Yintoni ecingwa njengeGaraji lokuSindisa
Okokuqala, yintoni imoto yokulondoloza, kwaye ihluke njani kwezinye iinqwelo?
Ukubeka nje, ukuba isithuthi sonakaliswe ngendlela enzima, njengokonakala, umlilo , izikhukula, okanye ukuchithwa okugqithiseleyo, kuthathwa njengesithuthi sokunceda. Ukuba bekuza kuhlawula iipesenti ezingama-75 zesantya sokuqala sithuthi ukuze siyilungise, ngoko imoto iyayilungisa kwaye iya kufuneka ibe nolwazi olubizwa ngokuba yi-salvage okanye isihloko esingenanto. Ukwenza isigqibo sokuba ngaba unelungelo lokufumana imoto yerundry, iNew Jersey ineemoto zesithuthi esingazifundela kwi-intanethi.
Musa ukuyifihla loo Mhlaba
Ukuzama ukufihla into yokuba isithuthi sele sonakaliswe kwaye i-salvage impahla iphikisana nomthetho. Ngenxa yesiphepho iSandy, i-New Jersey ngoku ine-database elandela izithuthi ezonakaliswe ngexesha leqhwithi.
Abanye abantu bafumana iinqwelo zokulondoloza izithuthi ngeenjongo zokuzilungisa ukuze zigqityiwe zize zithengise. Iimoto ze-Salvage ezinesihloko ziya kuba negama elithi "salvage" elibhalwe kwisihloko ngoko kucacile ukuba isithuthi asifani nesithuthi esibizwa rhoqo.
UkuThuthukisa isithuthi
Unokulindela ukuba ezinye iinkampani zomshuwalense aziyi kufuna ukuqinisekisa ukuba isithuthi , kwaye sizathu esihle. Nangona kunjalo, kwiimeko ezininzi, ukuba unako ukufakazela ukuba isithuthi esilungile siphephile kwendlela kwaye unesiqinisekiso sokuhlola, iinkampani ezininzi ze-inshorensi ziya kukuvumela ukuba uziqinisekise.
Qiniseka ukuba uyazi ukuba mhlawumbi awukwazi ukufumana umgangatho ophezulu, umgaqo-nkqubo wokuqala kwizithuthi ngenxa yembali yakhe engaphantsi kweyona nto.
Enyanisweni, ukuba unako ukufumana i-inshurensi kwisithuthi se-salvage, mhlawumbi iya kuba yinshuwalense kuphela. Inkampani ayikho indlela yokwazi ukuba umonakalo owangaphambili ungathintela njani ukusetyenziswa kwe sithuthi ukuba kubandakanyeke engozini.
Iinqwelo ezininzi ze-salvage zichithwa kwaye zisetyenziselwa iinxalenye kodwa ngokuqhelekileyo zibonwa njengezingavumelekanga ukuthutha rhoqo. Ukufumana isithuthi esiluncedo ukuzisebenzisa ukuthutha kubonwa njengenqabana ngeenkampani zomshuwalense. Xa usondela kwiinkampani ze-inshorensi malunga nokufakela imoto ye-salvage, ukubethelwa kwakho kukugqithisa kukuqhagamshelana neenkampani ezinkulu ezinomlando wokuvuma olo hlobo lolwazi.
Ezinye iinkampani eziye zaziwa ukuba zinike inshurensi kwi-salvage izithuthi ziquka i-Farm Farm, Geico, Progressive , kunye ne-Farmers Insurance. Kukho abanye abaninzi, kubandakanywa iinkampani zomshuwalense wendawo yonke eNew Jersey, kodwa ezi ziinkampani ezimbalwa ongaziqhagamshelana ngolwazi kunye nezikhokelo.
Njengoko ubona, akunakwenzeka ngokulula ukubhalisa i-salvage imoto eNew Jersey, kodwa akunakwenzeka.
Qaphela imithetho elawula izithuthi, ufumane iphepha elifanelekileyo, kwaye ulandele imigaqo malunga nezihloko kunye ne-inshurensi ukuphepha zonke izigwebo ezingafunekiyo.
Ekugqibeleni, ukuba uqinisekisa kwaye ubeka isithuthi se-salvage ekusebenziseni indlela, qiniseka ukuba uthathe onke amanqanaba afunekayo ukuqinisekisa ukhuseleko lwabaphi na abagibeli abaya kuhamba ngesithuthi. Iimoto ezinobungozi obukhulu zingabangela ingozi ekhethekileyo, ngoko kubalulekile ukuqinisekisa ukuba zonke izilungiso ezenziwe kwisithuthi se-salvage zigqityiwe ngendlela echanekileyo kunye negosa lokulungisa imoto.