Isofthiwe yokucwangcisa imali yinto engabizi ukuqesha umcwangcisi wezemali onobuchule kunye neziphumo ezinokwethenjelwa ukuba unokuzihlaziya xa utshintsha ubomi. Iprogram efakwe apha iyakuthatha isicwangciso-mali esiphezulu, inyathelo-nyiweyo, kwaye inika iingxelo ezinengqiqo ukuze ukwazi ukucwangcisa ngokufanelekileyo ikusasa.
Iprogram yokucwangcisa ngemali ayiyiyo yokulawula ingeniso yansuku zonke neendleko okanye uhlahlo lwabiwo-mali. Ukucwangciswa kwexesha elifutshane, sebenzisa isofthiwe yecala yomntu siqu okanye isofthiwe ye- intanethi ye-intanethi . Kukho iinkonzo ezininzi zemali ze- iPhone , i- iPad kunye ne- Android ezisebenza kakuhle, nazo.
01 FlexScore
I-FlexScore, ekhutshelwe kuluntu ngo-2014, ibeka into entsha yokucwangcisa imali. Lolu hlelo lokusebenza lwamahhala lwe-intanethi isebenzisa indlela yokubambisa i-patented ngamanqaku athile, ukusuka ku-1 kuya ku-1,000 ukulinganisa impilo yomntu ngamnye yomntu. Ukusuka apho, i-FlexScore inikezela ngcebiso malunga nokuphucula amanqaku kunye neziqhagamshelana nezixhobo zokwenza njalo.
Ngokomzekelo, i-FlexScore inokuxelela ukuba ukuhlaziywa kwemali yakho yokuthengisa kwisilinganiso esincinci kunokunyusa amanqaku akho. Cofa kwiNyathelo yeSenzo kwaye uza kuhanjiswa ngababolekisi abanikezela ngamaxabiso aphantsi kubantu abaneprofayili yakho yezemali. Nangona kunjalo, awunakuze ufune ukusebenzisa izixhobo ezikhoyo. Unokuhlaziya kunye nebhanki yakho yasekuhlaleni ukuba ukhetha, ke faka amagama akho omboleko omtsha kwaye ujonge ukunyuka kwamanqaku akho.
02 eFinPLAN UCwangciso lwezeMali lwe-Intanethi
i-eFinPLAN ifikeleleke kakhulu, ikhuselekile kwi-software ye-intanethi ekudaleni isicwangciso sakho sezemali kunye nenjongo yokwenza ucwangciso lwemali olufikelelekayo kubo bonke abantu. i-eFinPLAN yenye yezinto ezizithandayo zokucwangcisa imali, kunye nesicwangciso sephepha-65 esivelisayo siyamangalisa.
- Iintsuku ezingama-30 zokuvavanywa mahala.
- $ 98 ngonyaka ukubhaliselwe, okanye ubhalisele iinyanga ezintandathu kwi $ 49.
- Ukucwangciswa kwezemali ngabanye ngokufakelwa kwedatha ye-mahala kunye no-1 unyaka wokufikelela kwi-eFinPLAN iyafumaneka kwimali, kodwa kufuneka uqhagamshelane ne-eFinPLAN ukuyibeka. Akukho zixhobo zokuthengisa.
03 Izabelo zeMali
I-Fate Financial ikhululekileyo isofthiwe yocwangciso lomntu siqu eyenzelwe umntu okanye intsapho ekhangela ithuluzi lakho lokulungisa imali.
Okwangoku, iingxelo ezibanzi ziyakubonwa kuphela kwisofthiwe kwaye akukho nto yokushicilela. Nangona kunjalo, iNgxelo yezeMali ibeka ingxelo ngokugqithiseleyo kwaye ibonise iinkcukacha zemali zonyaka eziye zazisetyenziselwa ukudala iziphumo kunye neengcebiso, ezikunceda ngokwenene ukuqonda izigqibo zakho zemali.
- I-Fate Financial ikhuphela mahala kwiWindows
- Funda Ukubuyiselwa
04 VeriPlan
I-VeriPlan ibandakanya izixhobo ezili-10 zocwangciso lwezemali kunye nezibalo zokucwangcisa umhlalaphantsi. Le software isenene ithemplate ye-spreadsheet epheleleyo. Akukuhle kakhulu kwaye kubonakala ngathi yenzelwe iindidi ze-crunching. Oku akuthethi ukuba ayisebenzisekanga, akusayi kuba mnandi ukuyisebenzisa njengeFlexScore okanye ezinye izinto ezikhethwe apha.
Ukukhuphela kokufundisa ngokukhululekileyo kubandakanya uguqulelo olusebenzayo lwe-VeriPlan kunye nedatha engaphambi kweendawo ukuze ukwazi ukuba isofthiwe isebenza njani. Ishidi lomsebenzi wohlahlo lwabiwo-mali lomnyaka we-2 lufakwe nekhosi yokufundisa yamahhala.
Uya kufuna iMicrosoft Excel ukusebenzisa iVeriPlan, engasetyenziswa kwiikhomputha ze-Windows kunye ne-Mac.
- $ 57, faka kuwo onke amaPC kwindlu enye.
- IMicrosoft Excel 2002 okanye kamva efunekayo
- Isiqinisekiso semali yeentsuku ezingama-30