Ukutshala ngokukhawuleza kumaMarhwebo angaphandle kuma-ETF kunye nee-ADR
Kule nqaku, siza kujonga indlela yokwahlukana kwamanye amazwe kunye namasheya kunye neemali ezithengiswa nge-US, kunye nezinye izinto ezibalulekileyo zokwenza ngokufanelekileyo.
Ukwazi ukuchithwa kwamanye amazwe nge-ETF kunye ne-Mutual Funds
Indlela elula kunye neyona ndlela eqhelekileyo yokutshala imali kwiimarike zangaphandle kukuthenga iimali zokuthengiselana ngeemali (ETFs) okanye iimali eziphathekayo ezithatha ibhaskithi yama-stocks kunye nezibophelelo zamazwe ngamazwe. Ngaphandle kwamashishini amaninzi nakwamanye amazwe, ezi zimbini iintlobo zengxowa-mali zibonelela ngotyalo-mali ngokukhawuleza kunye nakwezinye izinto ezivela kwamanye amazwe kwiipotifoliyo zabo kwi-transaction eyodwa elula.
Abatyalomali banokukhetha phakathi kweentlobo ezahlukeneyo zeemali okanye ii-ETF, kuquka:
- IiNgxowa-mali zamazwe ngamazwe zityala ngokubanzi kumazwe amaninzi ngaphandle kwe-US
- IiNgxowa zeNgingqi zityalo kwiindawo ezithile, njengeYurophu, iAsia okanye iMbindi-Mpuma.
- Iimali zelizwe zityalomali kumazwe athile, njengeSpain okanye iRashiya.
- Iimali zeCandelo lityalomali kumacandelo athile kumazwe amaninzi, njengegolide okanye amandla.
Indlela yokufumana iNgxowa-mali engcono kwiPortfolio yakho
Ngoko, yiyiphi inkokhelo efanelekileyo kuwe ?
Ekugqibeleni, impendulo yalo mbuzo incike kwiinjongo zotyalo-mali zomntu kunye nesondlo somngcipheko. Ngokuqhelekileyo, iimali ezihlangeneyo zilawulwa ngokusisigxina ngabarhwebi-mali, ngelixa i-ETF zilawulwa ngokungabonakali ngokubambisa ngokusekelwe kwikhompyutheni ye-preexisting. Ngenxa yoko, iimali eziphathekayo zihlala zibiza kakhulu kunezihlobo ezilawulwayo.
Xa sele kukhethwe uhlobo olulungileyo lwekhefu, isinyathelo esilandelayo sinquma apho kwihlabathi liza kutyalomali khona. Abacebisi abaninzi bezezimali bacebisa ukuba abatshali-mali abatsha bafune imali engaphezulu kweengcipheko kunye neentlawulo ezinkulu, ngelixa abatshali-mali abaludala befuna iimali ezincinci ezinokuthi zinikezele ngakumbi ukuzinza. Oku kudla ngokuguqulela ukunyuka kweemarike ezikhulayo kubanini-mali abatsha kunye nokuveliswa kweemarike kwabasetyhini abadala.
Ekugqibeleni, ukufumana iimali eziphathekayo ngokulula kulula ukusebenzisa izixhobo ze-intanethi ezifana ne-Yahoo! Imali yeNgxowa-mali yeNgxowa-mali okanye iWall Street Journal Fund Screener. Okwangoku, ii-ETF zifumaneka ngokuphequlula ngezinye ze-ETF enkulu kunazo zonke, ezinjengeShares okanye ii-SPDR. Ekugqibeleni, abatyali-mali kufuneka bafune iindleko eziphantsi, iindleko eziphezulu zokubuyisela iinjongo zabo zokutshala kunye nomdla wokutya.
Thenga Amasheya aphesheya aMazwe angaphandle AmaHorle-Free nee-ADR
Abatyalomali abakhetha ukuzisebenzisa ngezandla bangakwazi ukuthenga kalula izitokethi ezininzi ezingaphandle kwamanye amazwe basebenzisa ama-Reposipts ase-American Depository (ADRs), ezi-securities ezithengiswa nge-US ezimela ubunini kwizabelo zeenkampani zangaphandle. Ekubeni zihlanganiswe kwiidola kwaye zithengiswa kwi-NYSE, i-NASDAQ okanye i-AMEX, i-ADR ayifuni nayiphi na inguqu eguquguqukayo lwemali okanye ukuthengiselana kwamanye amazwe.
Ngelishwa, kuninzi izitokhwe zangaphandle ezingafumaneki njenge-ADR kwaye kufuneka zithengwe kumazwe angaphandle, njengeToronto Stock Exchange (TSE) eCanada okanye i-London Stock Exchange (LSE) eYurophu. Nangona ezinye ii-brokerages zamazwe ngamazwe zinikeza indlela encinci yokuthenga ezi sitokhwe - ezifana ne-InteractiveBrokers - abatyali-mali kufuneka bahlole ngenyameko ishedyuli yomrhumo wabo wokuthengisa.
Inqaku elibalulekileyo : Nangona ukuthengwa nokuthengisa ii-ADR kuvela kwiidola zase-US, nayiphi na izabelo ezikhutshwe ziya kubakho kwilizwe langaphandle kwaye ziguqulwe zibe yi-US dollar xa zisasazwa. Ngenxa yoko, kubekho umngcipheko wezinga lokutshintshwa kwemali ezibandakanyeka kwezo meko.
Indlela Yokufumana Amathuba kwii-ADR zamazwe ngamazwe
Efana nemali yehlabathi, abatyali-mali kufuneka bakhethe amasheya ngabanye ngokusekelwe kwiinjongo zabo zokutshala kunye nokutya kwengozi.
Abatyalomali abakhangela iibhenti ezikhuselekileyo banokufuna iinkampani ezinkulu ezinokwenziwa nge-ADR, njengeSanofi-Aventis SA (NYSE: SNY) okanye i-Rio Tinto plc (i-NYSE: i-RIO). Okwangoku, abo bafuna ukufumana ingozi enkulu, banokufumana amathuba amaninzi angabalulekanga kwi-ADR ezincinci.
I-ADR ngabanye iyakwazi ukufunyanwa ngokusebenzisa iifowuni ezifanayo ezisetyenziselwa ukufumana amasheya e-United States, ekubeni i-trade securities trade in US exchange. Enye yezona zixhobo ezihamba phambili kwi-intanethi yintengiso ye-Finviz yesitoreji esinika amandla okukhusela iimpahla ezisekelwe kwiinkalo ezininzi zamatriki.
Ngaphantsi
Iimali zamazwe ngamazwe kunye nee-ADR ziindlela ezilungileyo zokwakha ukunyanzeliswa kwamazwe ngamazwe kwiphothifoliyo ngaphandle kokukhathazeka ngamasheya angaphandle okanye imimiselo. Ngokugcina iingcebiso ezikhankanywe apha ngasentla, abatyali-mali bangaba kakuhle endleleni yabo ukuze bafumane ukungafani kakuhle kwezikhundla zabo!