantsi.
Ukumiswa kokuzithandela - Umsebenzi emva kokuba ufikelele kwi-FRA
Ukuba uthe wadlula i-FRA, isizathu esivamekileyo sokuyeka inzuzo kuya kuba njalo unokufumana ngaphezulu kamva. Ukuba ufikelele kwi-FRA yakho kodwa ungaseneminyaka engama-70 ubudala, unokumisa iintlawulo zeNtlalo ngokuzicela ukuba zimise izibonelelo zakho. Oku kudla ngokuba kuthiwa "ukumiswa ngokuzithandela" kwezibonelelo. Iingeniso zakho zingaqalisa ukuqokelela izikripthi zokuthatha umhlala-phantsi , ukwenzela ukuba uqokelele ngakumbi xa uphinde ufake isicelo kwakhona.
Kutheni Ufuna Ukunquma Izinzuzo Naliphi na?
Ukuba awukafiki kwi-FRA yakho, unokubeka ikhefu kwiintlawulo xa ubuyela emsebenzini kwaye iza kuncitshiswa ngenxa yemingcele yomvuzo . Unokucinga kwakhona ngekhefu xa uqaphela ukuba wenze iphutha. Mhlawumbi uthathe kwangethuba, kodwa kamva wafunda ukuba ungenayo inqabileyo kumntu osasazekayo inzuzo kumlingane wakho ngokulibazisa usuku lwakho lokuqala.
Esi sicwangciso sinokudala iminyaka embalwa apho unemivuzo encinci ehlawulwayo kwaye unokukwazi ukuguqula impahla ye-IRA kwiRoth, okanye ufumene i- capital income kwi- bracket yentela yepesenti. Le ndlela ingaba nefuthe elide njengoko kunokuba kukho iintlawulo zerhafu ukumisa iintlawulo zakho ezingabonakali lula ngaphandle kokuba usebenza nomcebisi weerhafu.
Imithetho emitsha yaqala ukusebenza kuMeyi 1, 2016
Imithetho emitsha yoKhuseleko lweNtlalo isayinwe kumthetho ngomhla kaNovemba wesi-2, 2015. Ukuqala ngoMeyi 1, 2016 ukuba unqume ngokuzithandela unqande izibonelelo zakho ke zonke iinjongo ezisekelwe kwirekodi yakho yokufumana imali ziya kunqunyanyiswa - kubandakanywa nayiphi na inzuzo yomtshato.
Ukuba ukhona okanye uya kuba ngumdala oneminyaka engama-66 ngo-Apreli 30, ngo-2016, kwaye utshatile, uvavanye ngenyameko inzuzo enokumiswa. Unokwazi " ukufayile kunye nokumisa " ngoko uvumela umlingane wakho (ukuba azalwe ngomhla okanye phambi kukaJanuwari 1, 2016) ukuba afake isicelo sokufumana umtshato xa inzuzo yakho imisiwe. Emva ko-Apreli wama-30, ngo-2016 oku akusayi kuvunyelwa.