Enye yeyona ndlela iphumelelayo, kwaye enye ibonakala ifumana ukuthandwa, iyinxalenye. Ngoko, ukuba uyazibuza ukuba imoto yakho ingaba yinto engabinayo yinshuwalense, impendulo yile: mhlawumbi.
Iziphumo zakho ziyahluka.
Ihlabathi labaqhubi abangaqinisekanga libanzi kwaye liyinkimbinkimbi, kwaye imithetho echaphazelekayo iyahluka kakhulu ukusuka kummandla ukuya kummandla. Kufana neziflephu zeqhwa, ngokwenene. Akukho mabini amabini afanayo. Kwaye, enyanisweni, ukuba unqanywe ngelixa uqhuba ngaphandle kwe-inshurensi , umbuzo wokuba ingaba imoto yakho iya kuhlawulwa okanye ingekho imo ixhomekeke kakhulu kwimeko esheshayo yegosa elithatha lona. Ngoko ke, ukuba uceba ukuqhuba ngaphandle kwinshurensi esebenzayo (into endiyilumkisa ngayo), qiniseka ukuba uyayiqonda kakuhle imigaqo echaphazelekayo kwimeko yakho, kwaye ukuba uyadonsa, kuluhlu olukhethekileyo lokuba ukusebenzisana nepolisa elihle njengoko unako.
Kukho iintlobo ezahlukeneyo zeemithetho kunye neemeko apho imoto yakho ingaba nayo.
Nazi ezinye zezinto omele uziqaphele ngazo:
Ukusebenza okanye ukungasebenzi kwe sithuthi sakho.
Kwiimeko ezininzi, mhlawumbi awuyi kubakho nekhono lokukhwela imoto yakho kwaye uyenze ude unqamle ukwenza olunye ulwaphulo, njengokukhawuleza, ukungaphumeleli ukubonisa, ukuqhuba ukuqhubela umsila osilekileyo, olo hlobo lwezinto.
Kwakhona kunokwenzeka ukuba igosa liyakwazi ukuqhuba itekethi yakho kwaye ikukhuphe ngokungqongqo ngokungena-inshurensi. Ukongezelela, ezinye izigunyazo namhlanje zisebenzisa izixhobo zokufunda iiplati eziza kuzisa igosa njengoko eqhuba ngelo liko elingenagqirha, nangona lifakwe ngokusemthethweni okanye ngaphandle kokusebenza.
Akubalulekanga ngokwenene ukuba yintoni indlela asebenzisa ngayo amapolisa ekubambeni ukuqhuba ngaphandle kwe-inshorensi, yintoni abakwaziyo (okanye kufuneka) xa usibanjwe. Okwangoku, kwiinkoliso ezininzi, amagosa anesabelo esithile ekunqumeni ukuba ungayithintela isithuthi sakho okanye akuvumele ukuba ube nephulo kunye nentlawulo. Ngokomzekelo, ukuba unqatshelwe ukuba awukho ninshuwalense, kwaye utsho, iibhloko ezibini ukusuka kwindlu yakho, unokuthunyelwa endleleni yakho ngetikiti kwisithembiso sakho sokuya ekhaya ngqo. Ukuba uthe wagxothwa ukuba uhambe kwiminyaka engamashumi amahlanu kummandla wesikolo, kunjalo, unokufumana uhamba ezi zibini zokugqibela. Yaye ukuba uthe wadibana ne- DUI , libale. Imoto yakho iya kwinqanaba leyadi.
Kwakhona, kwezinye iinjongo ezifana neNew York , igosa alikhethi. Ukuba ubanjiswa ukuqhuba ngaphandle kwe-inshorensi, imoto yakho iya kubanjwa kwaye ifakwe. Ikhefu.
Ubungqina bomshuwalense.
Uninzi lwamazwe ludinga ukuba abaqhubi baphathe ubungqina bomshuwalense (ngohlobo lwekhadi okanye isitifiketi) nabo xa beqhuba isithuthi.
Ukungaphumeleli ukubonisa ubungqina obunjalo xa kucelwe igosa, ngezinye iimeko, kubangelwa ukuba imoto yakho ibe yimpembelelo nangona uneshuwalense esebenzayo ngexesha. Ngethamsanqa, iteknoloji ivumela ukuba igosa likwazi ukujonga imeko yakho ngexesha lokuyeka. Ukuba unesi-inshorensi kodwa akukho bungqina kuwe, nangona kunjalo, kunye nekhenkethi yiphathiswa elibuya libi, imoto yakho inokutsalwa. Eli lixesha, kwindlela, xa unyanga igosa lakho lombutho lingafumaneka ngokufanelekileyo.
Yintoni eya kwenzeka emva koko:
Kungabonakala ngathi inkathazo yangempela iqala xa imoto yakho ibonakala, kodwa akunjalo. Ukongezelela ekubeni ufumane imoto yakho kwaye uhlawule umrhumo, kuya kufuneka ukuba ufike nobungqina bomshuwalense ngaphambi kokuba unokubuyisela imoto yakho. Ngenxa yokuba amaninzi amaninzi ahlawuliswa yimini, ngamanye amawaka ngamakhulu eedola, ezi ndleko ziyakongeza ngokukhawuleza.
Kodwa ukuba awunayo i-inshuwalense yemoto, kungekhona nje ukuba ufanele uxhalabele ngalezi ndleko, kufuneka ukhathazeke ngeendleko zokufumana inshuwalense yemoto ukususela ekuqaleni. Ukuba uqhuba nge-inshurensi yemoto kunokwenzeka ukuba aba-inshurensi bakuthathele njengomqhubi ophezulu, oko kuthetha ukuba baya kukwazi ukuhlawulisa ngaphezulu kunokuba bangabulungisa ngokusekelwe kwezinye iindawo zomqhubi wakho kunye nomlando wakho. .
Ukugqitywa kwam oku kukuku: khusela impembelelo. Njengoko ndikhankanywe ngaphambili, imithetho yelizwe iyahluka kakhulu. Kodwa xa imoto yakho ibonakalisiwe, unokuqiniseka ukuba kuya kuhlawula imali eninzi ukuze uyibuyisele, kungakhathaliseki ukuba ungubani na igunya. Ngoko khumbula, ungalokothi usebenze isithuthi ngaphandle kwe-inshorensi esebenzayo yangoku. Yaye ukuba ungenayo i-inshurensi, yifake imoto yakho esitalato uze uye kwigaraji uze uyenze.