Ukugxininisa kwizinto ezinokwenene ezikwazi ukuzenza ukufumana imali ebutyebi
1. Ziziphi iimithombo zeCash Flow cash?
UJohn Burr Williams wasifundisa ukuba ukubaluleka kwanoma yimaphi amaxabiso yintengo yexabiso elikhoyo elikhoyo lemali yokunciphisa imali.
Ngaphambi kokuba umtyalomali aqale nokuxabisa ishishini , kufuneka azi ukuba yintoni eyenza imali. Kubalulekile ukucacisa kwaye ugweme ukwenza ukucinga.
Thatha uCoca-Cola, umzekelo. Iibhiliyoni zabantu emhlabeni wonke ziyazi izinto zeCoke. Xa usibona kwireferensi yesitolo sakho sasekuhlaleni, usenokugqiba ukuba yayiyinkampani yeCoca-Cola eyathengisa iimpahla zebhotile kwi-grocer. Enyanisweni, ukujongwa kwe- 10K yakutshanje kubonisa ukuba, nangona inkampani ithengisa ezinye iziselo ezigqityiweyo, phantse yonke ingeniso yayo itholakala ekuthengiseni "ukuphuza ukuphuza kunye ne-syrups" kwi "bottling and canning operations" kunye nabanye abathengisi bemithombo. "Ngamanye amazwi, ithengisa ukugxila kwiibhotile, i-Coca-Cola Enterprises enkulu kunazo zonke (inkampani kawonkewonke ebandakanyekileyo). Ezi bhotile zenza umkhiqizo ogqityiweyo, uthumela kwivenkile yakho yasekuhlaleni.
Kungathi kubonakale njengento ecacileyo encinci ukubona ukuba iChoke impumelelo eyona nto ixhomekeke kwimveliso edayiswa kwiivenkile kunye neevenkile; sondela kwelinye ihlangothi, nangona kunjalo, kwaye umtyalo-mali unokukhawuleza ukugqithisa ukuba kubaluleke kangakanani ubudlelwane phakathi kweCokeke kunye neebhotile zalo. ngaba iibhotile ezithengisa kakhulu iCocke kuluntu.
Eli lungiselelo lwenzeka ngenxa yembali yembali eyenza amadoda amabili kunye neentsapho zabo zizityebi.
2. Ingakanani iCash eveliswa nguShishino kwaye nini loo mali ihamba kwiNondyebo?
Emva kokuba ufumene imithombo yemali kwi-shishini, kufuneka uqikelele isixa kunye nexesha lazo zokuhamba kwemali. Inkampani eyenza i-$ 1,000 namhlanje ingabaluleka ngaphezu kweyodwa eyenza i-$ 30,000 kwiminyaka engama-50 ngenxa yexabiso lexesha lemali .
3. Ngaba i-cash flow flows?
Kwakukho ixesha apho abenzi beehashe kunye nabakhweli kunye neenkampani zecattrack babonwa njenge-blue chip stocks kwiWall Street. Umlando omdala wezoqoqosho ukufumana inzuzo kukhokelela abatyali-mali abaninzi kunye nabahlalutyi ukuba bakholelwe ukuba ezi shishini ziya kuhlala ziqina njengeliwa. Abo baqaphela ukuba imbali eyadlulileyo yayingenanzuzo ekuphumeni kwemali yexesha elizayo ngenxa yokutshintshwa kwendawo yokukhuphisana evela ekufikeni kwezimoto.
Enye yeendlela zokuvavanya ukugcinwa kwemali yokuhamba kwemali kukuhlolisisa imiqobo yokungena kwiimarike okanye iimarike apho inkampani isebenzayo. Kuya kuba nzima nakakhulu kumncintiswano ukungena kwi-shishini efuna ikhulu lemilliyoni zeedola kwisikhululo sokuqalisa kunokuba ngumthengisi, onokuvulwa kwiqhekeza elincinci leendleko (umzekelo, bambalwa kakhulu amaziko ehlabathini angayenza umenzi wendiza ukuba ahambe ngentloko ukuya entloko nge-Airbus okanye kwi-Boeing, kodwa wena kunye nabahlobo bakho mhlawumbi nibuthele inkunzi eyimfuneko yokuqeshisa indawo kwindawo yokuthengisa kwaye uqalise ishishini lakho).
