Utyalo-mali kwiNkampani ezinokuLungisa iNgqungquthela
Ukulinganisa kwixesha elide, iintsimbi zeblue blue ziye zityhila imali kubanikazi abanengqiqo ngokwaneleyo ukuba baxhomeke kubo ngokunyaniseka ngamaxesha amaninzi kwaye amancinci, amaxesha amahle kunye namaxesha amabi, imfazwe kunye noxolo, ukunyuka kwamaxabiso kunye nokuchasana. Kwaye akunjalo ukuba awaziwa. Ziyobakho; kuthathwe ngokungenanto. I-blue chip stocks ngokuqhelekileyo ibonisa iinkampani ezihlala kwindawo engundoqo ye-American kunye nehlabathi jikelele; Iifemu ziqhayisa zonke iinkcukacha ezinemibala efana neyiphi na inoveli kunye nokudibanisa nezopolitiko kunye nembali. Iimveliso zabo kunye neenkonzo zithintela phantse zonke iinkalo zobomi bethu.
Ngoko ke, kwenzeka njani ukuba i-chip chip e-blue ibuye ibe yindawo ephakamileyo kwimali - mboleko ye -investment, iziseko ezingenasisiseko, kunye namalungu e-1% aphezulu kunye neklasi ye-capitalist , ngelixa liphantse likhanyelwa lihlwempu, lihlwempu abatyalo-mali? Le ngqungquthela isinika ingcamango kwingxaki yokulawulwa kotyalo-mali njengoko kunjalo kwaye idinga ingxoxo ngezoqoqosho.
Izibhamu ze-Blue chip azikho kuphela kwiindawo zabahlolokazi kunye nenkampani zomshuwalense, kwaye yintoni na.
Yiyiphi i-Blue Chip Stock?
Nangona akukho mfuneko yokuphinda ihlaziywe ngokusemgangathweni esiye sagqityiwe sinikezele ukuba ndabhala ngephicotho-nkcazo ecacileyo kwinqaku elibhaliweyo, ngokufanelekileyo ngokwaneleyo, Iyintoni i-Stock Chip eBlue? , kwi-core yayo, isitampu se-blue chip isithenxiso esinikwe kwisitotho esifanayo senkampani eneempawu eziliqela kunye nekhwalithi.
Igama elithi "chip chip blue" livela kumdlalo wekhadi, i-poker, apho umbala ophezulu kakhulu wokudlala umdlalo.
Akukho mvumelwano yendalo yonke, ngokuchanekileyo, eyenza i-chip chip eluhlaza okwesibhakabhaka, kwaye kukho ukuhlala kumntu omnye okanye eminye imithetho, kodwa ngokuqhelekileyo uthetha, i-chip chip / iinkampani eziluhlaza okwesibhakabhaka:
- Yenza irekhodi elisekelweyo lokufumana amandla okuzinzileyo ngaphezu kwamashumi eminyaka;
- Ukubamba irekhodi elide eliqhelekileyo lokuhlawulwa kweentlawulo ezingenakuphazamiseka kubanikazi bamasheya abaqhelekileyo;
- Abaxhamli-mali abanomvuzo ngokukhulisa isabelo kwizinga elilinganayo okanye ngokungaphezulu kwezinga lokunyuka kwamaxabiso ukwenzela ukuba umnini-mali unyuke ubuncinci kwiinyanga ezilishumi elinesibini nokuba engazange athenge enye isabelo;
- Jabulela ukubuyela okuphezulu kwiinkunzi , ngokukodwa njengoko kulinganiswa ngokubuyisela kwi-equity ;
- Imidlalo ibhalansi echanekileyo kunye neengxelo zengeniso , ngakumbi xa zilinganiswa ngezinto ezifana nomyinge wokufikelela kwenzalo kunye nomhlaba kunye nokungafani kwemveliso yokuhamba kwemali;
- Isitokhwe sohlenga rhoqo xa ixabiso lesabelo likhangelelene nomlinganiselo wokufumana umnikazi;
- Ngaba zikhulu kunokuba ziqumrhu, zihlala zihlala phakathi kwamashishini amakhulu kwihlabathi njengoko zilinganiselwe zimbini zentengo yemarike kunye nexabiso loshishino ;
- Ukufumana uhlobo oluthile lwenzuzo enkulu yokukhuphisana eyenza kube nzima kunzima ukwahlula isabelo semarike kubo (oko kungafika ngendlela yokufumana iindleko ezifezekileyo ngokusebenzisa ubutyebi bezinga, ixabiso lokuthengwa kwemali kwingqondo yomthengi, okanye ubunini bomsebenzi obalulekileyo iimpahla ezinjengeenkcukacha zeoyile ezikhethiweyo);
- Ukukhupha izibophelelo ezibhekiselwe kwibakala lotyalo-mali kunye neyona nto ibhetele yokubala i- Triple A ; kwaye
- Zibandakanyiwe, ubuncinane ekhaya, kwicandelo lohlu lwe-S & P 500. Uninzi lwezona zinto ezincinci ze-blue chips zifakwe kwi- Dow Jones Industrial Average .
