Kufuneka ukuba ube nePlani ngoko iinjongo zakho zezezimali zithethwa emva kokuba ulahlekile
Isihloko sokucwangciswa kwezinto ngendawo abantu abaninzi abafuni ukuthetha- okanye ukucinga ngawo. Uninzi lwethu alufuni ukuqwalasela oko kuza kwenzeka emva kokufa, kodwa kubalulekile ukwenza njalo. Ukubeka isicwangciso endaweni kuya kuqinisekisa ukuba intsapho yakho kunye neenjongo zezemali zinyamekelwa xa loo mini ifika. Ufuna ukuqiniseka ukuba abantu bashiye emva kwakho bayazi ukuba ufuna.
Kukho izinto ezine eziphambili zokucwangciswa kwezindlu, ezibandakanya ukuvelisa intando, ukuthanda nokuphila kwamagqwetha, amandla amali wegqwetha, kwaye kwezinye iimeko, i-trust.
Wills
I-A iya kubeka uluhlu lwezinto zakho eziphathekayo xa udlula. Ikuvumela ukuba ubenqume abantu onqwenela ukuba unike la mafa, kwaye ngaphandle kweyodwa, i-asethi yakho iya kwangoko ilungu lakho losapho. Ukuba nentando endaweni iya kukunika uxolo lwengqondo ukwazi ukuba iafa zakho ziya kubani ofuna ukuba nazo kwaye wazi ukuba imicimbi yakho yezemali ilandelelwe. Kuza kunciphisa umngcipheko wokulahla umlawuli kulabo abasalayo. Qiniseka ukuxoxa ngezicwangciso zakho kunye neendlalifa zakho kunye nokunciphisa nayiphi na imiba okanye ukungavumelani ngokukhawuleza kunokuba kamva.
Kukulungele ukukhawuleza ukuthanda kwakho xa utshata, kodwa xa unomntwana kufuneka. Lapho ufumana khona intando yakho ininzi enokuyenza kunye nemeko ethile. Ukuba ungatshatanga. izibonelelo ezinjenge-intanethi njenge-www.legalzoom.com okanye i-www.quickenwillmaker.com zingafanelekile. Xa ubomi buba nzima nakakhulu kwaye kukho iqabane, abantwana, ishishini elincinci, okanye nayiphi na enye inkathazo ebandakanyekayo, ngokuqhelekileyo yinto efanelekileyo yokuthetha nommeli wezindlu.
Amandla oMpilo weGqwetha kunye neVidiyo eziPhila
Amandla eNyango Lommeli (I-HPOA) ngumqulu osemthethweni osayinwe apho ubiza umntu oyedwa njengomcebisi wakho wezonyango kwiziko apho ungeke wenze izigqibo ngokwakho. I-intando ephilayo, eyaziwayo njengesiqondiso esiphezulu sezokwelapha, ichaza zakho iimfuno malunga nokunyangwa kwezonyango xa ungenakulungeleka, ugula ukugula, okanye ungakwazi ukuthetha.
Le ngxelo yesifiso sakho njengoko zihambelana nezigqibo malunga nenkxaso yokuphila kunye naluphi na uhlobo lokungenelela kwonyango olufunayo okanye olufunayo.
Ngokuqhelekileyo ukufumana amaxwebhu afakwe ngexesha elifanayo ngokuthanda kwakho. Okanye, ukuba unesidima sokuba abazali bakho okanye iqabane lakho benze zonke izigqibo zonyango kuwe, kukulungele ukuba wenze oko ngokukhawuleza. I-intanethi, www.legalzoom.com ifanelekile kumqulu oyisiseko. Ukuba unemfuneko ethile efuna amaxwebhu anenkcazo, ukubona ummeli wezindlu ufanelekile.
Amandla Ezezimali zeGqwetha
NjengoMbane weMpilo weGqwetha, uMbane weMali we-Attorney ukhankanya ukuba ngubani ofuna ukwenza izigqibo zakho zezimali egameni lakho kufuneka ukuba unganakulungiswa. Ngaphandle kwalolu xwebhu, akukho mntu uya kuba negunya lokungena kwaye alungise ukuhlawulwa kwebhili-mali, izigqibo zotyalo-mali kunye neminye imiba yezezimali. Awufuni ukuba ezi zinto zishiye kwiinkundla, ngoko ke kunyanzelekile ukunika igunya elo mntu ukhethayo.
NjengoMbane weMpilo weGqwetha, kukulungele ukufumana olu xwebhu ngexesha elinye. Okanye, ukuba unakho ukungakhathaliseki ukuba abazali bakho okanye iqabane lakho benze zonke izigqibo zemali kuwe, ngokukhawuleza.
I-intanethi ifanelekileyo kumqulu oyisiseko, kodwa ukuba unemfuneko ethile efuna amaxwebhu anenkcazo, kukulungele ukubona ummeli wezindlu.
Ithemba
Ithemba linomthetho osemthethweni onokuthi uphathe impahla yakho (xa uhlala okanye ekufeni) kwaye ulawulwe ngokusekelwe kwiminqweno yakho echazwe kumqulu wezomthetho owadala iqumrhu. Ngokomzekelo, ukuthembela kunokukuvumela ukuba uqinisekise ukuba ufuna ukuba umntwana wakho azuze kwii-asethi kulo lonke ubomi bakhe. Unokufuna ukuchaza ukuba zisetyenziswe ngendlela ethile okanye zifunyenwe ngexesha elithile. Ithemba liyindlela yokukhusela i-asethi ukuba isetyenziswe ngendlela ongenakuyibona ifanelekileyo ukuba ulawulo lwayo.
Kukho iinzuzo ezininzi zokuba nethemba, nangona kunjalo, akuyimfuneko ngaphandle kokuba ukhathazeke ngongamela okanye ukunyamekelwa kweempahla zakho ekudlulileyo kwakho.
Ekugqibeleni, uthemba izindlalifa zakho ukulawula nokusebenzisa ifa lakho ngokufanelekileyo xa udlula. Ukuba unomgaqo-nkqubo we-inshorensi omkhulu okanye i-estate kunye / okanye abantwana, i-trust is worthing to discuss with a gwetter to determine the parameters right and language for your situation.
Ingaba ucwangciso lwakho lwezindlu luhlelekile? Ukuba akunjalo, qwalasela ukufumana la maxwebhu abalulekileyo ngokukhawuleza. Ufuna ukuqinisekisa ukuba iinjongo zakho zemali zenziwa ngendlela othanda ngayo, kwaye ngubani ongathanda, xa usuhambe.
Ukubhengezwa: Le ngcaciso inikezelwa kuwe njengomthombo wolwazi kuphela. Kuhanjiswa ngaphandle kokuqwalaselwa kweenjongo zotyalo-mali, ukunyamezela ngengozi okanye imeko zezimali kwanoma yimuphi umtyalo-mali othile kwaye angenakufaneleka kubo bonke abatyalo-mali. Ukusebenza kwangaphambili akubonakali kweziphumo ezizayo. Utyalo-mali luquka ubungozi kubandakanya ukulahlekelwa kwinqununu. Le ngcaciso ayijoliswanga, kwaye ayifanele, yenze isiseko esisisiseko saso nasiphi isigqibo sotyalo-mali ongayenza. Njalo qhagamshelana nomcebisi wakho wezomthetho, wezorhafu okanye utyalo-mali ngaphambi kokuba wenze nayiphi na ingxowa-mali / ityala / indawo / izicwangciso zezimali okanye izigqibo.