Funda Ukufumana Iintlawulo Zokhuseleko Lentlalo Xa Uhlala Kwemanye amazwe
Usuke uvumelekile ukufumana inzuzo yeNtlalo yeNtlalo ngexesha uhlala ngaphandle kwe-US
Ubume boKhuselo loLuntu aluklanyelwe ukuba lube yedwa umthombo wezicwangciso zengeniso yomhlala phantsi, kodwa kubalulekile ukuqonda indlela uLawulo loLuntu loLawulo lokuPhatha lubona ngayo ukuphila kwehlabathi. Ukuba ungummi wase-US, unokuqhubeka ufumana iintlawulo ngaphandle kwe-United States nje kuphela xa uvumelekile ukuhlawula kwaye usele ilizwe apho ulawulo lwezoKhuseleko loLuntu lungathumela iintlawulo. Ukuba awuyena ummi wase-US, kufuneka udibane neemeko ezahlukeneyo zokuhlawula.
Kwiimeko ezininzi, uya kukwazi ukufumana iintlawulo zakho zoKhuseleko lweNtlalo xa uhlala ngaphandle kweUnited States nje kuphela ukuba ufanelekile ukuhlawulwa kwiindawo zokuqala. Xa usebenza kwaye uhlawula irhafu yentlalo yeNtlalo, ufumana "iikhredithi" kwiintlawulo zeNtlalo. Inani lemali-mboleko oyifunayo ukufumana izibonelelo zomhlalaphantsi kuxhomekeke xa uzalwe.
Ukuba uzalwe ngowe-1929 okanye kamva, udinga iikredithi ezingama-40 (iminyaka eyi-10 yomsebenzi). Ukuba ushiye abasebenzi (okanye ilizwe) phambi kokuba ufumane iikredithi ezaneleyo zokufumana izibonelelo, iikhredithi ziya kuhlala kwiRekhodi Yokhuseleko Lentlalo. Ukuba ubuyela emsebenzini kamva, unokongeza iikredithi ezininzi ukuze ufaneleke. Umgca ophantsi koLawulo loKhuselo loLuntu awukwazi ukuhlawula nayiphi na inzuzo yomhlala phantsi de ube nenani elifunekayo leemali.
Unokukhetha ukuba uhlolisiso lwakho loKhuseleko lweNtlalo luthunyelwe kwilizwe lasemzini, okanye ugcinwe kwiakhawunti yase-US oyigcine. Kodwa kukho amanye amazwe apho ungeke ukwazi ukufumana iintlawulo zentlalo kunye neendawo ezithile ezithintele kuyo izithintelo ezingabemi. Ngoko ke, kubalulekile ukuba uhlale usenza umsebenzi wakho wesikolo kwangaphambili. Ulawulo loKhuseleko loLuntu lubonelela ngolwazi oluncedo olucacileyo lwemigaqo yokufumana inzuzo ngelixa ngaphandle kwe-United States (phawula: abemi abangabemi baseUnited States baya kufuneka baqwalasele ngokukhawuleza kwiimeko zokufumana izibonelelo). Ukongezelela, le ntlawulo yeeNgxowa-mali ezikuMmandla weZiko lokuHlola izokukunceda ukuba ufumane ukuba imali yakho yokuthatha umhlalaphantsi, ukukhubazeka okanye i-surviver iya kuqhubeka ngokungenammiselo, yeka emva kweenyanga ezintandathu ezilandelelanayo, okanye ukuba iimeko ezithile zithintelo zithintelo.
Iintlawulo zeMedare zifumaneka kuphela eUnited States
Ngenxa yokuba inzuzo ye-Medicare ifumaneka kuphela eUnited States, kungenakukuxhamla ukuba ubhalise kwaye ukhokhe i-premium ye-inshurensi yonyango ukuba uya kuphuma e-United States ixesha elide. Nangona kunjalo, ukuba ungayibhalisanga, qaphela ukuba xa ukwenza njalo, uya kuhlawula i-premium ye-10 ephakamileyo kwinyanga nganye-12 ukuba ubhalise, kodwa bekungabikho.
Ukuba unesigxina se-Medicare Part B kwaye ufuna ukuyikhansela, kwazisa iSocial Security. Iintlawulo zeNyanga ze-Medicare Part B kunye nama-premium ezihambelanayo ziya kuqhubeka enye inyanga emva kwenyanga oyazisa ngayo.
Kusenokwenzeka ukuba ufake ifayile yentlawulo nge-IRS
I-IRS ikulandela ngokusingqongileyo nangona uhlala phantsi. Uza kufaka iRhafu yentlawulo ngonyaka wonyaka kwaye unokufunwa ukuba ufake ifayile yokubuyisela irhafu. Oku kubaluleke ngakumbi ukuba uqaphele ukuba usalondoloza ipropati e-US okanye unokufumana ingeniso yerenti. Umzila wephepha uqhubeka njengoko kuya kufuneka uxelele nayiphi na ibhanki engekho e-US kunye ne-akhawunti ye-securities akhawunti rhoqo kwiSebe le-Nondyebo.
Iirhafu ezingaphandle zingaphinde zibe mfuneko kwilizwe lakho elitsha
Nangona ungenayo imali engenayo, uya kusayi kuthobela imithetho yerhafu njengomhlali welizwe lasemzini, ngoko kufuneka ufake apha ngaphandle kwe-US yakho yokubuyisela xa ufumana iimali ezivela kwi-401k yakho, i-IRA, ipension , njl
Yinto into oya kuyifuna ukuba uphando ngaphambi kokuba wenze isigqibo sakho somhlalaphantsi. Abahlawuli berhafu ba-US bahlawuliswa kwingeniso yabo yehlabathi, ngoko ke nangona uhlala phantsi kwelinye lamazwe ambalwa ngaphandle kwentlawulo yengeniso, njengeBermda okanye iBahamas, kuya kufuneka uhlawule irhafu yengeniso e-United States. Ngokubanzi, ukuxothwa kunye neengxowa-mali ngamanye amaxesha kunokunciphisa okanye kuphelise impembelelo yentlawulo yangaphandle.