Indlela yokuxazulula ukungahambisani ne-akhawunti yakho yebhanki

Xa ulinganisela i-checkbook yakho unokufumana ukuba unokungafani okukhulu. Ungase ulahlekelwe yimali okanye unokufumanisa ukuba unemali eyongezelelweyo. Ibhanki inokuba yenze idiphozithi kwi-akhawunti engafanelekanga , kwaye kubalulekile ukulungisa ingxaki ngokukhawuleza. Unokufumanisa ukuba unako ukurhoxisa okungagunyazisiweyo , kwaye kubalulekile ukujongana nale micimbi ngokunjalo. Ungafaka kwakhona intlawulo yokumisa kwisheke ebiwe.

Kufuneka usebenze le micimbi ngokukhawuleza njengoko unako kwaye ngendlela efanelekileyo.

Fumana iNkcukacha ekuxhaseni iMangalo yakho

Okokuqala, kufuneka uqokelele ulwazi oluya kuxhasa ibango lakho. Ukuba ulahleka idiphozithi, kufuneka ufumane irisidi yakho. Ingcinga efanelekileyo yokubamba kwi-risithi ade idiphozithi iposelwe kwi-intanethi. Ukuba unemibuzo ethile, kufuneka uqakathekise kwisitatimenti sakho. Ngokuqhelekileyo ungaya kwi-Intanethi uze ufumane okungakumbi malunga nokuthengiselana, ngokunjalo. Xa unolu lwazi lungele, kulula kakhulu ukuba ummeli wenkonzo yamakhasimende ancede. Iirisiti kunye namanani okuchonga okuthengiselana nawo anokunika ibhanki ulwazi olufunekayo ukuqala uphando malunga nombandela.

Nxibelelana neBhanki

Jongana nale mibuzo kumntu ukuba kunokwenzeka. Ungabiza umnxeba wenkonzo yamakhasimende, kodwa ngokuqhelekileyo abantu bathetha egatsheni bazimisele kakhulu ukusebenza nawe.

Xa uthetha kumntu osebhankini kufuneka ube nokuzola. Amasevisi enkonzo yabathengi kunye nabameli beakhawunti banokukukunceda ukulungisa nayiphi na ingxaki. Nangona kunjalo, ukuba ufika ngokucaphukisa kakhulu, akakwazi ukuphuma kwindlela yabo ukukunceda ukulungisa iingxaki zakho kunye nemibuzo.

Yiba Nomonde Xa Uthetha neBhanki

Khumbula ukuba ube nomonde.

Ukuba kukho idiphozithi ekhoyo okanye ukuthengiswa okungagunyaziswanga, kungathatha ibhanki ithuba lokuyilandela. Intlanganiso yakho yokuqala ingaqalisa nje uphando ukulungisa ingxaki. Ibhanki iya kufuneka ibuyele kwaye ibone ukuthengiswa komthengisi womhla kwaye yenze ukuba yintoni eyayihamba. Ukuba wenze idiphozithi kwi-ATM, ke iirekhodi ze-ATM ziya kufuneka zifikelele kwaye zihlaziywe. Umntu othetha naye akazange enze iphutha, kwaye ngokuqhelekileyo abantu bazimisele ukukunceda ukuba unqande ukulahlekelwa ngumsindo xa usebenza nabathengi. Ezinye iibhanki ziya kuvumela abameli ukuba bahlawule umrhumo ukuba okokuqala ngento into eyenzekayo, kodwa oku akunakwenzeka ukuba ungekhohlisi.

Landela kunye neBhanki

Landela kunye nawaphi na iphepha okanye amanye amanyathelo okufuneka athathwe. Ukuba unemisebenzi engagunyaziswanga, unokufuna ukufaka ingxelo yepolisa ngaphambi kokuba ibhanki ikwenze nantoni na. Ukongezelela, kufuneka uvale i-akhawunti ukukhusela nayiphi na iimeko ezizayo ezizayo. Ukuba ukwenza oku kuqiniseke ukuba utshintshe konke ukutshintshwa kwakho ngokuzenzekelayo kunye neenketho zokuhlawula, kunye nediphozithi yakho ngqo.

Izinto ezongeziweyo zokuCamngca

Ukulinganisa iNgxelo yakho rhoqo

Qiniseka ukuba ulinganisela i-akhawunti yakho kwisitatimenti sakho rhoqo.

Oku kukukunceda ukulandelela amaphutha kwaye ufumane iimpazamo ngokukhawuleza. Iibhanki ezininzi zikuvumela ukukhuphela ulwazi ngqo kwi-software yakho yokulawula imali kwaye yenza ngokuzenzekelayo kuwe. Kukho isizathu esinjalo sokuba ungenzi.

Gcina i-Running Total Yiyiphi e-Akhawunti yakho

Ukongezelela, kufuneka ugcine inani elipheleleyo le-akhawunti yakho . Ungaze uhambe kwibhalansi oyifumanayo kwi-ATM okanye kwi-slip yokupaka. Akubandakanyi ukuthengiswa kwekhadi lokudityaniswa kwemali kunye nokuhlola. Ukuba ucinga nje ukuba unemali, uya kuhlawulwa i-akhawunti yakho.

Cinga ngeeBhanki zokuTshintsha

Ukuba ibhanki yakho iyaqhubeka inokungahambelani kunye neengxaki, khumbula ukuba awufihliwe kwibhanki yakho. Ungashintsha ibhanki uze ufumane ibhanki engenazo iingxaki. Ngaphambi kokuba wenze oku, kunjalo, kufuneka uqiniseke ukuba ibhanki ngokwenene yenze njalo iipazamo.

Ukuba ukwahluleka ukubeka iliso kwi-akhawunti yakho ngokuthe ngqo, mhlawumbi kube yimpazamo oyenzile. Ukongezelela, qwalasela iirhafu ozihlawulayo. Oku kunokwanela ukuqwalasela ukutshintshela kwibhanki entsha.