Izahlulelo ziyakunikwa kwaye zizuze zikwazi ukutshintsha ngokukhawuleza
Iinkampani akumele zihlawule iindleko. Ingxaki ivela xa inkampani ihlawula isabelo sayo. Iimarike ziya kukulindela oku kuhamba, kwaye intengo yesitoko iya kulahla phambi kokuba inkampani ivakalise izicwangciso zayo ukunciphisa isabelo.
Ekubeni ixabiso lentengo liyehlile, xa ukhangela isivuno sokwahlula esekelwe kwisabelo sokugqibela inkampani ehlawulwe, iya kubheka phezulu. Ukuba uthengela isitoreji esekelwe kwisivuno esiphezulu se-dividend, unokuba unothuso olukhulu xa inkampani iyanciphisa okanye isusa isahlulo.
Ukuze uphumelele ekutyala imali kwizabelo ezihlawulelwayo, qonda ulwalamano phakathi kwexabiso lentengo kunye nesiphumo sesabelo. Isinyathelo sokuqala ukwazi ukubala isivuno somvuzo.
Kutheni na zonke iiNkampani zingakhokheli ukunikezelwa kweMali?
Enoba unganyani okanye awukho, uya kuva abatyali-mali bethetha ukuba iinkampani ezintsha kunye ezikhulayo azihlawuli isivuno sokwahlukana xa iinkampani ezindala, ezikhulileyo kwaye zizinzile ziza kuba. Xa i-Apple iqala ukuhlawula igalelo, abaninzi babona ukuba njengenguqu ukusuka kwenkampani ye-tech ekhula ngokukhawuleza ukuya kwindawo apho ukukhula okukhawuleza kudlulileyo.
Iinkampani ezincinci, ezitsha, iinkampani ezandayo ngokukhawuleza zifuna yonke imali abanokuyifumana ukuze baxhaswe.
Ngenxa yesi sizathu, abaqhelekanga ukuhlawula isivuno. Abatyalomali baxhamla ngakumbi ukunyusa imali yokunyuka kwamaxabiso. Kwiinkampani ezingabonakali ukuxabisa kwexabiso ngokukhawuleza, iinkampani zihlawula isivuno sokwabelana ukukhohlisa abatyala-mali ukuba babambe isitokisi sabo.
Ukubala ukuThengiswa kweSahlulo kwiSitokisi
- Masithi uthenge i-stock ye $ 10.00 isabelo.
- Isitokethi sihlawula igalelo leedola .10 nganye kwikota, oko kuthetha ukuba ngasinye isabelo oza kuba sakho siya kufumana i-40 cents ngonyaka.
- Esi sitshixo sinemveliso ye-dividend ye-4.0% (i-$ .40 eyahlula i-$ 10).
Iinkampani akumele zihlawule iindleko. Ngethuba lokuhanjiswa kweenkampani, iinkampani zinganciphisa isahlulo abazihlawula kwiimpahla zabo okanye bayeke ukuhlawula igalelo ngokupheleleyo. Kwimeko apho, isivuno sokwahlula singasondela ngokukhawuleza.
Amanani eSitokethi aphendule ngokukhawuleza kwiinguqu kwiintlawulo zokuhlawula
Ngezihlandlo ezingaqinisekiyo isahlulo sokuhlawula iisitokethi, okanye i-dividend ehlawula imali yesikhwama semali, inokuhlawuleza ihlawule ngokuxabisa kuba kukho umngcipheko wokuba igalelo elizayo liyancitshiswa. Ukuba inkampani ibhengeza ukuba iyanciphisa isahlulelo sayo, intengo yesitoko iya kuthathwa ngokukhawuleza.
Njengoko uqoqosho luphucula, ixabiso lesitokhi liyakhula ngokulindela ukuba inkampani iya kuphinda ikhulise isabelo sayo. Ukuba uqoqosho luya kuba lubi kakhulu, intengo yesitokhwe ingawa ngakumbi ngakumbi ekulindeni ukuba inkampani izakuyeka ngokupheleleyo ukuhlawula igalelo.
Ungathengi Amasheya ahlulayo ngokusekelwe kwiSiza
Ukuba ixabiso lesahlulo sokuhlawula ngokukhawuleza lihla ngokukhawuleza, kukho isizathu. Kuthetha ukuba kukho ithuba lokwenene inkampani inokunciphisa okanye iyeke ukuhlawula isabelo kwixa elizayo.
Iimarike ziya kukulindela ukutshintshwa kwezi zitshintshi, kwaye oko kulindeleke kuboniswe kwixabiso lempahla.
Umzekelo:
Uyabona isitokethi esinomvuzo wokuhlawulela we-10%. (Ixabiso lentengo yi-$ 10.00 isabelo. Kunyaka ophelileyo isitokisi sasihlawulele isahlulo se-$ .25 nganye kwikota, okanye i-$ 1 ngonyaka. Uvuyiswe ukufumana isitokethi esihlawulela inqanaba eliphezulu lemali engenayo. Uthenga isitokisi. Kwiintsuku ezimbalwa kamva inkampani ibhengeza ukuba iya kunciphisa isabelo sayo kwi-$ .10 nganye kwikota (40 amasenti ngonyaka). Ixabiso lentengo lihla ngokukhawuleza ukuya kwi-5.00 yezabelo isabelo.
Ngaphambi kokuthenga iiShishini eziNye, khangela kwiNgxowa-mali yeNgeniso yeMali
Imali yengeniso yezahlulo inayo iphothifoliyo yesahlulo sokuhlawula imali. Le mali isebenzisa igama elithi "izinga lokusabalalisa" kunokuba "isivuno sokwabelana", ukuchaza inani lemali engenayo abayihlawulayo.
Ukuba awukwazi ukuba uhlalutye amasheya ngamnye kunokuba ungabathengi.
Sebenzisa ingxowa-mali yengeniso endaweni. Bahlalutye abenza umsebenzi kuwe, kwaye nangona uhlawula umyinge weendleko ngaphakathi kwesikhwama, kunokukugcina ukusenza utshalomali olubi.
Ukuzaliswa kweMida kuThenganiswa njani neNgxowa-mali
Izivuno zeBond zibalwe ngendlela efanayo njengoko isivuno sabelo. Nangona kunjalo, inkampani kufuneka ihlawule isixa-mali esichaziweyo kubanini-mboleko bayo kodwa ukuhlawula igalelo kubanini-zimpahla kuyimfuneko, ngoko ngexesha lokungalindelekanga, imali yakho yengeniso ezayo ikhuselekile ngakumbi xa unomdla wokuhlawula umrhumo kunokuba ube nesitokethi sokuhlawula isahlulelo.
Ukwahlula iZiko Lakho
Abatyalomali banqwenela ukubamba iintlobo ezahlukeneyo zokuvelisa iimveliso zokunceda ukukhusela ngokukhawuleza kwehla kwiindawo ezithile zokuthengisa iimarike. Oku kubizwa ngokuba yi-diversification. Enye indlela yokudibanisa ukubandakanya inxalenye yentlawulo ehlawulwayo kunye neengeniso-mali ezingenasabelo-ngokuqhelekileyo ukuthetha, ukukhushulwa kwamasheya kunye neentengo zokufumana. Ngenxa yokuba isahlulo sokuhlawula iisitishi kaninzi asizange sithathe ngokungqongqo kwiimarike eziqhelekileyo, iimali zengeniso zimela ukuzinza kumaxesha amanzima ngelixa iindawo zokukhula ziza kubuyisa imiphumo emihle kwiimeko zemarike ezintle.