I-Deep Dive
Usuke uphonononga izindlu kunye nomthengisi wakho ngeenyanga kwaye ekugqibeleni ufumene ikhaya, ipropati kunye nomakhelwane ovakalelwa ngokuchanekileyo kuwe. Umthengisi upapashe ixabiso elibuzayo kwaye ngoku lixesha lokuba wenze ibhidi okanye udlulisele kumthengisi onomdla kakhulu.
I-bid mayingaphantsi, enye, okanye ephakamileyo kunexabiso elibuzayo, ngokusekelwe kwiimeko zemarike.
Kuqala kweengxoxo, inkqubo eya kuqhubeka ngeenxa zonke. Ekugqibeleni, wena kunye nomthengisi uyavumelana malunga nexabiso. Ngoku sekuyisikhathi "sokuya kwisivumelwano". Yintoni abanye abameli ababizayo "phantsi kwesivumelwano."
Inkontileka yokuThengiswa kweMpahla
Kwakhona saziwa njengekhontrakthi yokuthenga i-real estate okanye isivumelwano sokuthenga indawo yokuhlala, isivumelwano sokuthengwa kwezindlu esiyimpahla esivumelwaneni esisemthethweni phakathi kwamaqela amabini okanye angaphezu kwamandla asemthethweni okuthengwa, ukutshintshiselana okanye ukuthunyelwa kwepropati yangempela. Inkontileka isekelwe kumthetho "wokuqwalasela". Ukuqwalasela okutshintshiselwayo kwi-estate and, ngokuqhelekileyo, yimali. Ukuqwalasela kunokuba yipropati, okanye isithembiso sokwenza (oko kukuthi, isithembiso sokuhlawula).
I-United States Statute of fraud ifuna ukuba izivumelwano zendawo yokuhlala zibhalwe ngokunyanisekileyo, kwaye kufuneka zisayinwe ngamaqela amabini (umthengi kunye nomthengisi).
Isandla sokugubungela sisinto esedlulileyo. Kukho iikhompyutheni kunye neefom ezikhoyo, kodwa kufuneka uhlale uqhagamshelana nommeli wezakhiwo zeempahla okanye i-arhente yezindlu.
Inkontileka yokuthengwa kwezindlu, phakathi kwezinye iinkcukacha, iya kubandakanya:
- Ukuchongwa kwamaqela, impahla yepropati kunye nexabiso elivunyelweneyo lokuthenga
- Iinkcukacha ezibalulekileyo, amalungelo, kunye neembopheleleko zesivumelwano
- Ubume okanye iimeko ezimele zidibene nazo
- Imeko yepropati, yintoni ebandakanyiweyo, kunye noko kungabandakanywa
- Isixa sediphozithi
- Iindleko zokuvala kwaye ngubani ohlawula oko
- Umhla wokugqibela wokuvala
- Ukusayinwa kweqela ngalinye
- Imigomo yelifa
Ukufikelela
Uluhlu lweziganeko lungabandakanya:
- Ukufumana imali (okanye umnini-mali)
- Ukufumana i-appraisal (enokufunwa yinkampani yemali)
- Ukuhlolwa kobugcisa
- Imfuno yokuthengisa omnye (umzekelo, kufuneka ndidayise ikhaya lam ngaphambi kokuba ndikwazi ukuthenga owakho)
I-Deposit Money Deposit
Idiphozithi idla ngokubakho xa umthengi ebonisa isivumelwano, esibanjwe esecrow ngumntu wesithathu, umzekelo, ummeli we-real estate umthengisi okanye ityiti yenkampani de ukuvalwa. Ngokuqhelekileyo inxalenye yexabiso lokuthengisa kwaye ichazwe kwisivumelwano. Idiphozithi yemali yokunyaniseka yintengo yemboleko kwintengo yokugqibela yokuthenga.
Kuthekani ukuba uMthengi Ufuna
Oku kukuqwalasela ngokungathí sina kwaye kunokubangela ukulahlekelwa kwediphozithi yakho, okanye ngakumbi, ukunyanzeliswa kwintsebenzo ethile okanye ukugqitywa kwesivumelwano. Ukuba uvakalelwa kukuba uphume, ixesha elihle ngelixa iimeko zidibeneyo.
Iingxaki ziphephe iinqwelo kwaye zingasetyenziselwa ngokusemthethweni, kodwa kungekhona ngenjongo yokuba umthengi athathwe ngeenyawo . Akukho mfuneko yeenyawo ezibandayo.
Into eqhelekileyo "ngaphandle" kukuba ngenxa yokuxhaswa kwemali. Ukuba umthengi uzama, enokholo oluhle, ukuba athenge imali kwaye aguqulwe, isivumelwano sikhoxisiwe kwaye akukho namnye ophosakeleyo. Zininzi izinto ezinokungaphumeleli phantsi kokubhala phantsi. Kungenxa yokuba umthengi ogqityiwe ngaphambili ngumntu obolekayo akuthethi ukuba umthengi uza kuphumelela ngokuphumelela phantsi.
Enye into eqhelekileyo yinto yokuhlola. Ukuba ukuhlolwa kuthatha iziphene, kwaye bonke benza, kwaye umthengi ubona ukungaphumeleli ukuba kunzima kakhulu ukujongana naye, okanye umthengi kunye nomdayisi akakwazi ukufikelela kwisivumelwano sokulungiswa kweziphene, amaqela angakhansela isivumelwano, kwaye akukho mntu unetyala.
Kwezinye iindawo zelizwe, ukuhlolwa kwasekhaya kugqityiwe kwangaphambili kokuqhuba isivumelwano sokugqibela sokuthenga, ngoko ukuhlolwa kungenakuba yinto engqinelanayo yintrakthi yokuthenga.
Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.