Ngaba Unako Ukufumana Ubungqina Bomshuwalense Wemoto Xa Ungenayo Imoto?
Ngaba kufuneka ndibe nomgaqo-nkqubo weNkampani yomshuwalense ongeyena umnikazi?
Kukho amaxesha amaninzi ukuba kunengqiqo ukuthenga olu hlobo lokubhengezwa-kwaye kaninzi xa kungenjalo. Ukuba uyiqashisa imoto rhoqo, kunokuba kuqikelele ukuthenga olu hlobo lokubhengezwa kunokuba udibanise kwikota yokuqashisa. Ukuba uqhuba iimoto zomhlobo wakho ngokuqhelekileyo, kuluvo oluhle lokuba nalo hlobo lokubhengezwa.
Nangona kunjalo, ukuba omnye umntu ekhayeni lakho unomoto oceba ukuqhuba, akufanele ufumane umgaqo-nkqubo ongeyena mnikazi - kunoko, kuya kufuneka uphulaphule umgaqo-nkqubo wabo.
3 Izinzuzo zePolisi Yomshuwalense Wenqwelo-mali Yengenayo
Imigaqo-nkqubo ye-inshurensi yemoto ayifumanekanga kuyo yonke indawo kodwa ingathethi ngokuthe rhoqo. Abantu abaninzi abazange bave ngomgaqo-nkqubo womntu umntu ongenayo isithuthi. Kuhlala kunconywa ukuba ugweme ukulahleka kwintengiso yomshuwalense wemoto ukuba kunokwenzeka. Umgaqo-nkqubo we-inshurensi yomntu ongeyena mntu unokukukhusela kula maxesha xa ungenayo isithuthi.
- Ukukhuselwa kweMfanelo Kubalulekile Nangona Awunayo iThuthi
Umzekelo: Izinto ezininzi zinokungahambi kakuhle xa uqhuba. Umgaqo-nkqubo we-inshurensi yomntu ongeyena mntu uza kukukhusela ukuba ungenayo isithuthi kwaye uboleka isithuthi somhlobo. Ukuba umhlobo wakho wayenomthwalo obuncinane kwisithuthi kwaye wabangela ingozi enkulu , ilungu elilinzakeleyo lingahamba emva kwakho ngenxa yentlungu nokuhlupheka xa umonakalo ungaphezu kwemida yomngane wakho.
Umgaqo-nkqubo we-inshurensi womntu ongeyena mntu uza kukhaba kunye nokuhlawula umonakalo omkhulu.
- Unako Ukugcina Imali Kwimoto Yokuqeshisa
Umzekelo: Iikhampani zokuqeshisa zihlawulisa ezininzi ngenkonzo yabo yomshuwalense . Ukuba uhlala uqeshisa imoto kodwa ungenayo imoto, umgaqo-nkqubo we-inshurensi yomntu ongeyena mntu uza kusindisa imali. Uya kusaya kufuneka uthenge umonakalo wokulimala umonakalo ukwenzela ukuba umonakalo womzimba uza kuhlanganiswa (okanye ukhangele ngekampani lakho lekhadi lekhredithi - abanye banika le ngxelo xa ubhala usebenzisa ikhadi lakho), kodwa ngokubanzi, umgaqo-nkqubo womgaqo-nkqubo ongekho umnikazi uya kwandisa xanduva. Njengoko ininzi yomshuwalense wemoto, imithetho iyahluka ngohlobo lwe-state kunye ne- inshurensi kodwa ngokuqhelekileyo umgaqo-nkqubo ongeyena umnini uya kuhlawula imbopheleleko yemoto yerenti.
- Gcina imeko yakho yengozi yokuqhuba umqhubi
Umzekelo: Inzuzo enkulu yokuthenga umgaqo-nkqubo ongeyena mhlaba kukukhusela isimo sakho somngcipheko . Iinkampani ezininzi ze-inshorensi zijonga abaqhubi bengena-inshuwalense engaphambili . Umgaqo-nkqubo womgaqo-nkqubo ongeyena umnini-mali uza kubonisa ukuba unomthwalo wemali njengomqhubi ngaphandle kwesithuthi. Oku kuthetha ukuba uya kuhlawula ixabiso eliphantsi kwi-inshurensi yemoto xa uthenge imoto.
Gcina Inengqondo Engabanikazi Bemiqathango MISEBENZI:
Ukulimala okwenyama: Umgaqo-nkqubo ongeyena umnikazi awufihla umonakalo emzimbeni nasiphi na isithuthi.
Inqwelo onayo: Ungakulibala ukuguqula umgaqo-nkqubo wakho womshuwalense ongenaye umgaqo-nkqubo wendabuko xa unesithuthi. Umshuwalense womntu ongeyena mntu uya kugubungela isithuthi sakho.
Isithuthi esiphethwe ngumhlali wendlu yakho: Ukuba umntu unesithuthi endlwini yakho, kufuneka ubhalwe njengomqhubi kumgaqo-nkqubo we-inshurensi, ukuba ungekho isithuthi sakho. Umgaqo-nkqubo womgaqo-nkqubo ongeyena umnini-mali awuyi kugubungela isithuthi oya kufumana ngaso rhoqo.