Igama lokutshintsha kwi-WaMu, kodwa akukho nto enye eyahlukileyo
Yintoni eyenzekayo kwiWuMu
Kwiingxaki zemali ka-2008, iWashington Mutual Bank (eyaziwa ngokuba yi-WaMu) yahluleka.
Ibhanki ayikwazanga ukufumana ilahleko kwaye ihlangabezane neemfuno xa abathengi bayeke ukuhlawula imali. Ukongeza, kwaphuma igama lokuba iWashington Mutual yayingqongqo lwemali, ngoko ke abathengi ngemali e-WaMu benza i -bhanki : Bakhupha imali eninzi njengokuba banako, okwenza kube nzima ukuba iWashington Mutual iphile.
Ngenxa yokungaphumeleli, ipahla zeWashington Mutual zathengiswa kwiChese Bank. I- Federal Deposit Insurance Corporation (i-FDIC) yancedisa ukudlulisela iipowimenti kunye nokubolekwa kwemali ukuxhomekeka ukuze ubomi bomthengi bube buninzi okanye buncinci (njengokuba kukho ukungaphumeleli kwebhanki kwi-US yamanje).
Ulwazi lweWaM Customers
Ukuba usebenzise ukulawula iakhawunti zakho kwiWamu.com, ngoku uya kwenza konke kwiChase.com. Ukusebenza kuninzi okanye kuncinci, kukuvumela ukuba uhlole i-balance, ukuhambisa imali kwi-bhanki kwi-bhanki, ukuhlawula iintlawulo ze-inthanethi, kunye nokunye. Ukufikelela kwiakhawunti yakho, kuya kufuneka uqalise igama lomsebenzisi elitsha kunye nephasiwedi kunye ne-Chase - iziqinisekiso zakho zakudala ze-WaMu aziyi kusebenza.
Kubathengi abaninzi, ukuthatha imali akufanele kubangele nayiphi na ukuphazanyiswa - ngaphandle kwegama utshintsho kunye nokubhaliswa kwewebhusayithi entsha.
- I-akhawunti yokuhlola nokugcina imali esuka eWashington Mutual ngoku iChase Bank.
- Nayiphi na imali mboleko onayo kunye neWashington Mutual ngoku iChase Bank.
Uyakuqaphela kwakhona ukuba igama likaChese kunye nejelo ezibonakalayo ngoku zivela kwiingxelo zemboleko kunye neengxelo zeakhawunti.
Yonke into ifanele idlulisele ngokuzenzekelayo kwaye (ethemba) ihamba ngaphandle.
Deposits ngqo
Naliphina idiphozithi ngqo kwii-akhawunti zakho zase-Washington Mutual kufuneka sele sele ungena kwi-akhawunti kwi-Chase Bank. Akukho senzo esilindelekileyo kwingxenye yakho (akudingeki ukuba uthumele iifomu ezintsha kumqeshi wakho).
IBill Bill Pay and Transfers
Ukuba ubuye uhlawula iindleko kwi-akhawunti yakho yokukhangela, i-payers yakho kufuneka ifakwe kwi-Chase ye-intanethi yokuhlawula i-bill ngokuzenzekelayo. Iintlawulo ozenzayo nge- ACH (xa umthengi wakho ekhangela imali kwi-akhawunti yakho ngekhompyutheni) uya kuphuma kwi-akhawunti yakho ye-Chase ngaphandle kokuba uxelele i-biller yakho nayiphi na utshintsho.
Ukuhlola
Ukuhlola okudala okubonisa ukuba uhambo lwakho oludala lweWashington Mutual kunye neenombolo ze-akhawunti ziya kusebenza (kunye nemali iya kutsalwa kwi- akhawunti yakho yokujonga i-akhawunti ). Ukuba uyalela ukuhlola okutsha, sebenzisa inombolo eyahlukileyo ye-ABA ehambelana neChase Bank.
ABA iinombolo zokuhamba
I-Bank ye-Chase ine- ABA inombolo eyahlukileyo kune-WaMu, kwaye kufuneka usebenzise inombolo entsha iya phambili. Xhagamshelana nommandla wakho wecandelo Hlanganisa igatsha ukuze ufumene ukuba yiyiphi indima ebhetele kwiakhawunti yakho. Kwakhona, inombolo ye-WaMu ye-ABA endala kufuneka iqondise phambili ukuhlawula iintlawulo ozinzile phambi ko-2008. Ngeenkonkco ezintsha ze- akhawunti, sebenzisa inombolo entsha ye-Chase ABA.
Kwezinye iimeko, iibhanki zinokuqhagamshelana nawe kwaye zicele ukuba ubuyekeze ulwazi lwakho lwebhanki. Ezinye iibhanki zineenkathazo zisebenzisa i-Old Mutual numbering numbers.
Amanqaku esikweletu
I-Washington Mutual isetyenziselwa ukubonelela ngeenkolo zemali zeekhredithi mahhala kubanikazi beakhawunti. Ngelishwa, awuyi kuvuyela loo ntlawulo kwiWamu.com. Nangona kunjalo, kumakhasimende athile ekhadi lesikweletu (iimveliso zeSlate), i-Chase inikeza izikolo zekhredithi zamahhala. Ngaphandle koko, unokujonga iirekhodi zakho zekhredithi mahhala- kanye ngonyaka ngonyaka-phantsi komthetho we-federal. Nangona ungafumani umlinganiselo wesikweledu samahhala, amanqaku akho adalwe esebenzisa ulwazi oluluhlaza kulezo ngxelo zekredithi.
Ukuba Awuyivuyo Ngokuxhathisa
Ukuba ukufudukela kwiChase yaseBhanki kuyinto engavumelekanga, uninzi lwezinye iinketho ezikhoyo. Qala ngokujonga kwiimanyano zematyala zendawo kunye neebhanki zasekuhlaleni ezisebenza kwindawo yakho.
Lawo maziko kaninzi anikezela ukukhangela kwamahhala kunye namazinga okukhuphisana, kwaye ngokuqhelekileyo bane-teknoloji efana neebhanki ezinkulu.
Ngaphambi kokuba wenze ishintsho, fumana yonke into elungiselelwe ukwenzela ukuba le nkqubo ingenabuhlungu. Awufuni ukuphosola iintlawulo okanye ukuhlawula iifizi zokuhlawulwa kwee-overdraft. Ukufumana uluhlu olungaphezulu lokujonga , jonga imiyalelo yokutshintsha ibhanki .