Ukukhawuleza kunye nezinye iinkqubo zekhompyutha zedeskithophu zinika i-aggregation ye-akhawunti kunye nokulandelelanisa okuzenzekelayo kunye nekhono lokwenza isofthiwe ukubonisa iinkcukacha zeenombolo kwi-akhawunti enye.
Nangona kunjalo, i-aggregation aggregation isetyenziswe ngokubhekiselele kwizixhobo zemali ezisekelwe kwi-Intanethi ezibonisa zonke iikhadi lekhredithi, i-brokerage, i-savings kunye ne-akhawunti yemboleko egcinwe kumaziko amaninzi emali kwikhasi lewebhu lewebhu.
Iimpapasho zeMali
Inzuzo ye-akhawunti yolwabelwano kukuba ufumana umfanekiso we-akhawunti zonke zezimali xa unako ukufumana lula iinkcukacha ze-akhawunti, ezifana nokuthengiselana kwangoku, kwindawo enye. Ukusebenzisa le nto, uvula ipakethi enye yekhompyutha kwikhompyutheni yakho okanye ungena kwiwebhsayithi enye ukuze ubone zonke i-akhawunti ze-akhawunti. Isindisa ukuba ungene kwii-akhawunti ezininzi ukuze uphakamise ukujonga ngokubanzi kwezemali.
Indlela yokuseta iAggregation akhawunti
Ukusekela ukuhlanganiswa kweakhawunti, kufuneka uqale ufumane ubudlelwane bebhanki kwi-intanethi kunye namaziko ezezimali abamba i-akhawunti yakho nganye. Emva koko, ubhalisa nganye i-akhawunti kwi-software yakho ye-intanethi okanye yedesktop. Oku kwenziwa nge-routination setting apho ubeka khona apho i-akhawunti nganye yezimali ibanjwe khona, kunye negama lomsebenzisi okanye inombolo ye-akhawunti kunye nephasiwedi okanye iPIN kwi-akhawunti nganye, evumela ukufikelela kwi-akhawunti ukujonga iinkcukacha ze-akhawunti.
Xa ungena kwisofthiwe yakho ngephasiwedi yakho, isofthiwe isebenzisa inkonzo yokwahlula ukukhupha ulwazi ngokungena ngemvume kunye namaphasiwedi kuwo onke amaziko eemali aphethe iakhawunti zakho. Idatha kwi-akhawunti nganye ilandelwa, okanye "ihlatywe," yenza bonke babonakale ngawe ngenye indlela.
Amathuba kukuba sele usebenzisa i-aggregation ye-akhawunti xa usebenzisa isoftware ye-intanethi okanye isofthiwe ye-desktop ye-desktop eyenza okanye ukulandela idatha kwi-akhawunti ezininzi.
Kuphi ukufumana iinkonzo zeAggregation Services
Iiwebhusayithi ezininzi zebhanki kunye nezinye ii-brokerage ze-intanethi zinikeza i-akhawunti yoluntu ngokulula kwabo abathengi babo. Iminikelo yangoku- intanethi yemali ye-intanethi efana ne-Mint, i-Mvelopes, kunye ne- software yentela ye-intanethi inikezela ukuhlanganiswa kwe-akhawunti. I-Yodlee, inkonzo eyaziwayo kwaye ihlonishwayo yesevisi ye-akhawunti, inika i-Yodlee MoneyCenter njengesixhobo somntu siqu se-intanethi. Iinkonzo ezininzi ze-iPhone kunye neefowuni ze-Android zizonke zee-akhawunti nazo.
Ngaba iAggregation Aggregation Safe?
Iinkonzo zokuhlanganisa i-Akhawunti kuphela zinikeza ukufikelela kwesoftware ukujonga iibhalansi zeakhawunti kunye nokuthengiselana, ngokuxhumela ngqo, ukungenzi ukuthengiselana. (Ukuze wenze njalo, kuya kufuneka ukuba ungene ngemvume kwiwebhusayithi nganye ye-akhawunti.) Emva kokuba unikezele ngolwazi lwakho lokungena ngokukhuselekileyo kwi-software, inkqubo ye-automatiki "i-scrapes" okanye iqokelela ulwazi ngendlela oya kuyenza xa ungene ngemvume ngokwakho. Ukongeza, isofthiwe isondela kwiinkalo ezininzi ezikhuselekileyo zokhuseleko. Umzekelo, ukuba ungena kwi-computer okanye idivaysi engaziwayo, ukuqinisekiswa okongeziweyo kuya kufuneka.
Abantu abaninzi abenza indima ebalulekileyo ekuphathweni kwabo kwezezimali bajonga kwiinkonzo ze-akhawunti ye-aggregation ukulungelelanisa, ukulungeleka kokusetyenziswa, kunye nempawu zokhuseleko. Ezi nkonzo zingalondoloza ixesha ngaphandle kokungxhalaba okongeziweyo ekulawuleni imali yakho.