Ubuholi obutsha bucelomngeni kuMeko
Makhe sijonge ukuba ukunyuka kwama-populism kuthetha ukuthini iphothifoliyo yakho kunye nendlela yokuhlasela ezinye zeengozi.
Yintoni eyenza umkhangeli?
Kukho izinto ezininzi eziye zaholela ekunyuseni kwi-populism emhlabeni jikelele. Iimilinganiselo zengqungquthela ayinakuba yisisombululo kule ngxaki, kodwa kubalulekile ukuba abatyali-mali baqonde isizathu esona sizathu, kuba banokukunceda ukuqikelela isenzo somgaqo-nkqubo. Ngokomzekelo, impendulo ekungalingani kwemali inokuthi ikhulise irhafu yerhafu eyithintela ubutyebi, enokuba negalelo elikhulu ekuphumeni kwemali kutyalo-mali.
Ezinye zezinto eziphambili emva komgaqo ziquka:
- Ukuphuhlisa ukuKhula . Ukukhula komkhiqizo wekhaya (GDP) kuye kwehla kuma-6 ekhulwini kuma-1960 ukuya kuma-3 ekhulwini ngo-2015 emva koxinzelelo lwezezimali ngo-2008/2009.
- Ukungalingani kwemali . Ingxenye yonyaka yemali engenayo phakathi kweepesenti ezili-1 iphakama ukusuka kuma-10 ekhulwini ngo-1980 ukuya kuma-23,5 ekhulwini ngo-2007, ngelixa ukukhula kwemivuzo kuye kwancipha kwihlabathi.
- Ukufuduka . Ababaleki baye baxhalabisa eYurophu apho baye batyholwa ngetyala lobutshabalala, ngoxa i-US ukulahlekelwa ngumsebenzi kunye nobunzima obuye batyholwa ngabafuduki.
- Te knoloji . I-teknoloji iye yakha imisebenzi emininzi yekhono eliphezulu, kodwa ithathe indawo yemisebenzi engaphantsi kwezakhono ngokuzenzekelayo kunye nokugqithisa.
- Ihlabathi . Ukubambisana kwehlabathi, njengeteknoloji, kubangele imisebenzi emininzi yecandelo elingaphantsi kwamashishini angabizi, ukudala ukunganeliseki kwiimarike zasekhaya.
I-Populism Emhlabeni Wonke
Kukho amaninzi amaninzi e-populism ekuphakanyeni jikelele, kuquka eMelika naseBritani. Ngokulandelela ezi ziganeko, abatyali-mali banokuqonda xa iimarike ezihambelana neziganeko zenzeke kwaye zenze izigqibo zokucima okanye zilungele iipotifoliyo zazo.
'I-Brexit' ibonakalise ukuphumelela kokuqala kwabantu baseYurophu njengabavoti baseBrithani bakhetha ukushiya iYurophu. Impumelelo yephulo likaBrexit lenze amanye amaqela anxamnye nokusekwa kwe-EU, kuquka ne-Italy Star's Star Movement, i-Germany Alternative Alternatives eJamani kunye ne-France Marine Le Pen. Ukuhamba kwamanye amazwe angundoqo kwezoqoqosho ku-EU kungaphazamisa ukuzinza kommandla woqoqosho oqhelekileyo.
Unyulo lukaDonald Trump njengoMongameli we-United States lwaluvoti olufanayo loluntu kwi-world economy. Ngezicwangciso zokubuyiselwa kwemisebenzi kwaye uphinde uphinde uxoxe ngezivumelwano zorhwebo, iTump ingazihlaziya iMexico , iChina , kunye namanye amaqabane amashishini amakhulu, ngelixa iyanciphisa amathuba okukhula kwamakhaya nakwamanye amazwe.
Ukungaqiniseki kweTonga kunganokwandisa iiproyamu zengozi ezinikezelwe kwii-asethi zase-US.
Ezi zindwendwe ze-popula nazo zingaba nefuthe elibi kwiimarike ezikhulayo , ngokubhekiselele kumagosa eBhanki yehlabathi , ngokuchaphazela kakubi ukurhweba kunye nokuhanjiswa kweendlela. Ukongezelela, ezininzi iingcali zikholelwa ukuba ukunyuka kwama-populism kwihlabathi eliphuculweyo kunokukhuthaza iimvakalelo ezifanayo kwiimveli zentengiso. Ukuphunyezwa kwale migaqo kwinkxaso-mali ekuxhomekeke kumazwe aphesheya kwamanye amazwe kunokubangela ingxaki ngakumbi njengobunhlwempu kunye nokungalingani kwemali.
Ukuhlawula iNgxowa-mali yakho
Abatyalomali basemhlabeni bazinyamekele ingozi yezopolitiko kwiminyaka emininzi, kodwa ezi mngcipheko zibaluleke kakhulu ezinyangeni zamuva. Kungase kube nzima ukunyuka kwi-cash okanye ukuthenga igolide ngexesha lezinto ezinobungozi - ngokukodwa ngokulinganisela okulinganayo kwezinto ezininzi kwihlabathi-kodwa oku kubakho isisombululo esifanelekileyo kubatyalimi abaninzi.
Emva koko, i-S & P 500 iphakamileyo ngokukhawuleza ukhetho lukaTrump kunye ne-FTSE 100 ephezulu emva kwe-Brexit.
Abatyalomali baneendlela ezahlukeneyo zokujongana nale mngcipheko:
- Qhubeka uzinzile . Iqela elikhulu lophando lubonisa ukuba ixesha leemarike alinakwenzeka kwaye uninzi lwabatyalo-mali luyakutshabalalisa ukutyalomali kwixesha.
- Smart Beta . I-beta ye-Smart kunye neengxowa-mali ezimfutshane zibonelela ngeeposfoliyo ezahlukahlukeneyo ezinobungozi obuncitshiswa kunye nokulawulwa okulawulwayo ngaphandle kweengxowa-mali zemali.
- Ixabiso lokuTyala . Ixabiso lokutshala imali yindlela enhle yokuphepha ukuhlawula imali kwi-asethi ngelixa udala umgangatho wentlawulo kwi-asethi.
Ngaphantsi
Ukunyuka kwamaqhubi omhlaba jikelele kungabangela ingxaki kwixesha elide lokukhula kweGDP kwizoqoqosho eziphuhlisiweyo kunye nezasakhulayo. Naphezu kwezi mngcipheko, abatyali-mali kufuneka bahlale kwiimarike baze bazame iindlela ezizezinye zokunciphisa umngcipheko ngaphandle kokuzama ukuchitha ixesha.