Kutheni i-Blue Chip Stocks idume nabantu abaneziTyebi kunye nabaTyalo-mali abanolwazi
Esinye sezizathu zokuba abatyali abazizityebi banomthandi we-blue chip stocks kuba banamathele ekuhlaleni amaxabiso okubuyiswa- ngokuqhelekileyo phakathi kwe-8% kunye ne-12% ngokwembali ngokweemali ezihlawulwa emva kweminyaka elishumi.
Uhambo aluhambelananga nangayiphi na indlela, ngamaconsi ama-50% okanye ngaphezulu kweeminyaka emininzi endleleni, kodwa ngokuhamba kwexesha, injini yezoqoqosho eyenza inzuzo iqhuba amandla ayo angavamile. Kubonisa ukubuyiswa kwenani lomnini-shareholder, becinga ukuba isabelo-mali sihlawule ixabiso elifanelekileyo. (Nangona kunjalo, loo nto ayisoloko ifunekayo.) Njengokuba iimbali zibonise, nangona uhlawule amaxabiso aphakamileyo ngamatyala ebizwa ngokuthi yiNifty Fifty, iqela leenkampani ezimangalisayo eziye zabizelwa esibhakabhakeni, iminyaka engama-25 kamva, ngokwenene ukubetha iindleko zeemakethe zentengiso nakuba ezininzi zeefayile ziluhlu.
Ngokubamba isitokethi ngokuthe ngqo, kwaye ukuvumela amatyala amaninzi ahlawulwe amatyala , ukuba abatyebi bangafa kunye nempahla eseleyo kwiindawo zabo, bawadlulisele kubantwana babo besebenzisa into eyaziwa ngokuba yiyo ehamba phambili . Ngokuchanekileyo, ngokungakhathaliseki ukuba ungaphantsi kwemida yentlawulo yomhlaba , xa oko kwenzeka, zonke iintlawulo zeentlawulo ezihlawulwayo eziza kuhlawulwa ziyakuxolelwa. Ngenye yezinto ezintle kakhulu, ezide, eziqhelekileyo ezifumanekayo ukuhlawulela abatyalo-mali. Ngokomzekelo, ukuba wena kunye neqabane lakho nizuze i-$ 500,000 yeempahla eziluhlaza ze-blue chip kwaye nibanjwe kubo, ngokufa emva kokuba bekhule ngokuxabisa ukuya kwi-10,000,000,000, unokwenza ulungelelanise ifa lakho ngendlela eyayiza kuhlawulwa ngayo Amaxabiso angama-9,500,000 angabonakaliyo (i-$ 10,000,000 yangoku-xabiso - i-$ 500,000 yentengo) athelelwa ngokukhawuleza. Awuyi kubahlawula. Abantwana bakho abayi kuze bahlawule. Kuloo nto inkulu kakhulu ukuba ulungele ukuxubusha kwisilinganiso esincinci kunye nokubamba onokuyigcina iminyaka emininzi kunokuzama ukungena kwi-position ukuya kwindawo, uhlala ulandelelana neepesenti ezingaphezulu.
Esinye isizathu sokuthi i-blue chip stocks iyathandwa kukuba zibonelela ngeendawo ezikhuselekileyo kwiindawo ezijongene nezoqoqosho (ngakumbi ukuba zidibanisene nezibophelelo ezihlanganisiweyo kunye nemali yokugcina imali). Abalwazi abanamava kunye nabahlwempu abacingi ngolu hlobo ngenxa yokuba bahlala bezama ukuzuza isityebi ngokukhawuleza, ukudubula inyanga, bekhangela loo nto iya kubenza bazityebi ngokukhawuleza. Akusoloko iphela kakuhle (jonga imizekelo apha napha). AmaMakethi aya kuqubuka. Uya kubona ukubamba kwakho kubanjwe ngamanani amaninzi kungakhathaliseki ukuba unayo. Ukuba ubani uthetha ngenye indlela, basuke bayisidenge okanye bazama ukukukhohlisa. Ingxenye yezizathu ze-blue chips zikhuselekile ngokufanelekileyo kukuba izitokethi ezihlawulela isabelo-mali ziyancipha kwiimakethe zeebhere ngenxa yento eyaziwa ngokuba yi- support support . Ukongezelela, ii-chips ezinobuncwane ezixhamlayo ngezinye iinkxaso ziyaxhamla kwixesha elide kwiinkathazo zezoqoqosho njengoko ziyakwazi ukuzithenga, okanye zikhuphe ngaphandle, zibuthathaka okanye zikhuphisane ngamaxabiso athile. Njengoko ndachaza kwingcaciso ende malunga nohlobo lokutshala imali kwi-oil majors, inkampani efana ne-Exxon Mobil ibeka igalelo lemiphumo engcono kwiminyaka emininzi phantsi komgca xa kukho ukubola okukhulu kweoli.
