Ingeniso ye-Dividend ingabangela ukwanda kokwanda kwemali kwingeniso.
Isiseko seSahlulo
Xa uthengela isitokisi, uba ngumnikazi wenkampani, kwaye njengoko inkampani yenza inzuzo, uya kuthatha inxaxheba kule ntlawulo ngeendlela ezimbini:
- Inkampani iya kuhlawula isahlulelo, oza kuzuza. Igalelo liphela nje inkampani ehlawula enye yento eyakufumene yona - isabelo-mali.
- Inkampani iya kusebenzisa inzuzo yazo ukuze ikhule ngakumbi shishini, kwaye, ukuba konke kuhamba kakuhle, kufuneka ubone emva kwexabiso lakho.
Ukuba inkampani ihlawula isabelo, uya kubona ibhengezwa kwi "share share". Ngokomzekelo, ngo-2010 iKoca-Cola Co yabhengezela i-dividenti ye-share. Oku kuthetha kuyo yonke isabelo seCoca-Cola onakho, uya kufumana enye eyongezelelweyo .44.
Ukuphindaphindwa kweeNtlawulo zeSahlulo
Izahlulo ziqhele ukuhlawulwa ngekota nganye, ngoko kwimeko ephakamileyo, kuyo yonke isabelo seCoca-Cola onayo, uza kufumana i-$ 1.16 yengeniso ye-dividend ngonyaka.
Ukuze ube nelungelo lokuhlawula isahlulelo esitokisini, kufuneka ube nesitokethi kwirejethi yayo yesahlulo sokugqibela. Ngaphantsi kolwazi malunga nomhla wokuhlawula umhla kunye nezinye iintsuku omele ukwazi ngazo:
- Umhla wokuvakalisa - umhla apho inkampani ichaza isahlulo esilandelayo kwaye xa iya kuhlawulwa.
- Umhla woLwahlulo-oluLuhlu-Olu suku lubekwe yintengiselwano yesitokethi kwaye kufuneka ube nesitokethi njengaloo mhla ukuba ube nelungelo lokuhlawula isabelo.
- Umhla ohlawulwayo - ngulo mhla umvuzo uza kuhlawulwa ngawo.
Xa unayo iimali ezizimeleyo ezizahlula iintlawulo, i-fund efanayo iya kuqokelela izabelo zakho kwaye zihlawulele kuwe ngokwemigaqo yazo, ngokuqhelekileyo yenyanga okanye ngenyanga.
Uhlawulwa njani imali?
Kwezinye iimeko, i-dividend izothunyelwa kuwe ngendlela yokutshekisha, okanye unokudibanisa i-akhawunti yebhanki ukuze idibaniswe yakho kwi-akhawunti yakho ngenkokhelo. Kwezinye iimeko, unako ukuthatha inxaxheba kwisicwangciso sokubuyisela isahlulo sokuhlawulela, apho i-dividend yakho isetyenziselwa ukuthenga izabelo ezininzi zesitokisi.
Kwimeko yesikhwama sokubambisana, izabelo zingakhokhelwa okanye zibuyiswe kwakhona; ukuba bahlaziywa baya kuthenga amasheya angaphezulu kwi-fund.
Yintoni enokuyilindela kumhlala phantsi
Ulwahlulo lunokuba ngumthombo omuhle wokufumana umvuzo wokuthatha umhlalaphantsi. Ukuba ukhangele imbali yokuhlawula i-dividend ye-Coca-Cola ubona isahlulo siye sanda ngokunyuka ukususela ngo-1962. Oku bekuya kubonelela ngemvelaphi yengeniso yomhlala-phantsi eya kunyuka ngaphezu kweminyaka ukuze incedise ingeniso yakho iqhubeke nomlinganiselo wokunyuka kwamaxabiso.
Ukufumana amasheya anembali yokwahlula okwandayo, jonga kwi- Dividend Aristocrats , eyisiqokelelo sesitokhwe esithengiswa esidlangalaleni esinembali yokunyusa ngokuqhubekayo isahlulelo sabo sokuhlawula. Ukuba ungumthengisi weempahla ungabheka iiwebhsayithi ezibeka phambi kweeskrini zokuhlawula eziphezulu.
Kunokuba uqoke isahlulo sakho sokuhlawula iifowi ungasebenzisa isikhwama semali esahlukileyo esiza kuba neengxowa-mali ezininzi ezihlawula imali, uqokelele izabelo uze uzihlawule.
Ilumkiso: Into ongayifuni ukuyenza kukuba ukukhangela izitokethi kuphela ngokusekelwe kwizabelo. Iimpahla ezininzi zifumana isivuno esikhulu kuba inkampani inenkathazo. Ixabiso lentengo linokuthi liye lancipha kakhulu kwaye ngoko xa ukhangela isivuno sokwahlula esekelwe kwisabelo esandula ukuhlawula (esoloko sijonge kwixesha elidlulileyo) liya kujonga phezulu. Inkampani inokunciphisa isabelo sayo nayiphi na ixesha; nto leyo ibangela ukuba ixabiso lempahla liyeke. Musa ukutyalomali kuphela ngokusekelwe kwizabelo. Ukuba awukwazi ukukhenkcelela amasheya, gcinana nengxowa eyenza umsebenzi kuwe.
Ukuba ukwakha isicwangciso sengeniso somhlala phantsi esekelwe kuphela ekufumaneni igalelo, qiniseka ukuba uyazi ukuba inzuzo yakho kunye nenqununu eyinqununu ingakwazi kwaye iya kuguquka, kwaye kwiminyaka ethile, ingahla.