4. Ingakanani Imali-mali efuna ukuba isebenze?
Amanye amashishini adinga imali eyinkunzi ukuze avelise idola enye yenzuzo kunezinye. Umtshini wensimbi udinga utyalo-mali olukhulu kwipropati, izityalo kunye nezixhobo kwaye uvelise umkhiqizo onokuthengwa . Inkampani yokukhangisa, ngakwelinye icala, idinga kakhulu incinci kwindleko-mali ukuze kugcinwe ishishini, ukuvelisa iitoni zemali kubanikazi ngokumalunga notyalo-mali. Inkunzi eyinkunzi ishishini lifuna ukuba liqhube, lithandeka ngakumbi kumnini-mali ngenxa yemali engayikhupha ngohlobo lwezabelo zokuzonwabisa okanye ukubuyisela kwezinye iiprojekthi.
5. Ngaba Ulawulo Ngaba Unabani-Abanini-Abanikiweyo?
Indlela yokuphatha ithatha abanini-nxaxheba kuba yinto ebalulekileyo yokuphumelela. I-CEO ekulungele ukunyusa ukuthengwa kwempahla xa isitoreji senkampani iwile kunokuba ithole elinye ishishini linokuthi lenze ubuncwane ngaphezu komntu ozimisele ukukhulisa ubukhosi.
Ukuba udinga uncedo kule ndawo, funda iisayina ze-Management Shareholder Management , eziza kukunika ezinye iinkcukacha malunga nokuba unxulumene neqela elifanelekileyo labasebenzi abazinomdla kakhulu entliziyweni.
6. Ngaba iiNkqubo zokuLawula zihambelana noko zizithethayo ngoNxibelelwano lwaBasebenzi kuTywala?
Ukuba ulawulo luchazwe kwiingxelo zonyaka ezintathu zokugqibela zokuba ukuncitshiswa kwetyala kubaluleke kakhulu, kodwa sele zibandakanya ukufumana izinto ezininzi okanye ziqalise amabhizinisi amashishini amaninzi, azinyanisekileyo. Njengomnini-shishini, ufuna kuphela ukubambisana nalabo abenza izenzo zabo zifanise izithembiso zabo.
7. Ngaba i-Stock Price ekhangayo ehambelana nokuNyuka kweeNkcubeko eziQuqukileyo?
Intengo yeSitoreji iyona misela wokubuyisela. Umtyalomali oqeqeshayo uya kufumana inkampani ye-ABC ekhangayo kwi-10, kodwa kungekhona kwi-12. Ibhizinisi elidala i-$ 5 kwinzuzo ngonyaka lihle kakhulu ukuthenga kwi-20 ngeesabelo ngasinye; isivuno se-earnings singama- 25 ekhulwini. I-shishini elifanayo lithengiswa kwi-200 engama-sabelo ngasinye, nangona kunjalo, kuphela ukuziqhayisa ukufumana isivuno semali engama-2.5 ekhulwini-isiqingatha kwisantya esifumaneka engozini-nkulu e-United States Iibhondi zebhondi ngexesha ndiza kuhlaziywa kweli nqaku ngo-2014! Nangona ukulinganiswa okuphakamileyo okulindelekileyo, kuyisidlo sokufumana isitya kwintengo yokugqibela.
Ngamanye amaxesha, ukubukeka kunokukhohlisa. Ngenkampani ekhulayo inzuzo ngokukhawuleza, umvuzo osezantsi uvuno namhlanje unokuba ngcono kuminyaka emihlanu okanye eyi-10 ukususela ngoku kunomvuzo ophezulu oveliswayo owandisa kwizinga eliphantsi. Ukulungelelanisa oku, ungazama ukusebenzisa i- Dividend Adjusted PEG ratio .