Ukubaluleka koKhuseleko oluqhubekayo
Izizathu eziqhelekileyo zokuThuthukiswa kweNkxaso-mshoni ye-Auto
- Ndilibale ukuhlawula ibhilikhwe yam
- Anginayo imali yokuhlawula ibhilikhwe yam
- Ndathengisa imoto yam kuphela
- Imoto yam yodwa yaphuka
- Imoto yam kuphela yengozi
Gwema ukuphazamiseka xa kunokwenzeka
Zininzi zezizathu zokugqithwa apha ngasentla zingabonakala zizizathu ezifanelekileyo zokususa i-inshurensi yakho yemoto , kodwa imiphumo enzima. Kunokuba yingozi kakhulu ukuba isizathu sokuphelelwa ngumnye wezinto ezimbini zokuqala. Ukulibala ukuhlawula i-bill yakho okanye ukungabi nemali kuchaza ukuba usenokuqhuba isithuthi sakho. Ukuba kunjalo, iingxaki ezinzulu kakhulu ziyakwenzeka xa kwenzeka ingozi yemoto . Ukuba awusenaso isithuthi okanye ukhethe ukuyiqhuba ngexesha elide uya kuqhubeka ufumana izigwebo.
- Unokubanjelwa uqobo lwakho ngengozi
- Imali ehlawulisiweyo xa ubanjwa ngokuqhuba ngaphandle kwe-inshurensi
- Uqwalaselwa ngengozi ezayo ngexesha elizayo xa uthengela ukuthenga i-inshorensi, leyo ingaba iphindwe kabini iintlawulo zakho
Khangela iindlela zokuphepha ukulahleka xa kunokwenzeka. Inqwelo-mali yomshuwalense kufuneka ibe phezulu kwiluhlu lwakho oluphambili. Ukuboleka imali kwilungu losapho, uthengise izinto okanye usebenzise ikhadi lekhredithi ukuze wenze inkokhelo yakho kwithuba lobabalo . Ukunciphisa i-coverage, thetha ne- arhente yakho ukufumana iindlela zokulondoloza kwipolisi yakho , okanye ukuthenga amaxabiso aphantsi ukuba imali yingxaki.
Ukuba ungekho imoto kwithuba elithile, khangela ukuba unokuba ungabhalwa njengomqhubi kumgaqo welungu lomndeni. Ukuba utshintshana phakathi kweemoto okanye imoto yakho iphuma kwikhomishini ngenxa yokulungiswa, ithwala i-inshorensi kwisithuthi sakho esidala kude kube yinto oyithengayo okanye ukulungisa isithuthi sakho. Ingakusindisa amakhulu emadola.
Oko Ukwenza Ukuba Unokwephuka
Ngoko imoto yakho yomshuwalense iphela, unokwenza ntoni? Unokukhetha ezimbini kunokukunceda ukulungisa ingxaki yakho ngokukhawuleza.
- Shayela inkampani okanye i-ejenti oye wawayeka kwaye ucele ukubuyiswa kwakhona
- Cela ukuba ubhalwe njengomqhubi kwilungu losapho okanye nokuba ngumgaqo womhlobo
Ukuba unesimo esihle nomnikezeli wakho womshuwalense, umzekelo, awuzange uphelelwe ngaphambili kwaye ungasandulanga amabango amaninzi , unethuba elihle lokubuyiselwa kwakhona. Kuyakwazi ukufaka umrhumo ophezulu wokuphelisa; nangona kunjalo, kuya kusengabizi ngaphezu kokuhamba nomngcipheko omkhulu. Ukubekwa kuluhlu njengomqhubi kwilungu losapho okanye umgaqo-mhlobo kukukhetha umntu ongenalo isithuthi. Ngethuba nje ukuba ubhalisiwe njengomqhubi kumgaqo-nkqubo we-inshorensi, awuyi kunyangwa njengengozi enkulu xa ufumana i-inshorensi egameni lakho.
Ngaphandle kweMigaqo
Kukho phantse kukho konke ukungafani nemithetho.
Izizathu ezimbalwa zokuhamba ngaphandle kwe-inshorensi zivunyelwe. Yaye ininzi yemibandela ifike ngeemigaqo.
- Abasebenzi baseMpi
- Abaqhubi abatsha abanelayisenisi
- Umqhubi ugcina i- inshuwalense ye-motorcycle eqhubekayo
Abasebenzi baseMpi banexesha elilula ukufumana i-inshurensi ngaphandle kokubhengezwa kwangaphambili ngenxa yokuthunyelwa okanye ukuqeqeshwa kwisiseko. Abaqhubi abatsha abanelayisenisi abatsha banako ukufumana ixesha elinzima lokufumanisa kunye nabathwali abanqwenelayo ukuba abanalo umgaqo-nkqubo wokuxhasa abazali. Ithuba elilodwa kuphela lomqhubi wesithuthuthu ufumana ukuvuma kwangaphambili kwi-auto yomshuwalense. Ukungafuneki kwabaqhubi beekhithuthuthu baye bavela ngenxa yoqoqosho olukhuni kunye nabaqhubi behla kwisithuthuthu; Nangona kunjalo, alindele ukuba lo msebenzi asebenze nawo wonke umphathiswa.
Xa imali iqinile okanye ungenazo izithuthi, kunokubonakala ngathi yinto efanelekileyo yokurhoxisa i-inshurensi yemoto yakho, kodwa ayikho.
Akukuphela nje ukuqhubela ngaphandle kwe-inshorensi kumthetho, kodwa kunokuba kubi kakhulu kuwe kunye noluntu jikelele. Ungalibali le migaqo ebalulekileyo yesithupha kwaye ungalokothi uvumele i-inshurensi yemoto yakho iphele.