Iyiphi Inqwelo-mali Yomshuwalense we-Car?
Ngokuqhelekileyo ukubuyiswa kwe-inshurensi yemoto kuza emva kokuba umgaqo-nkqubo wakho uphelile ngenxa yokungenzi inkokhelo yakho ngexesha. Ukubuyiselwa komgaqo-nkqubo kuvela kwi-inshurensi efanayo oye waxhaswa ngaphambili. Ngokuphindaphindiweyo ukubuyiselwa kwakhona kuza nenombolo yakho yomgaqo-nkqubo kunye nenqaku. Inqwelo ye-inshurensi yemoto ingena kwiifom ezimbini ezahlukeneyo. Enye apho ipolisi yakho iphelelwa khona kwaye ukubuyiswa kwakho kuza neentsuku ezisebenzayo. Indlela yesibini apho uqhubeka nomgaqo wakho wangaphambili njengokungathi ukulahleka akuzange kwenzeke. Ukubuyiselwa ngaphandle kokuphela kweyona nto ingcono.
Iinzuzo zokuphinda uvuselele umgaqo-nkqubo we-Intshuwalense yeMoto yakho:
- Akufuneki ukuba ufumane iicutshulwa ze-inshorensi
- Qhubeka kunye nomshuwalense ofanayo oyaziyo
- Awuyingozi enkulu ngokuzenzekelayo
Nangona ukufumana i- inshuwalense ye- inshorensi ayinzima kakhulu, ingaba yidla ixesha kunye neyona nto inzima.
Ukukwazi ukuvuselela umgaqo-nkqubo wakho omdala yindlela elula yokufumana ukufihla kwinqwelo yakho. Ngokuqinisekileyo inzuzo enkulu yokubuyisela. Ukuhlala kunye nomthumeli womshuwalense oqhelene nawo kubalulekile. Gcinana kunye ne-arhente yakho efanayo xa kunikezela ngeenkonzo ezilungileyo zabathengi.
Ekubeni abaninzi banomthwalo wakho we-inshurensi yemoto ukuba umgaqo-nkqubo wakho uphelile, ukuhamba nomgaqo-nkqubo wokubuyiselwa ungayi kuba yindlela ephantsi kakhulu yokuba uhambe.
Izigwebo zokuphinda uvuselele umgaqo-nkqubo womshuwalense wemoto yakho:
- Ukususwa kwisicwangciso sokuhlawula
- Iimali eziHlulayo
- Umgaqo-nkqubo ongaphezulu
Kubonakala ukuba umphathi wakho womshuwalense akayi kufuna ukukunika isicwangciso sokuhlawula kwakhona, oku kuthetha ukuba uya kufuneka uhlawule ngokuzeleyo kwiinyanga ezintandathu okanye intsalela yexesha lakho lomgaqo-nkqubo . Ngamanye amaxesha ungabaleka ukuhlawula iinyanga ezimbini zokubhengezwa kodwa kuya kwipropati yakho yomshuwalense. Imirhumo emiselweyo yokugqibela iya kufakwa ukufumana kwakhona umgaqo-nkqubo wakho. Umrhumo okhuselekileyo unokuthi kuxhomekeke kwithuba elide ongenazo ukukhutshwa.
Ungayilindela njani ukuba uhlawule ngakumbi xa ungeke ukwazi ukuchaphazela oko unakho?
Ewe, yile ngxaki ngqo abantu abaninzi bajamelana nayo xa bevela emva kweebhilikhwe zabo. Ukuhlawula ukuhlola, ukuhlawula ngokukhawuleza, nokuvumela i-inshurensi yemoto yakho inqande zonke iindleko ngokubanzi, ngelishwa, ininzi ixesha elininzi. Uhlahlo lwabiwo-mali alukho lula ukuhlala kunye kwaye ezininzi iziganeko ezingalindelekanga zingaqhubela phambili ukuseta isicwangciso esilungileyo. Hlola ngokukhawuleza iindleko zakho uze uzame ukufumana indawo ongayenza ngayo. Buza ummeli wakho we-inshurensi malunga noko unokukwenza ukuze unciphise iindleko ze-inshurensi.
Ukusika i-inshorensi yemoto yonke kunye akuyona inketho kubaqhubi abaninzi abanelayisenisi.
Zingaphi Ixesha Ngaba Unokufumana I-Inshurensi Yakho Imoto?
Ukufumana umgaqo-nkqubo wakho ubuyisele kwakhona ayikho isiqinisekiso. Ngoko ukubuyiswa kwamanye amaninzi kunzima. Ngokuqinisekileyo, ungalindelanga ukuphindwa kabini kwithuba eli-3 leminyaka. Ulwalamano onalo kunye nenkonzo yakho yomshuwalense edibanisene nolwalamano ne-arhente enaloo mthengisi womshuwalense angenza umehluko kumathuba akho.
Iingcebiso zokunceda Ukuphucula iPolisi yakho:
- Yiba nemigaqo-nkqubo emininzi ye-inshurensi
- Musa ukuhlawula rhoqo ngosuku lwakho lokugqibela
- Yilungele ukuhlawula ngokupheleleyo
Iinshurensi kunye nabathwali banokuthi bafune ukugcina ishishini lakho ukuba unemigaqo-nkqubo ehlanganisiweyo. Iimigaqo-nkqubo ezidibeneyo zinikeza amandla amakhulu okuxoxisana.
Ukuhlawula emva kwentlawulo yakho kunokwenzeka kunoma ubani, kodwa ungabambelele kwisicandelo sokuhlawula ngosuku lokugqibela lwenyanga yakho yobabalo nyanga zonke. Akuyena uphawu olungileyo kumgcini-phantsi xa ucela ukubuyiselwa. Ukuba ukhangele ukukhanyela isicelo sakho sokubuyisela, vumela ukuhlawula ngokupheleleyo. Amaxesha amaninzi ukuhlawula ngokupheleleyo kuya kufakraza kumathuba akho okubuyisela.