Kubaluleka kokucela ukukhanselwa
Ukuba kuphela izinto zazinzima. Awukwazi ukucinga ukuba ngenxa yokuba uthenge kwaye uyavumelana nomgaqo-nkqubo omshuwalense ongenakho ukuhlawula ibhilikhwe enye. Ewe, uya kuthi uqiniseke ngokusemthethweni ngomthetho ukuba uyayenza, kodwa uya kuba noxanduva lwebhilidi yakudala.
Emva kokuba ugqibe ukuba wenze ukwenza ibhizinisi kunye nenkampani ethile yomshuwalense, ngumthetho omnene wesigodlo ukucela ukukhansela. Ukuvumela umgaqo-nkqubo ukukhansela ngaphandle kokukwazisa inkampani kungabangela iingxaki. Ukukhansela i-inshurensi yakho ingaba nzima, kodwa kulungile. Ngezantsi, unokufunda indlela yokucima umshuwalense womshuwalense ngeendlela ezine ezilula - kwaye ufunde oko kwenzekayo xa umgaqo-nkqubo ungawukhansela ngokufanelekileyo.
Indlela yoku-1: Ifowuni kwisicelo
Ukubizela i-arhente yakho mhlawumbi indlela esheshayo yokwazisa inkampani yokucinywa kwakho. Ngamanye amaxesha umnxeba umnxeba uthabatha yonke into, kodwa ixesha elininzi ixesha lokutyikitya lifuneka kwakhona ukuze likhansele. Ukuba utshintsha kuphela ngesiseko semali esezantsi, kucetyiswa ukuba ubize kwaye uthethe kunye ne-arhente yakho malunga nokukhansela ngaphambi kokuba wenze isigqibo sokwenza njalo. Kunokwenzeka ukuba izaphulelo ezongezelelweyo zingasetyenziswa okanye i-coverage ingatshintshwa kwipolisi yakho yangoku iyakwenza oko ukuze ungatshintshi iinkampani zomshuwalense.
Indlela 2: Imeyili okanye iFeksi isicelo esibhaliweyo
Ukusayina isicelo sokukhansela isitifiketi sokubambisana xa kuvela ukukhansela i-inshurensi yemoto. Kulula nje ukubhala okanye ukuthayipha umhla, igama lakho, inombolo yomgaqo-nkqubo, kunye nokukhanselwa kwesicelo ngomhla oceba ukutshintsha abathwali bomshuwarensi. Tyikitye idokhumenti kunye ne-imeyile okanye uyifeksele kwi-arhente yakho okanye uqondise kumphathi we-inshurensi.
Indlela 3: Yeka kuMntu
Kungabonakala kunzima ukungena kwiofisi ye-arhente yakho kwaye ucele ukucima umgaqo-nkqubo wakho; nangona kunjalo, kuyinto eqhelekileyo kuzo zonke iarhente. Wonke amaziko alahlekelwa ngabathengi ngezikhathi ezithile, kwaye ngaphandle kokuba bahlobo lwakho okanye umhlobo ongcono, mhlawumbi abayi kuthatha ngokwabo. Kungenzeka ukuba i-arhente yakho yangoku inokuzama ukukukholisa ukuba uhlale, kodwa ukuba uyanqabile ngokukhawuleza ukuba kufuneka ube ngowokuphela kwayo. Tyikitye ifomu lokukhansela kwaye uya kuba yindlela yakho.
Indlela 4: Cela iNkampani Yakho Yomshuwalense Entsha Ukuncedisa NgeTshintsho
Ukucela ummeli wakho we- inshorensi entsha ukucima umgaqo-nkqubo wakho womshuwalense weminyaka yindlela elula yokugqiba ukukhanselwa kwakho. Yindlela enhle yokuphepha naluphi na ukungahambi kunye nawe ngokukhawuleza ukuba ube yinkampani ye-inshurensi yangaphambili. Zonke iimfuno zakho ze-arhente entsha yile nombolo yakho yomgaqo-nkqubo, imihla efanelekileyo, kunye nesayinela kwifomu yokukhansela, ngoko uxwebhu luyakuthunyelwa ngefeksi kwinkampani yakho yomshuwalense endala.
Izibonda zokuKhusela ngaphandle kwezaziso
Uya kufuneka uhlawule i-Period ye-Grace Automatic: Ngokuqinisekileyo, ukuba awuyikucela ukukhansela kwaye uvumele kuphela umgaqo-nkqubo ukuba ukhansele ngokwakho, ukhansela ukuhlawulwa kwemali. Ezinye iinkqubo zikhansela ngokuzenzekelayo ngokuhlaziywa ngaphandle kwentlawulo; Nangona kunjalo, iinkampani ezininzi zinika ithuba lobabalo oluzenzekelayo .
Isikhathi sobabalo sivame ukunyuswa kweentsuku ezingama-20 ukunika ithuba lokufumana ixesha elongezelelweyo ukufumana i-premium yakho. Ukuba umgaqo-nkqubo wakho ukhanselelwe ukuhlawulwa kwemali, uya kuhlawulwa kwixesha lobabalo. Uya kukhangela isaziso seqoqo esinokwenzeka ukuba awuyi kuhlawula okanye unikezele ubungqina bomnye umgaqo osebenzayo.
Uza kushiya impembelelo embi: Ukushiya inkampani yinshurensi ngaphandle kokunika isaziso kunokushiya imbonakalo embi kwi-arhente. Ingcinga efanelekileyo yokushiya emigxeni elungileyo xa ufuna ukubuyela. IiRhafu zihlala ziguquka kwaye ungathanda ukubuyela kwenkampani yakho yomshuwalense yangaphambili kwakhona ngosuku olunye. Ukuthintela ukungahambi kakuhle kwexesha elizayo, kwazisa i-arhente yakho yokukhansela.
Umgaqo wakho awunakuCandwa: Ukuba usayinwe ukuthunyelwa kwemali yecomputer , umgaqo wakho uya kuqhubeka ngaphandle kokuba ucele ukukhanselwa.
Imali iya kuqhubeka ihoxiswa kwi-akhawunti yakho kwaye uza kuba neefayili. Kuyakwazi ukubuyisela imali yakho xa unikezela ngephepha lokuvakalisa ukuqinisekiswa ukuba uphinde uphinde uhlawule.
Kungakhathaliseki ukuba uyayicima njani inshuwalense yemoto yakho , qiniseka ukugcina iliso kwi-imeyile yakho ngencwadi yokuqinisekisa. Ukuba ukhansela phakathi, unokufumana imali yokubuyiselwa kwembuyekezo kuxhomekeka ukuba unayo i-premium engasetyenziswayo. Ukubuyiselwa kwemali yomshuwalense wemoto ngokuqhelekileyo kuthatha iintsuku ezili-14 ukuqhuba. Qinisekisa ukucima ininshurensi yakho emva kokuba usetyenziswe umgaqo-nkqubo wakho omtsha kunye nomphathiswa omtsha. Ukukhansela inqwelo-yomshuwalense yemoto kufuneka ibe yinkqubo elula, nje ungayigcini okanye uyibale ngokupheleleyo.
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