Imali yengeniso ye-Dividend yindlela ephezulu yokukhethwa kwe-stock
Ngaphambi kokuba uthenge ingxowa-mali yengeniso, ungayifumana inani lemali engenayo oyifumanayo ngokujonga ireyithi yokusabalalisa imali.
Oku kufana nokukhangela isahlulo sokuhlawula i-dividend, apho unokufumana khona inani lemali engenayo oyifumanayo ngokujonga i- dividend yield yield . Nangona amaxabiso afanayo, ukusabalalisa kunye nokuveliswa kwezabelo akufani, kwaye kubalulekile ukuqonda ukungafani.
Ulwabiwo lweeNkcitho kwiiNkcazo zeNgeniso yeMali
Ngaphambi kokuthenga isikhwama somvuzo-mali omele ufunde malunga nomgaqo-nkqubo wezinga lokusasazwa kweengxowa-mali. Ezinye iimali zihlawula kuphela izahlulo eziqokelelwayo. Oku kuya kwenza ukuba izinga lokusabalalisa i-fund libaleke ngokulinganayo kwisivuno sokwahlula kwisitokisi.
Ezinye iimali zinomgaqo-nkqubo othi baya kuhlawula imali ethile yemali engenayo, oku kuthetha ukuba kukho amaxesha apho baya kubuya inqununu njengenxalenye yokuhambisa. Inqununu yabuya ingafumana inzuzo ekuthengiseni isitokethi esithandekayo kwipotfoliyo, okanye mhlawumbi ukuba i-fund iphoqelelwe ukuba ihlawule i-stock kwilahleko ukufezekisa iimfuno zayo phantsi komgaqo-nkqubo wezinga lokuhambisa.
Akukho nto iphosakeleyo ngolu hlobo lomgaqo-nkqubo wokuhambisa, kodwa njengawo nawuphi na utyalo-mali, ufuna ukuqonda indlela osebenza ngayo ngaphambi kokuba uyithenge.
Iimali zeMali yeNgeniso yeMali yokuVala
Iimali ezininzi zengeniso yeengeniso ziyimali yokuvalwa . Ngaphambi kokuba ukhethe isikhwama semali esahlukileyo sokufumana imali, uqinisekise ukuba uqonda iingozi ezikhethekileyo kunye neenzuzo zeemali ezivaliweyo.
Abenzi ngendlela efanelekileyo yokusebenza ngokubambisana.
Ezinye iimali ezivaliweyo zilandela isicwangciso sokuthabatha isahlulo, oku kuthetha ukuba i-fund ithenga iisitokethi nje ngaphambi kohlobo lwazo lwabiwo lwabiwo lwangaphambili kwaye lubathengisa emva kokuhlawula isahlulelo. Ekubeni isahlulo esikhulu sokuhlawula iibhanki zihlawula isahlulo sekota, ukuba i-fund iphethe ipotfoliyo eseleyo, iya kuthatha iintlawulo ezine ze-dividend ngonyaka. Kunoko, ngokuqulunqa iphothifoliyo ngokusekelwe kwimihla yohlulo lwangaphambili lwama-stocks, i-fund iyakwazi ukubamba iintlawulo ezintlanu ngonyaka, kunokuba ezine. Esi sicwangciso sinokubangela ukuba izinga lokusabalalisa eliphezulu. Inokubangela ukuba ilahleko ezilahlekileyo okanye iinzuzo zivela kulolu hlobo lweengxowa-mali zentengo yesabelo-mali zihamba ngokusesikweni kwaye ziphuma kwiimpahla.
Iingxowa-mali zeNkcazo yeNgeniso
Iimali zee-Index ziyindlela enye echanekileyo yokufaka imali. Ezinye iimali zenkcazo zixhomekeke kwi-stock dividend. Imali yeengxowa-mali ezahlukileyo zenye yeendlela ezilula ukufumana ukuhlawulela kwizabelo ezihlawulelwayo. Ziyinkolelo enkulu kubatyalomali abatsha okanye abo abangenalo ixesha okanye ubuchule kwiimpahla zokucwaninga ngokwabo.
Ezinye iindlela
Ukuba ufuna isibonelelo sengxowa-mali yesabelo-mali ngenxa yokuba ufuna imali engenayo yenyanga yomhlalaphantsi, cinga ukusebenzisa into ebizwa ngokuba yingxowa-mali yengeniso yomhlalaphantsi .
Njengengxowa-mali yengeniso, ezi mali zenzelwe ukuvelisa nokuhlawula imali engenayo rhoqo. Esikhundleni sokuba neengxowa-mali ezihlawulelayo, iimali zineefolthiliyo ezahlukileyo zeempahla kunye nezibhonkco ezilawulwa ukuphumeza ukubuyela kwexesha elide eziza kwenza ukuba i-fund ihlawule inani lemali yengeniso inyanga nganye.