Ekugqibeleni, abatyebileyo abacebileyo nabaphumelelayo bathambekele ekuthandeni izitampu ze-blue chip ngenxa yokuba ukuzinza nokuqina kweengxelo zemali kuthetha ukuba ingeniso engenayo ayisoloko isengozini, ingakumbi ukuba kukho ulwahlulo olubanzi kwipotfoliyo. Ukuba sinokufika kwindawo ekuthiwa i-chips ye-blue chips egawulayo igawula izabelo ngokubanzi phakathi kwebhodi, abatyali-mali mhlawumbi banokuba nezinto ezininzi zokuxhalaba ngaphezu kweemakethe zempahla. Enyanisweni, sinokubonakala sijonge inkqubela-yokuphela-njengoko-siyazi-ke ityala leemeko.
Ziziphi amagama Amanqaku athile e-Blue Chip?
Nangona kungekho isivumelwano esivumelwaneni-jikelele malunga nento eyenza i-chip chip eluhlaza, ngokuqhelekileyo, amanye amagama oya kuwafumana kwiluhlu lwabantu abaninzi, kunye neendlela zeefomishini zokulawula i-asset ezimhlophe, ziquka iinkampani ezifana ne:
- 3M
- American Express
- AT & T
- EBerkshire Hathaway
- Boeing
- Chevron
- Inkampani yeClorox
- Inkampani yeCoca-Cola
- Colgate-Palmolive
- Diageo
- Exxon Mobil
- Jikelele uMbane
- Inkampani yaseHershey
- Johnson & Johnson
- Kraft Heinz
- Corporation sikaMcDonald
- Nestle SA
- PepsiCo
- Procter & Gamble
- IUnited Technologies
- Visa
- I-Wal-Mart Stores
- Inkampani yeWalt Disney
- Wells Fargo & Inkampani
Ngexesha elide, uya kufumana imeko apho i-chip chip yaseburhulumenteni yangaphambili ihlaselwa, njengokudlulela kwe-Eastman Kodak. Nangona kunjalo, ngokumangalisa njengoko kunokwenzeka, nangona kwimiba enjalo, abanini bexesha elide banokugqiba ukwenza imali ngenxa yokudibanisa izahlulo, ukuhlawulelwa, kunye neentengo zemali zerhafu.
Inyani le nto kukuba ukuba unemibandela eyahlukeneyo, ubambe ixesha elide elaneleyo, kwaye uthenge ngentengo ukwenzela ukuba umvuzo oqhelekileyo wokufumana isivuno se-blue chip stocks uqikelele kwisivuno sesibhambathiso se-Treasury yase-US, esifutshane nemfazwe eyingozi okanye ngaphandle Umcimbi wesigxina, akuzange kubekho ixesha kwimbali yaseMerika apho ubuye uye waqhekeza ukuthenga iimpahla ze-blue chip njengeklasi. Ngokuqinisekileyo, unamaxesha afana no-1929-1933, 1973-1974, kunye no-2007-2009; Amaxesha apho ubukele i-1/3 okanye i-1/2 yobutyebi bakho bumelala phambi kokuba amehlo akho athathwe ngexabiso lentengiso. Leyo yinxalenye yokurhweba. Ezi zihlandlo ziya kubuya, kwakhona. Ukuba unamalungelo, uya kuba neentlungu. Jongane ne. Yilibale. Ukuba ucinga ukuba unokugwenywa, akufanele ube nesitokisi. Kumthengi-mali-abathengi abathengi, akuthethi nto; i-blip kwitekti yokubamba iindidi ezahlukahlukeneyo eza kugqityiwe ekugqibeleni. Emva koko, ngubani okhumbula iKoca-Cola ukulahlekelwa malunga ne-50% yexabiso layo ngenxa yentlekele yentshukela emva nje kwe-IPO yayo? Sekunjalo, isabelo esinye sathengwa ngama-R40, esiye sahlaselwa kwi-19 yezigidi, ngoku sixabise ngaphezu kwe-15,000,000 zama-dollar kunye neerhafu ezibuyiswayo.