Ngokuzifundisa ngendlela inkampani yomshuwalense eya kukujonga ngayo, unokufumana i- inshurensi engcono kakhulu kuwe kunye nebhayisikili yakho ngeli xesha ugcine imali. Okokuqala, ukufumana i- inshurensi yeyona nto eyona nto ihamba phambili kwaye iyancinci , kufuneka uqonde ukuba inkampani yomshuwalense izokulinganisa:
1. I-Bike yakho:
Ukuba unebhayisikili yakutshanje kunye ne-flashiest, leyo iya kukubiza ngaphezu kweyithuthuthu eliphambili.
2. Ubudala bakho:
Njengaye- inshurensi yomshuwalense , ngokuqhelekileyo umdala ungumgangatho ongezantsi amaxabiso akho aya kuba. Kodwa, ukuba ungumshayeli wokuqhuba izithuthuthu uya kuba sezingeni eliphakamileyo ukuya kufumana amava athile.
3. Idilesi yakho:
Ngamanye amaxesha amanqanaba e-inshurensi ephakamileyo oyifumayo inokuchaphazelwa kakhulu apho uhlala khona. Ukuba uhlala kunye / okanye uqhuba rhoqo ulwaphulaphulo oluphezulu okanye indawo ephezulu yengozi, iirhafu zakho ziza kuba ziphakamileyo kunomntu kwi-zip code kunye nobugebengu obuncinane kunye neengozi.
4. Imbali Yakho Yokuqhuba:
Zonke izibalo zengozi. Nokuba unesitsha esithuthuthu, izingozi ozifumanayo kwimoto yakho ziya kulwa nawe. Ngoko ke, uhlambulule irekhodi lakho lokuqhuba , i-inshurensi encinci iya kuba.
5. Umsebenzi wakho:
Lapho uqhuba khona kwaye ukupaka ibhayisikili yakho iya kuba nefuthe kwizinga lakho.
Ukuba kufuneka ugcine isithuthuthu sakho simise kwindawo yesakhiwo, u-inshurensi unganyuswa ngenxa yobungozi obuninzi bokulimala kwibhayisikili yakho.
Ngoku ukuba uyayazi indlela inkampani yomshuwalense eya kujonga kwaye ikulinganise ngayo, nantsi ezinye iingcebiso malunga nendlela yokufumana intsebenziswano enhle:
1. Thenga, Thenga, kunye noThengi ngakumbi:
Ininshurensi iyahlukahluka kummandla omnye.
Thatha usuku lonke ukubiza iinkampani ezininzi njengoko unako ukufumana ukucaphulwa kwesantya . Ukuthenga ngeenxa yomshuwalense ngamanye amaxesha ngamanye amaxesha kuya kuba yindlela efanelekileyo yokunciphisa iindleko zomshuwalense.
2. Ukugcina iBhayisikili Yakho:
Yintoni ongayenza ukugcina ibhayisikili yakho ikhuselekile ngakumbi? Ukuba unako ukugada ibhayisikili yakho, i-alarm, okanye uyikhusele ngandlela-thile xa iphelelwe, unokukwazi ukuzikhusela ezinye izaphulelo kwi-inshorensi yakho.
3. Ungagqithisi:
Khumbula, ukuba kukho into eyenzeka kwisithuthuthu sakho, uza kuzuza kuphela ixabiso lentengo ukwenzela ukuba u-insured ungakunceda ukuba ufumane ixabiso eliphezulu kwibhayisikili yakho.
4. I-Mileage:
Ukuba uhamba ngebhayisikili kuphela emva kwexesha ehlotyeni lokuzonwabisa, kufuneka ube nako ukufumana isantya esingcono xa unako ukugcina i-mileage yakho ephantsi.
5. Uqeqesho oluthile loPhuloli:
Ukuthatha i-DMV ekhethekileyo okanye ezinye iiklasi zithuthuthu zingakunciphisa ukulinganisela. Qinisekisa ukuba ugcina amaxwebhu akho okuqinisekisa ukuba anikezelwe yinkampani yomshuwalense ukujonga.
Akukho sizathu sokugqithisa imali yenkampani yomshuwalense xa omnye umntu ekulungele ukunika ingcono. Ukuba kwenzeka ingozi uza kufumana ixabiso elifanayo kwibhayisikili yakho kungakhathaliseki ukuba yeyiphi inkampani oyikhethayo. Ngokuthatha ixesha ukufumana indlela inkampani yomshuwalense eya kukujonga ngayo, ibhayisikili yakho, kunye nemikhwa yakho yokukhwela, ungafunda indlela yokugcina ngexesha ufumana ipolisi enkulu.