Kutheni ukuba uMnikelo wokuCoca ungaba nguMbono omubi
Yintoni eyenza uMnikelo wokuThengiswa kweeNdawo zangaphandle?
Isibonelelo se-counter estate senziwe ngumthengisi wekhaya emva kokuba umthengi angenise isipho sokuthenga kunye nemigomo ayivunyelwanga kumthengisi. Ngokuqhelekileyo, isibonelelo sokuphikisa sichaza ukuba umthengisi wamkele ukunikezwa komthengi phantsi kwezi nkcukacha ezilandelayo. Iinkcukacha zilandelayo zikwazi ukujongana nezinto ezifana nale:
- Ukuqwalaselwa ngokubanzi (ngokubanzi ixabiso eliphezulu)
- Ukwandisa ubukhulu be-deposit cash deposit
- Ukungavumi ukuhlawula iirekhodi ezithile okanye iintlawulo
- Ukutshintsha ababoneleli ngeenkonzo
- Ukutshintshela ukuvala okanye ukufumana umhla
- Ukungabandakanyi okanye ukongeza isakhiwo somntu kwisivumelwano
- Ukuguqula ixesha elifanelekileyo
- Ukukhululwa kwangaphambili kweediphozithi
- Kubandakanywa izilungiso okanye ama-addendum
- Ukulungiswa kwephutha lomthengi
Yiyiphi Inombolo eqhelekileyo yeeKhowudi zokuLindela?
Njengokuba umthengisi angenise umnikelo kumthengi, umthengi angakwazi ukumelana nomthengisi wekharityhulam, oya kuthi abe ngumnikelo wokuphikisana nomthengi okanye umthengi we-Counter Counter # 1. Akukho mda kwinqanaba lokunikezelwa kwee-counter elingeniswa ngaphakathi nangaphandle. Nantsi umzekelo wokwenene wezinto zokubala ezintlanu kwipropati eboniswe kwi-415,000 yeRalifornia. Umthengi wangenisa i- lowball ibonelelo kwi $ 400,000. Oku kwaba ngumphumo:
- I-Counter Offer # 1 kuMthengisi kumthengi
Intengo yokuthengisa ixabiso lokuthengisa i-$ 412,000. Ukuhlambela kunye neomisi zenziwe ngaphandle kwewaranti.
- I-Counter Counter Umnikelo # 1 kuMthengisi
Intengo yokuthengisa ixabiso lokuthengisela i-$ 405,000. Ukuhlambela kunye neomisi zenziwe ngaphandle kwewaranti.
- Umthengisi Counter Ukunikezela # 2 kumthengisi kumthengi
Intengo yokuthengisa ixabiso lokuthengisa i-$ 409,900. Ukuhlambela kunye nomsila ngaphandle kokuthengiswa.
- I-Counter Counter Iminikelo yesi-2 ukusuka kuMthengi ukuya kuMthengisi
Intengo yokuthengisa ixabiso lokuthengisela i-$ 407,500.
Ukuhlambela kunye nomisi wokumisa ukuhlala njengepropati yomntu.
- Umthengisi Counter Ukunikezela # 3 ukusuka kuMthengisi kumthengi
Umthengisi uyavumelana nentengo yokuthengisa ye-$ 407,500. Ifriji, i-washer yommiselo ongabandakanyi ukuthengiswa.
Ekugqibeleni, umthengi wamkela itekisi yesihlanu. Phew.
Indlela yokuHlalwa kweeNqununu ichithwa njani?
Umthengisi akafuneki ukuba aphendule kwisiphoso eCalifornia. Ngaba uya kumangaliswa? Kakade ke, akuthethi ukuba abadayiseli abanako ukufumana ikhomishini ukuba umthengisi wenqabe ukuphendula kwisibonelelo sempahla epheleleyo. Abadayisi basenokufuna ukuhlawulwa, ukuba uludwe luyivumela. Uluhlu lweCalifornia alukho, ngendlela. Ukungaphenduli akuyithinteli imbopheleleko yomthengisi kumthengisi. Nazi iindlela eziqhelekileyo zokugatya umnikelo:
- Abaninzi abathengi izivumelwano banikezela indawo kufuphi nomthengisi ekuqalekeni ukuba umnikelo unqatshiwe.
- Abathengisi banokuthi babhale "balahliwe" ngaphantsi kobambiswano, kuqala kunye nomhla.
- Uninzi lwezibonelelo luchaza umhla wokuphelelwa kwexesha kwisithuba apho umthengisi ukhetha ukuba angaphenduli.
- I-arhente yokurhweba inokuthumela i-imeyile yomthengi ukuba idibanise into yokuba umdayisi akaphenduli ngenxa yokuba umnikelo awwamkelekanga.
- Ngokuqhelekileyo, abathengisi abafunwa ukuba bawubhale ngokusemthethweni isipho ngokubhaliweyo.
Kuthiwani Ngomnikelo Wokunciphisa Amaninzi?
Ngokuxhomekeke kwimithetho ethile yelizwe, abathengisi banakho okanye bangakwazi ukukhupha amanqaku amaninzi. KwiCalifornia, ihambelana ngqo. Abathengisi banokubambisana nesibonelelo esisodwa kunye nekontraki nganye ingahluka. Nangona omnye wabathengi wamkela itekisi yomthengisi phantsi kwezi meko, umthengisi akafanele avume ukwamukelwa komthengi.
I-arhente enamava yindlela efanelekileyo yokubheja xa ujongana ne-multiple counter offer. Ziyakwazi ukuba zikhohlisi kwaye ziyinkimbinkimbi.
Umrhumo weCompter wamukelwa njani kwi-Real Estate?
Ukuba umrhumo wekharityhulam ukhutshwa ngumthengisi, umthengi angamkela i-counter kwaye abuyele kwiqela elikhethwe ukuba lifumane. Ixesha lihlala lisoloko litsho. I-Counter inikezela umhla wokuphelelwa yisikhathi, njengokuthengiswa kokuthengwa, oku kuthetha ukuba umthengisi angamkela esinye isibonelelo xa umthengi ethatha isigqibo sokuba uyayayina umnikelo we-counter.
Ukuba oko kwenzeka, ngokuqhelekileyo umthengisi uya kuhoxisa umnikelo we-counter.
Xa ndibiza ii-agents ukuba zifumane ukufumaneka kwepropati nokuba ingaba ziphi na izibonelelo zithe zafunyanwa, ziqheleke kakhulu (ikakhulukazi kwiimarike zathengisi) ukuva, "Sinakho ukukhangela." Ezinye ii-arhente zaziziva zidimazekile kwiindaba. Kodwa ndathatha amakhaya avela ngaphantsi kweendodo zabathengi abakhuphisanayo ngokukhawuleza ukuhambisa isipho kumthengi wam ngelixa i-counter "iphume."
Oko kwenzeka ngokuqhelekileyo kwezi meko ngumthengisi uyamkela isithembiso somthengi wesibini aze amrhoxise umnikelo wakhe wecala ekuqwalaseleni, ukukhaba umthengi wokuqala kumdlalo. Enyanisweni, ndithenge indlu yami eHawaii ngaloo ndlela. Kwakukho umlinganiselo xa ndagqiba ekubeni ndenze isipho sam. Ndinike ixabiso loluhlu kuba andifuni ukuba umthengisi angithumele i-counter.
Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.