Ngabantu abangaphezu kwesigamu sabantu abahlala kwizigidi ezili-10 abahlali abaqhuba ilayisenisi, abahlali baseGeorgia baya kumangaliswa kwezinye zeempazamo ezininzi ze-inshorensi zabo abazi.
Apha, sishwankathela amaninzi kumzamo wokunceda eli gama elinesiqu esithi "Ubulumko, Ubulungisa, Ukumodareyitha" ukuqinisekisa ukuba abahlali balo benza ukhetho olufanelekileyo kwaye bafumana ubulungisa obufanelwe kwiinkampani zomshuwalense!
01 Gwema iimangalo ezilindelekile
02 Ixabiso elinciphileyo
Ukuba usengozini yemoto, unelungelo lokubuyisela inani lemoto yakho elahlekile ngenxa yengozi. Qinisekisa ukuba inkampani yakho yomshuwalense ayikho into yokuba "i-17c" "yindlela ephela yokufumanisa ixabiso elinciphileyo, njengaseGeorgia, abaninzi bakholelwa ukuba ithuluzi lokuhlola elingafanelekanga, kuquka iKomishinala yase-Georgia yase-Georgia, uJohn Oxendine. Kunoko, kufuna ukuba i-USPAP ingxelo yokuthotyelwa kwengxelo yenziwe yinkampani yesithathu efana nexabiso elincinci leGeorgia.
03 Thatha inzuzo yeziPhumo zeBafundi
Abaqhubi abancinci, ngokukodwa abo abangaphantsi kweminyaka engama-25, banamathuba aphezulu okufumana i-inshurensi yemoto nje ngenxa yokubala, eli lizwe lifikelela kwi-29% yazo zonke izingozi. Kodwa abaqhubi abancinci baseGeorgia bangasebenzisa inzuzo ye-inshurensi ephantsi yokuba "abafundi abahle". Ukuba ngaba "ulinganiselwe kwi-20% engaphezulu kweklasini yakho, ube nomyinge we-'B 'okanye ungcono, u-3.0 wesilinganiso okanye ungcono, okanye wenze uLuhlu lweDeveli okanye uHloniphe u-Roll", kwaye ufanelekile.
04 Ukudibanisa i-Intshurensi yaseKhaya kunye noMshurensi woMbane unokuNcedisa
Ezinye iinkampani zomshuwalense yomshuwalense zinikeza amaxabiso angcono xa udibanisa i-home and auto policies. Kufuneka uthengise ngeenxa zonke kwaye uqhathanise okukhethiweyo kunye nokudibanisa ukubona ukuba unokukwazi ukufumana isibonelelo esinamandla ekudibaniseni ezimbini.
05 Awuyi-Insuring Your Car
Oku akukho-akukho eGeorgia, njengoko zonke iimoto kufuneka zibe ne- inshorensi yemboleko . Imfuno emancinci i-25/50/25, okanye ukufikelela kwi-$ 50,000 kubo bonke abantu abalimele engozini, ngokuxhomekeke kumda we $ 25,000 ngomntu omnye, kunye ne-$ 25,000 yokufumana umonakalo wepropati. Izigwebo zokungaqiniseki imoto yakho zingaquka iirhafu ezingekho phantsi kokubhaliweyo, ilayisenisi enqanyanyisiweyo ukuya kwiinyanga ezintandathu, kunye nemirhumo ye-$ 185 ngokuxhomekeka kobunzima bomshuwalense .
06 Ubukhulu bezinto zakho ezilahlekileyo
Imiba yobukhulu xa kufikelele kwii- deductibles kunye ne-inshurensi yemoto. Ngaphandle kokuba ulungele ukungena kwengozi, ukuya kwi-deductible ephezulu kunokuphucula kakhulu imilinganiselo yakho yomshuwalense yemoto kwaye kukugcine imali eninzi ngexesha elide.
07 I-Georgia Defensive Driver Discount
Iinkampani ezininzi ze-inshorensi yaseburhulumenteni yaseGeorgia zinikezela ukuya kwi-10% kwi-inshorensi yakho xa uthatha ikhosi yokuqhuba ukukhusela kwaye ube nerekhodi yokuqhuba kakuhle. Ukuba ungumphathi we-GEICO, ngokwenene ufumanisa ixabiso lentengo.
08 Tshela i nyaniso!
Qinisekisa ukuba uthetha kwinkampani yakho yomshuwalense nayiphi na ingozi okanye iinkcazo oye wabandakanyeka kuyo. Inkampani yenkampani yomshuwalense iya kufikelela ekugqibeleni njengoko yenza uphando, kwaye unakho ukuxhomekeka kumazinga aphezulu ukuba inkampani yomshuwalense iyifumene ayikwazi ukukuthemba.
09 Ukuhlawula phambili
Kwiimeko ezininzi, unganciphisa iindleko zomshuwalense wakho wonyaka ngenani elikhulu ngokukhawuleza ukuhlawula umgaqo-nkqubo opheleleyo phambi. Qiniseka ukuba ucele umthengisi wakho we- inshurensi uhlobo luni lokusaphunga ongafumana ngalo ukwenjenjalo.
10 Umyinge omkhulu
Ukuba imoto yakho ixabise ngaphantsi kwama-$ 1,000, mhlawumbi akudingeki ukuba udibaniso kunye nokubanzi okubhengezwayo , okunokukuphazamisa ukugqithisa ngokugqithiseleyo kunokuba imoto ibaluleke kakhulu.
11 Qiniseka ukuthelekisa
Kuhlala kubalulekile xa uzama ukukhetha umgaqo othelekisa amanani. Buza abahlobo kunye nosapho abasebenzisa i-inshurensi-unokufunda ngeendlela ezilungileyo kunye neenkqubo ezinkulu ngale ndlela, ngaphezu kokufunda malunga nenqanaba leenkonzo zabathengi inkampani yomshuwalense inika. Oku kuya kubaluleka xa kwenzeka ingozi.
Ngamafutshane, abaqhubi beGeorgia banamaxabiso amaninzi kunye namathuba okuba baxhamle xa kufike kwi-inshurensi yemoto. Kufanelekile ukuzifundisa ngokwamathuba, njengoko ukugcina imali eninzi kungabangela ukuba kuphele ixesha elide!