Utyalo-mali Isifundo 4: Ukuhlalutya ingxelo yeNgeniso
Ukuba unayo i-hamburger kunye kwaye uthengisa ama-cheeseburgers angama-3.99 nganye, uya kubhala i-$ 399 kwimali engenayo ngaphandle kwenzuzo okanye ukulahleka kwakho.
Isamba semali engenayo ibalulekile kuba ishishini kufuneka lilethe imali yokubuyisela inzuzo. Ukuba inkampani inomvuzo omncinci, konke okulinganayo, kuya kwenza imali encinci. Kwiinkampani zokuqala ezingakhange ziphendule inzuzo, ingeniso ngamanye amaxesha inokusebenza njengendlela yokulinganisa inzuzo kwithuba elizayo.
Iinkampani ezininzi ziphula imali engenayo okanye zithengisa kwiindidi ukuze zicacise ukuba zininzi ezahlukileyo. Ukuchazwa ngokucacileyo kunye nemithombo engenayo yemali ingenza ukuhlaziywa kwengxelo engenayo kulula. Ivumela ukubikezela okuchanekileyo kokukhula kwexesha elizayo. Xa ndiqala ukubhala isifundo se-14 okanye iminyaka eyi-15 edlulileyo, ndabelana ngepopasho ye-Starbucks 2001 kwingeniso yakho engenayo, ithi umzekelo omhle. Iphinda ikhiqizwe ngasezantsi kweli phepha kwiTable STAR-1.
(Ukuba ufuna ngokwenene ukukhaba, hamba ukhangele inani leentengiso zakwa-Starbucks njengowomnyaka osandul 'ukuphela kuka-2015 kwingxelo yayo yonyaka okanye ifomu ye-Form 10-K . I-punchline, ingeniso ikhule ibe ngu-15,197,300,000 kwi-span. Ngokwenene, utyalo-mali lwama-$ 100,000 ngeli xesha le nkalo yanyatheliswa ukususela namhlanje, ngo-Matshi ka-2016, yayiya kuba yimivuzo engaphezulu kwama-1,071,000 kwi-return totals basis .
Oko akunakucinga ukuba uphinde uhlawule izabelo zakho . I-Starbucks, ukuthengisa ngokunyuka ngokuthe ngqo kwenzelwe ukufumana inzuzo ebonakalayo-into engekho yinyaniso kuwo onke amafemu - kwaye abanini babenomvuzo obunomvuzo ngenxa yabo, benandipha i- CAGR malunga nokuba abantu abaninzi banokuphupha.)
Njengoko ubona kwi-original, egcinwe kwiretshana ka-2001 phantsi kweli phepha, ukuthengiswa kwe-Starbucks kwavela ngokubanzi kwimithombo emibini: ukuthengiswa kunye nokuzodwa. Kwingxelo yonyaka, ulawulo luchaza umahluko phakathi kwamaphepha amabini ambalwa phambi kwengxelo yengeniso. Imali yokuthengisa "iRetail" ibhekisela kwiintengiso ezenziwe kwiivenkile ze-Starbucks ezineenkampani kulo lonke ihlabathi. Njalo xa uhamba uze ulandele ikhofi oyithandayo, ungeze i-$ 3 ukuya kwi-5 ye-5 kwingeniso kwiincwadi zeenkampani. Ngakolunye uhlangothi, imisebenzi ekhethekileyo, iqulethwe yinkampani ngokuthengisa "kwii-akhawunti zee-wholesale kunye neelayisenisi, i-royalties kunye neentlawulo zemali engenayo kunye neentengiso nge-shishini layo ngqo-kubathengi". Ngamanye amagama, ukwahlula okukhethekileyo kubandakanya imali ibhizinisi elitholayo kwi-coffee sales eyenziweyo ngqo kubathengi ngewebhu okanye ikhathalogu yayo, kunye neentlawulo zelayisenisi eziveliswe ngamashishini afana neBarnes noNoble, ehlawulela ilungelo lokusebenzisa indawo ye-Starbucks kwiincwadi zabo zokuthengisa .
