- Ukuba ungumnikazi wezithuthi, nangona kunjalo, ezinye iinkampani eziqhelekileyo nezingezantsi zingafuneki ukuba igama eliqinisekisiwe libizwe kwisithuthi.
- Ugunyazisa zonke iinguqu ezenziwe kwinqubomgomo yomshuwalense.
- Iqinisekisa iinkcukacha zesibango kwaye zidweliswe kwii-check checks.
Ngubani ongeyena othiwa ngumshuwalense?
Ngokuqhelekileyo, abantwana abasendlwini babengeke babe ngu-insured. Bonke abaqhubi abahlala kwindlu abangabhalwanga kwisihloko somoto njengomnini kwaye bengatshatanga kumnini, kufuneka badweliswe njengomqhubi. Abaqhubi abakwazi ukwenza utshintsho olukhulu kumgaqo-nkqubo we-inshurensi yemoto ngaphandle kokuvunyelwa ngu-insured. Amabango awayi kuhlawulwa ngegama labo nokuba ngaba ngumqhubi ngexesha leengozi. Yonke into iya kuthathwa ngokuqinisekiswa ukusuka kwi-insured.
Ingaba ngaphezu komnye umntu ogqityiweyo onikwe i-insured kubhalwe kwipolisi?
Inani legama elibizwa ngokuba yi-insureds liqhelekileyo linye okanye abantu ababini. Amaninzi amaninzi ama-insureds aqhelekileyo atshatiweyo okanye abantu abahlala kunye kwaye banamalungelo abo kwizithuthi ezibhalwe kumgaqo-nkqubo. Ukuba ngaba abaninzi abangabini bezithuthi bekhona kukho isithathu iza kubalwa njengeyongezelelweyo.
Uphi igama elibizwa ngokuba ngumgcini we-insured kwiphepha lokuvakalisa?
Umntu ogunyazisiweyo ogqityiweyo uyabhalwa phezulu kwiphepha lakho lokubhengezwa kwaye ubhalwe ngedilesi yakho. Umntu ogunyazisiweyo ogqityiweyo uyabhalwa kwakhona kumakhadi e-ID yomshwalense
Ndiyakususa Umfazi Wami Njengoko Uthiwa Ngesiqinisekiso?
Oku kunokukhawuleza ngokukhawuleza. Ababini phakathi koqhawulo mtshato bafuna ukuhlukanisa i-inshurensi yemoto ngokukhawuleza.
Xa uthetha ne-inshente ye-inshorensi elayisenisiweyo okanye ummeli, igama eliqhawule umtshato ngokuqhelekileyo liflegi ebomvu. Ukususa igama eliqinisekisiwe ngaphandle kolwazi lwabo akuvunyelwe. I-arhente okanye ummeli uya kuqhagamshelana nomntu onqwenela ukususa njengoko ubizwa ngokuba ngumntu onesiqinisekiso okanye ucele loo mntu ukuba axhumane naye. Umgaqo-nkqubo omtsha kufuneka usebenze ukuze uwasuse kumgaqo-nkqubo okhoyo. Kubalulekile ukuba umqhubi uyazi ukuba zisuswe kumgaqo-nkqubo kunye nomtshato.
Umntu obizwa ngokuba ngumshuwalense unalo lonke ulawulo lomgaqo-nkqubo we-inshorensi ngelixa nabani na othathwa njengomqhubi okanye abangabhalwanga kumgaqo-nkqubo awunjalo. Igama elibizwa ngokuba yi-insured lisetyenziswe rhoqo kwiimaphepha-nshurensi . Ukuqonda oko kuthiwa igama eliqinisekisiwe liya kukunceda uqonde yonke ipolisi yomshuwalense engcono. Ukuba awuqinisekanga ngemigaqo yomshuwalense wemoto yakho, qhagamshelana nommeli wakho we-inshurensi okanye ummeli wenkonzo yamakhasimende.