Kuyakhathazeka xa imali ingekho kwibhanki yakho ngokukhawuleza. Xa usenza idiphozithi, ulindele ukuba ukwazi ukufikelela kwimali ngokukhawuleza xa uyifake. Nangona kunjalo, imali ingabonakali xa ikhona xa uyifaka ebhankini. Inceda ukuba ube nokuqonda ngokucacileyo indlela idizithi ezicutshungulwa ngayo nokuba kutheni imali yakho ingahlali ikhona. Nangona izinto zifumene idijithali ngakumbi kwaye zikhawuleza inkqubo, kunokukho izizathu zokuthi isheke lakho asisuswanga.
01 Ukuqonda Indlela Imali Yakho Ezuza ngayo kwiAkhawunti Yakho yeBhanki
02 Khangela kwiSaziso seSuku seShishini esilandelayo
Iibhanki ezininzi zinethuba lokutshintshela ukuba zisebenze ngosuku olulandelayo lweshishini. Esinye isizathu sokuba benze oku kunjalo banako ukuthumela uninzi lomsebenzi womhla ukuya kwiziko lokucwangcisa ukuze yonke into iqhutywe phakathi kobusuku. Xa ufaka isheke kunye ne risithi ithi ngosuku olulandelayo lweentsuku okanye umhla owamkelekileyo ngowusuku olulandelayo, kuthetha ukuba nangona befumene imali, isheke asiyi kuthunyelwa kwiziko lokucoca kuze kube ngumhla webhishini elilandelayo. Esikhundleni semali yakho ekhoyo ngokusa kusasa, kuya kufumaneka ngosuku lomsebenzi emva koko. Ngokuqhelekileyo kukho impawu echaza iwindi yeentsuku ezilandelayo kwiwindow, kwaye iya kuprinta kwi-risithi yakho. I-ATM iya kukwazisa ukuba ithe yaguqulwa kwixesha elilandelayo lomsebenzi. Ezinye iibhanki ziza kutshintsha ii-ATM kuqala kwaye unako ukugqiba umthengi ngosuku olunye lwebhizinisi ngokungena ngaphakathi. Basenokuba nomtshi omnye otshintshela ekupheleni, ngoko akukhathazi ukuba ucele ukuba umntu usekho ngosuku olufanayo lomsebenzi ukuba ufuna imali ngokukhawuleza.
03 Qaphela ukuba Ubamba kwiAkhawunti yakho
Esinye isizathu sokuba imali yakho ayinakufumaneka kukuba ibhanki ibamba i-akhawunti yakho yasebhanki . Ibhanki ingabamba ukuba isheke siyimali enkulu, ityhurensi yokujonga okanye isheke ephuma kwimeko . Ikhupha enkulu, isingcipheko esiphezulu sebhanki xa sikwenza ukufikelela ngokukhawuleza kwiimali. Uninzi lwezihlolisiso zithatha iintsuku ezimbalwa ukucwangcisa, kodwa ibhanki ikuvumela ukuba ufikelele kwimali, kuba ezininzi iinkokhe zicaca. Nangona kunjalo, ukuba uchitha i-$ 10,000 i-check kwaye ibuya ngokungahambi kakuhle, mhlawumbi unokuba nzima ukuza kunye naloo mali ukugubungela oko uchithe. Ibhanki kufuneka ikuxelele ukuba ifake ikhonkco ibambe kwaye ichaze ukuba kuya kuba nini ixesha elide lifumaneke kuwe. Unako ukukhusela ibamba kwi-akhawunti yakho ukuba utshintshe iintlobo zeentengiso ozenzayo.
04 Ukujonga i-Mix-ups kunye neBhanki
Ngamanye amaxesha, unganakho imali ekhoyo kuwe ngenxa yokuxuba kunye nebhanki. Xa usenza idiphozithi, kufuneka iboniswe kwimbali yakho ye-akhawunti, nokuba ngaba imali ayifumaneki ngokukhawuleza kuwe. Kukho amaxesha apho imali ingathunyelwa ngengozi kwiakhawunti engalunganga. Xa oku kwenzekayo akuyi kuba nerekhodi yediphozithi xa ukhupha umlando we-akhawunti. Uya kufuneka udibanise nebhanki uze ufumane oko kwenzeka. Kubalulekile ukugcina iirisithi zakho kude kube yinto yonke isuswe ukuze ufumane ubungqina bentlawulo. Iirisithi yakho iqulethe ulwazi olubalulekileyo lokulandelela, oluya kwenza kube lula kwibhankini ukufumana idiphozithi yakho ekhoyo. Thatha ixesha lokuqhagamshelana nebhanki malunga nokungafani kwi-akhawunti yakho , kwaye kufuneka ukwazi ukwenza isisombululo.