Ukususela kumbono womnini, kukho imfundiso engafaniyo yokuba ukuthengisa ngokuthe rhoqo kuyinto entle. Nangona oku kuyenyani, kukho ukungafani. Kwishishini elinjengepropati kunye ne-inshorensi yokubulawa, ukukhula kudla ngokukhawuleza kufezekiswe ngokunciphisa iindleko zomgaqo-nkqubo, ezinokuthi zitshintshe inzuzo nzima ukuba ulawulo lungaqapheli, nangona kungabonakali iminyaka emininzi njengokuba kukho ukulibaziseka phakathi komgaqo ixabiso kwaye xa ilahleko zenzeke. Ngokufanayo, ukuba ukukhula kuxhaswa ngemali yokuhlalutya abanamasheya, ukuba bathathe imali eninzi ngokweqile, okanye benze imisebenzi emingciphekweni, kunokubangela ukuba kuhlulwe isahlulo esinqununu okanye esipheleleyo. Imbali igcwele iinkampani ezinobungqina obuqilileyo, ukusuka kwiibhanki zangaphambili zeblue blue kunye ne-thrifts ezifana neWachovia kunye ne-Washington Mutual, amaqumrhu e-inshorensi afana ne-AIG, kunye neebhanki zotyalo-mali ezifana noLehman Brothers kunye noMerrill Lynch.
Ukukhula ekuthengiseni okanye kwingeniso akufanele kube yinjongo ngokwayo. Ukukhula kwintengiso enenzuzo kunye neengeniso, uhlengahlengele umngcipheko , kwaye ngendlela eyabavuza abanikazi abakhona, iinjongo. Njengoko ufunda ngokubanzi malunga neengxelo zengeniso, oku kuya kwenza kube lula. Ingcaciso emfutshane kukuba kufuneka ufune ukuba ishishini livelise ukuthengiswa okungaphezulu xa kuya kukunceda kwamanye amandla phezu kwexesha elide. Emva kwakho konke, yimali yakho eyimali enzima esemngciphekweni kwishishini.
Ngokuxhomekeke kwishishini kunye nezoqoqosho, imali engenayo okanye yokuthengisa kwisitatimenti sengeniso sinokuncitshiswa yinto eyaziwa ngokuba "yindawo yokugcina isibonelelo sembuyekezo". Kuthetha ukuthini ukuba ishishini elingaziwayo, ngokwemveli, iipesenti ezi-1 zokuthengisa zalo ekugqibeleni zibuyiselwa ngabaxumi zingase ziqhubeke kwaye zibandakanye ukuba ukunciphisa ipesenti kwinani lemali njengenqaku elibonisa ukuba kungenzeka.
Itheyibhile-STAR-1 (Umfanekiso ogciniweyo ovela kwiSifundo soTyalo-mali sokuQala iNkcazo - Bona umbhalo kwiNgcaciso)
Ngenxa yesazi, masizisebenzise iimpahla zokuthengisa / iingeniso zemali ezivela kwiminyaka engamashumi amabini edlulileyo. Ungakwazi ukutshintsha ngokuthe ngileyo ezi zibalo ezivela kwi-10-K yangoku ikosa okanye ingxelo yonyaka. Enyanisweni, nceda uzame njengoko kuya kukuvumela ukuba ufunde ukufumana nokuphanda iingcaciso zemali.
| I-Starbucks yeKhafi Ingxelo edibanisiweyo yeZiphumo - I-Excerpt Ikhasi 29, 2001 Ingxelo Yonyaka Kwiwaka | ||
| Unyaka wezimali uphelile | Septemba 30, 2001 | Oktobha 1, 2000 |
| Ingeniso | ||
| Ivenkile | $ 2,229,594 | $ 1,823,607 |
| Ekhethekileyo | $ 419,386 | $ 354,007 |
| Imali epheleleyo yemali | $ 2,648,980 | $ 2,177,614 |