I-Software Best Personal Finance

by Shelley Elmblad

Nokuba ufuna ukulandelela iakhawunti, gcina uhlahlo lwabiwo-mali, okanye wenze enye imisebenzi yokuphatha imali, kukho ukukhethwa kweefowuni zemali zakho ngaphandle apho kukukunceda ukuba ulandele yonke imali. Konke okumele ukwenze kukugunyaza i-smartphone yakho okanye ikhompyutha yakho. Unokuchitha encinci okanye eninzi, kuxhomekeke kwiimfuno kunye neenjongo zakho.

01 Moneydance

Imali inezo zonke iimpawu abantu abaninzi abafuna ukuphatha imali yabo. Unomxholo wekhaya olula ukukhangela kunye nokuthengiswa kwezinto ezilandelwayo ngokukhawuleza. Iimpawu zeMali azifumanekanga njengezinye iifenethi zemali, kodwa akunzima ukufunda nokusebenzisa kwaye kuninzi uncedo olutholakalayo kwiifom ze-intanethi. Iwebsite inikezela ngenkxaso yezobuchwepheshe kwaye uya kufumana iincwadi ezifundisiweyo kunye namaxwebhu emveliso.

Le software isebenza ngeengxowa-mali ezininzi, ine-iPhone kunye ne-iPad kunye neenkcukacha zezimali ezifanelekileyo. Iyahambelana ne-Windows, Mac, kunye ne-Linux. Isoftware isebenza malunga ne-$ 50 ukuya ngo-2017.

02 Phinda ufake iSoft Personal Software

Ukukhawuleza kwi-Windows kuye kwadlulayo iminyaka, kwaye iimpawu ezingaphezulu kunye nangaphezulu ziye zongezwa njengoko loo minyaka idlule. Inokukunceda ukuba uphathe yonke imicimbi yemali yakho.

Akuyena wonke umntu ofuna ukukhutshwa kwezixhobo, ngoko ke kukho ezininzi iinguqulelo ezikhethiweyo zokukhetha, ezifana ne-Starter Edition okanye i-Quicken Home kunye neShishini. Amaxabiso ahlukahluka kuxhomekeke kwiimfuno zakho. Isofthiwe iyahambelana ne-Mac okanye iWindows, kunye neefayili zifumaneka kwi-iPhone, iPad ne-Android.

03 Ufuna uhlahlo lwabiwo-mali

I-YNAB 4 Ukusetyenziswa kweNkcazo yeNgxeloUfuna iBhajethi.

Ufuna uhlahlo lwabiwo-mali, oluyaziwa ngokuba nguYNAB, ithuluzi lokulawula imali eligqibeleleyo kubaqalayo. Ngokwenene ufundisa imigaqo yokuphathwa kwemali eyomeleleyo, njengokuchitha imali engenayo kuphela eyayifumana. I-YNAB izokukunceda ukuba ugweme ii-akhawunti ezingadlulanga kwi-akhawunti kunye nokuhlahlela okanye ukushiya kwibhajethi yakho. Ukususela ngo-2017, unokufumana ii-34 zeentsuku zokuqala mahhala. Emva koko, kungaphantsi kwe-$ 5 ngenyanga.

04 AceMoney

I-MechCAD Software / umfanekiso weskrini nguShelley Elmblad

I-AceMoney ikhula ngokukhawuleza kwaye ihlala iphucula kwi-software ye-Windows yangaphambili yeefowuni. I-AceMoney iye yaguqulelwa kwiilwimi ezininzi, kwaye ilandelela imali-mali kunye ne-akhawunti kunye nebhajethi. Isexhasa ngaphezu kwee-currencies eziyi-150. Idatha yezemali ingeniswa ngaphandle kwesoftware kunye neesepredishithi zemali.

Itholakala kwi-Mac OS kunye neenketho ze Window kwaye unokuyikhuphela kwiwebsite ye-MechCAD Software malunga ne-$ 40 ngo-2017.

05 I-Microsoft yeMali Plus Plus i-Sunset Deluxe

IMicrosoft ayisisekeli okanye ivelise i-MS Imali, kodwa kusekho i- software yeMicrosoft yemali ye-personal finance ekhoyo. Ibizwa ngokuba yiMicrosoft Plus Plus Sunset Deluxe.

Yeka le software ukuba ufuna ukulandwa kwe-akhawunti ngokuzenzekelayo ngenxa yezinto ezingekho phantsi kwe-intanethi. Ngaphandle koko, unokufunda malunga neempawu kwiMicrosoft Money Plus i-Sunset Deluxe ukufumana ukuba ungalindela ntoni, yintoni ekhoyo kunye nokuthi ungayilanda njani na. IMicrosoft yenzelwe ngokukhethekileyo ukutshintsha i-software yakudala yolawulo lwesoftware.

06 SplashMoney

SplashMoney

Cinga ngeSplashMoney ukuba ufuna isofthiwe yexabiso lomntu onokuzithengisa ngokulula ukuyisebenzisa. Unika ukhetho oluhle lwezakhelo kodwa ngaphandle kohlu olupheleleyo lwezinto eziphambili. Ungakwazi ukulawula imali yakho ngenkathi ungekho kwikhompyutheni yakho ngeSplashMoney ye-iPhone, i-Android, kunye nezinye iifowuni. Iinkqubo zinokuthengwa zifakwe kwiprogram ye-desktop ye-SplashMoney.

07 I-Fortora Finance Imali

IForora Fresh Finance

Idatha yemali yomntu siqu ingabelana ngabasebenzisi abaninzi kwikhompyutheni enye okanye ngaphezu kwenethiwekhi xa usebenzisa i-Fortora Fresh Finance. Idata isebenza kunye neenguqulelo ze-Mac kunye ne-Windows zesofthiwe. Ikopi nganye ebhalisiweyo ye-Fresh Finance ingasetyenziswa kwiikhomputha ezintathu. I-Tech inkxaso ikhululekile kwaye iphendule kakhulu, kwaye i-Fortora icebo lokuxhasa ezininzi iinguqulelo zesofthiwe njengoko iqhutyiswa phambili.

Kufumaneka kuphela kwiWindows ngo-2017, kodwa oko kunokutshintsha nanini na. Okwangoku kuthumela kuphela amaxwebhu kwifom ye-QIF, kodwa leyo ingatshintsha, nayo. Iinguqulelo zeesilingo zamahhala zifumaneka xa ufuna ukunikela phambi kokuba uthenge.

08 GnuCash

IGreen / Wikicommons

I-GnuCash inezixhobo ezifanelekileyo kumashishini amancinci, kodwa iphinda isebenze kakuhle kunye nesofthiwe yezemali. I-GnuCash iguqulelwe kwiilwimi ezingama-21 kwaye ilawula ukutshintshiselana kwemali emininzi, kwaye le projekthi yezemali kulula kakhulu kwi-wallet yakho-ikhululekile ngo-2017.

Into e Yonke

Ukukhetha isofthiwe yesondlo somntu onokuzikhethela kunokufana nokukhetha iqabane eligqibeleleyo. Xa kulungile kuwe, kunokuhlala ixesha elide. Isitshixo kukuqwalasela iimfuno zakho kwaye uhlole ukunyamezela kwakho izinto ezifana ne-desktop clutter. Kodwa qiniseka ukuba kukho isofthiwe ngaphandle kwakho.