Ezi Cards eziKhusekileyo Musa ukuzama ukuguqula
La makhadi a matyala ayenzela uluhlu lwethu lwekhadi lekhredithi elikhuselekile kakhulu ngenxa yokuba ngamakhadi aqinisekisiwe axabiso elikunika ithuba lokuphumelela ngokukhawuleza kumakhadi-mboleko angakhuselekanga , ukuba ubonisa ukuziphatha kweentengo zemboleko . Njengokuba kukho nayiphi na ikhadi lekhredithi , kuya kubaluleka ukuba uhlale ukhokhela ubuncinci bentlawulo- enethemba lokuba uninzi - ngexesha.
01 Navy Federal Credit Union nReward Card ephephile
I-Navy Federal Credit Union neRewards Card ekhuselekile yileyona enye yekhadi lekhredithi elikhuselekile kakhulu kwiimarike, kodwa kukho enye yokubamba: Ukuze ufaneleke, kufuneka ube ilungu lomkhosi okanye udibene nomntu oza kufaneleka ukujoyina yemanyano .
Ukongeza kwinqanaba lepesenti leminyaka eliphantsi (APR), eliqala kwi-9.24 ekhulwini, akukho mali yonyaka kwaye akukho mali yokuthumela imali . Ikhadi linemiphumo emihle yembuyekezo. Ufumana i-point-dollar ngokuthenga, okusebenza kwi-0.5 ekhulwini kwipesenti epheleleyo 1 kuxhomekeke kumanqanaba akho okuchitha. Imivuzo ihlawulelwa kumakhadi wesipho kunye neziqinisekiso. Unokuqalisa ukuhlawulela kumawaka angamawaka.
Nazi ezinye iimiphumo zempendulo:
- Amaphupha angama-3 500 ngekhadi lesipho sama-25 e-Applebee's® okanye kwi-Outback Steakhouse®
- Amaqaku angama-5,000 kwi-$ 50 yekhadi lesipho ukusuka kwiGood Buy® okanye iMacy's®
- Amanqaku angama-7 500 kwiKhadi leeNkxaso zeMali ze-Navy Federal Visa® okanye iKhadi lesipho sasekhaya lasekhaya
Njani imiSebenzi yeKhadi eliKhuselekileyo yemivuzo:
- Yenza iDisposti kwaye Faka isicelo: Yenza idiphozi okungenani i-$ 500 kwi-akhawunti ye-Navy Federal yokugcina imali phambi kokufaka isicelo sakho; le diphozithi iya kubanjelwa ixesha lakho leNewards akhawunti ephephile.
- Ukulawula Ukusetyenziswa Kwakho: Emva kokuvunywa, uya kukhutshwa ikhadi lakho kunye nomgca wekhredithi elinganayo nedizithi yakho. Ikhadi lakho libukeka njengekhadi lekhredithi eliqhelekileyo. Yisebenzise njengoko unokwenza omnye kwaye unakekele ukuhlawula ibhilikhwe yenyanga okanye phambi komhla wokugqibela.
- Ukufumana imivuzo, Yenza iNgxowa-mali: Yonke into oyithengayo ifanelekile kumaphuzu okuvuza, kwaye zonke iintengo ozihlawulayo zinceda ukwakha i-credit yakho. Yonke imisebenzi ye-akhawunti ichazwa kwii-ofisi ezinkulu zemali-mboleko.
- Makukhuphe i-Deposit Cover You: Xa uvala i-akhawunti yakho ekhuselekile I-akhawunti ekhuselekile, idiphozithi yakho yokuqala iya kubuyiselwa, ngaphandle kokuba i-akhawunti inokuma kunye ne-balance balance. Ukuba awukho phantsi, idizithi iya kusetyenziswa ukuhlawula loo matyala.
02 I- Wells Fargo Ikhadi elikhuselekile
Leli khadi elikhuselekile ukusuka e-Wells Fargo lingenye yexabiso elibhetele kwibala lekhadi elikhuselekile. Imali eyi-18 yonyaka yonyanzelo, kwaye i-16.49 iphesenti i-APR ayikho embi kakhulu, nokuba kunjalo. Omnye othe tye: Amahle athi unokukwazi ukufaneleka kule khadi ukuba uphumelele ekugqibeleni unyaka. Le yithuba elincinci kunabanye ababolekisi baya kuqwalasela.
Ikhadi le-Wells Fargo elikhuselekile lifuna imali engama-300 engqongqo yokhuseleko.
I-Wells ibhala kwakhona ukuba ihlolisisa ngokukhawuleza i-akhawunti kwaye, ukuba ubonisa ukuziphatha kakuhle kweentengo zemali, ungaphumelela kwikhadi elingakhuselekanga kwaye ukhuphe imali yakho.
I-Fars i-Wells enye yeyona nto ibhalwa phambili phakathi kweebhanki ezinkulu, ngoko ke ukuba wenza kakuhle ngale khadi, usendleleni yokuphucula i-credit yakho kunye nokufumana iimali-mboleko eziphantsi kwexabiso elizayo.