Ixesha elifanelekileyo lokuthenga iingubo zasebusika kwisitorengisi esithengiswayo kusentwasahlobo - izitolo azikazisusi izinto zazo zonyaka kodwa zizama kakhulu, kwaye amaxabiso aya kubonisa loo nto. Ixesha elibi kakhulu ukuthenga iingubo zasebusika ngexesha le-blizzard - kwaye, njengokuba naliphi na umhlali omkhulu onokuhlala ekwazi ukukuxelela, ixesha elibi kakhulu nelona libiza kakhulu ukuthenga i-ambulla ngexesha leqhwithi. Inqaku elonwabileyo, ixesha elifanelekileyo lokuthenga i-Halloween, iValentines, okanye i-candy candy ngumhla emva kweeholide.
Kodwa kuthekani nge-inshurensi? Ngaba kuyimfuneko xa uthenge okanye uvuselele umgaqo-nkqubo wakho womshuwalense?
Ixesha elifanelekileyo lokuthenga i-inshorensi ngokwenene lixhomekeke kumgaqo wakho wangoku kwaye isizathu sokuba ungathanda ukutshintsha. Ukuthenga i-inshurensi kuyinto eyahlukileyo kunokuba uthenge iimpahla ezintsha okanye ifenitshala. Iintengiso zeholide okanye amaxesha okugqibela ngamathuba angabikho kwi-inshurensi.
Qala ukuthenga Xa ukuvuselelwa kufunyenwe
Umhla wakho umgaqo-nkqubo uhlelwe ukuhlaziya ixesha elifanelekileyo lokutshintsha i-inshurensi. Ukuhlaziywa kwamaphepha ngokuqhelekileyo kuza kwi-imeyile malunga neentsuku ezingama-30 ukuya kwi-45 ngaphambi kokuba uhlaziywe. Emva kokuba ufumana iphepha lakho lokuvuselela linika iintloko malunga neerhafu zakho ezizayo. Ukuba ubona utshintsho olukhulu kwizinga le-inshorensi yakho, kunokubonisa, ixesha lokuba uthenge i-inshorensi ngokusebenzisa umphathiswa ohlukile okanye ubuncinane ifowuni yakho kwi-arhente yakho. Qala ukuyothengela i-inshurensi xa uhlaziya iphepha lakho lokuvuselela.
Iintengiso zokuThengwa phambi koKuvuselelwa
Ukuthengwa nge-inshurensi yemoto ngaphambi kokuba umhla wokuvuselela umgaqo-nkqubo unenzuzo.
- Uya kuba nekopi yakutshanje yephepha lakho lokuvakalisa
- Ukucoca ukuphuka kwinkampani yakho yenkampani yomshuwalense yangoku ngokuguqula ukuhlaziywa
- Ukuthengwa ngaphambi kokuba usuku lwakho lokuvuselela lunokukufumana isaphulelo esongezelelweyo
Ikhasi lakho lokubhengezwa kubalulekile xa uthengela i-inshurensi kuba liqinisekisa ubungqina bakho obukhoyo. Ikhasi lakho lokumemezela libonelela ubungqina bomshuwalense wangaphambili ofunekayo ukuze ufumane inqanaba le-inshorensi ekhethiweyo. Kwakhona, kuya kuvumela ukuthelekiswa okuchanekileyo phakathi kokufikelela kwakho kwangoku kunye neengcaphuno ozifumanayo. Ukuba awukho ikopi yangoku yekhasi lakho lokuvakalisa ukufumana enye kwi-arhente yakho phambi kokuthenga.
Ukutshintsha ekuhlaziyeni kwakho kukunika ikhefu elicocekileyo kwikhampani yakho ye-inshurensi yangaphambili. Nangona nje ungazange wenze utshintsho lwakutshanje kumgaqo-nkqubo, akukho mntu unokunyanzela nayiphi na imali. Iinkampani zomshuwalense nazo zihlala zivuza abaxhasi abazithengisa ixesha elide kunye ne-discount discount quote. Ngokuqhelekileyo, esi saphulelo sinikezelwa xa usithenga ngaphezu kweentsuku ezisibhozo phambi komhla wokutshintsha kwakho. Ukuthengwa kwangaphambili kukubonisa njengomxhasi oxanduva, yintoni kanye iinkampani zomshuwalense ezifuna umthengi.
Shop Nanini
Kunokwenzeka ukutshintsha i-inshurensi yakho nanini na ngexesha. Ngokomzekelo, ukuba uxhaphazelekile nge- arhente yakho yangoku kuba akukho mntu uphendule ifowuni okanye abuyisele umnxeba wakho, ngoku kungakho ixesha elifanelekileyo lokuba uthengise i-inshurensi. Uninzi lwexesha, ngokungakhathaliseki ukuba unomgaqo-nkqubo wakho womshuwalense kwiinyanga ezimbalwa, umrhumo wehlawulo awuhlawulwanga ukutshintsha phakathi.
Uya kubuyiselwa nayiphi na i-premium engasetyenziswanga kwiiveki ezimbalwa zokukhansela.
Iingcebiso zokuthenga iMidterm
Ukuthengwa kwe-inshurensi yemoto phakathi kwendawo inokuba nzima. Qinisekisa ukuba ulandele ezi zikhokelo ukuze ugcine lula njengoko kunokwenzeka.
- Gcina iintlawulo zakho ngokukhawuleza
- Yiba nomhla wokuhlawula ngokufanelekileyo engqondweni
- Nika okungaphezulu kweveki ukusasazeka phakathi kokuthenga nokutshintsha
Kubalulekile ukugcina iintlawulo ngokukhawuleza kunye nenkampani yakho yenkampani ye-inshorensi yangoku ukuba xa uwa emva koko ukhansele umgaqo-nkqubo, usenomsebenzi kuzo zonke iintsuku oziqinisekisayo. Ingaba yintlekele yokufumana intlawulo yokugqibela kwinkampani kwaye ukuba ingayinaki iyakwazi ukuya kwiiqoqo. Ukuba yakho intlawulo ngoku iyakwenza uguqulelo oluhle.
Ukutshintsha i-inshorensi phakathi komncinci kukunika ithuba lokukhetha usuku lwenyanga othanda ukuba iintlawulo zakho zifaneleke.
Iinkampani zomshuwalense zibeka umhla wakho wokugqibela ngomhla wokuthenga. Umzekelo, ukuba uqala umgaqo wakho omtsha ngomhla wesithathu wenyanga, okwesithathu iya kuba ngumhla wakho omtsha wokugqibela. Kunokwenzeka ukuba utshintshe usuku lwakho lokuhlawula kunye neenkampani ezininzi, kodwa kutheni ungazibulali iintaka ezimbini ngelitye elinye kwaye ukhangelele umhla wokuhlawula kwakho kwaye uqale umgaqo-nkqubo wakho ngelo xesha?
Nangona ukuthengwa kwe-inshurensi kungeyiyo ingcamango yakho yokuzonwabisa, inokuhlawula ngokwenene. Ixesha elifanelekileyo lokuthenga i- inshurensi yemoto kungekudala emva kokufumana iphepha lakho lokuvuselela. Kodwa, ungavumeli oku kukumise ukuba ungatshintshi phakathi kwimeko ukuba imfuneko yokutshintsha okukhawulezayo.